Do You Need a Real Estate License to "Flip" Properties? - 07/27/07 01:09 PM
You buy a property, you flip it, you profit. Does this require a real estate license? In most cases, the answer is "no". Real estate brokerage is an activity regulated by states on their own terms, thus each state defines which activities require a license. There is a lot of vagueness … (5 comments)

Freddie Mac Home Possible Program - 07/26/07 12:13 PM
Effective recently, conforming lenders will accept loan submissions and locks for the Freddie Mac Home Possible program. Details for the program can be found at http://www.freddiemac.com/homepossible/ or you can check out the program matrix for the My Community and Home Possible programs on most rate sheets. You must be approved by … (1 comments)

Choosing a House that Fits You - 07/13/07 12:16 PM
Choosing a House that Fits YouAmongst the many things to consider when buying a home, one of the most important and sometimes overlooked factors is the actual house itself. Don't forget this is going to be the place you go home to every night, the place your kids will grow up … (1 comments)

The Dos and Don'ts of Buying a House - 07/13/07 11:58 AM
The Dos and Don'ts of Home BuyingDo Shop Around - Don't just hold interest in one house, check out a handful. Find out about the neighborhood, traffic, schools, and local entertainment. Talk to the people that have lived in the neighborhood for some time and find out their opinions and biggest … (2 comments)

The Dos and Don'ts of Selling Your House - 07/13/07 11:50 AM
The Dos and Don'ts of Selling Your HouseDo Shop Around - Don't consider moving unless you have already researched the market and are financially able to purchase the type of home you want. Research the homes in your local neighborhood to see what they are being sold for and take into … (0 comments)

Don't Believe Every Rate You See! - 07/13/07 10:44 AM
Don't Believe Every Rate You See!If you're a savvy consumer, I'm sure you've seen many nationally-branded companies advertising ridiculously low rates. (For example: Ditech, Quicken, etc) Despite the fact that rates have hovered near extraordinary lows for an extended period of time, many of the largest national lenders routinely tout rates … (9 comments)

Your Real Estate Bill of Rights - 07/09/07 11:39 AM
Dear Prospective Home Buyer,Your Real Estate Bill of Rights
You deserve attention to detail and specific solutions to your specific needsYou deserve access to the most accurate information regarding your status at any given momentYou deserve impeccable customer serviceYou deserve to be treated fairly and with respect at all timesYou deserve the … (4 comments)

The 9 Things You Must Know Before You Buy - 07/09/07 11:30 AM
The 9 things you must know before you buyBefore putting all you money into mortgage payments, pleaseconsider the following 9 important issues. By consideringthese important financial issues, you will be able to makeyour payments work much harder for you.1. Get pre-approved BEFORE you look for your new homeOf all the steps … (4 comments)

The 10 Biggest Mistakes When Refinancing - 07/09/07 11:17 AM
The 10 biggest mistakes when refinancing1. The new interest rate does not justify the refinancingBefore you go ahead and refinance your mortgage, you have to make sure that the change will save enough to justify the whole process of refinancing. As a rule, if the interest rate does not decrease by … (5 comments)

10 House Buyer Traps and How to Avoid Them - 07/09/07 11:05 AM
10 House buyer traps and how to avoid them
Trusting tax assessmentsSome people think that tax assessments are a way ofevaluating a home. The difficulty here is that assessmentsare based on a number of criteria that may not be related toproperty values, so they may not necessarily reflect thehome's true value. Bidding … (2 comments)

Purchasing a Home and Your Credit - 07/09/07 10:32 AM
Purchasing a Home and Your CreditIn a nutshell, credit scoring is a statistical method of assessing the credit risk of a loan applicant that is used by most mortgage companies in helping to determine what loan program an applicant qualifies for. The score is a number that rates the likelihood an … (2 comments)

New Home Buying Rebate Program - 07/02/07 10:47 AM
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Loan Officer: Justin Kaatz, CMP (ASAP Mortgage)
Justin Kaatz, CMP
Madison, WI
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ASAP Mortgage

Office Phone: (608) 237-8900 Ext.: 14
Cell Phone: (608) 347-3424
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Hello everybody my name is Justin and I'm a Licensed Mortgage Professional serving the whole state of WI. I am looking to pick up some useful information and possibly establish a few relationships through this website and blog!

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