Ar_home_b_search
 



credit: The 10 Biggest Mistakes When Refinancing - 07/09/07 11:17 AM
The 10 biggest mistakes when refinancing1. The new interest rate does not justify the refinancingBefore you go ahead and refinance your mortgage, you have to make sure that the change will save enough to justify the whole process of refinancing. As a rule, if the interest rate does not decrease by at least .0075 (.75 %) to .01 (1%) then refinancing is probably not a good move.2. Not knowing your real closing costsClosing your mortgage is usually a charged service. By law (in the United States), closing costs must be disclosed within 3 working days of the loan application. Each lender … (5 comments)

credit: Disputing Credit Reports - 04/24/07 04:40 PM
Your credit report is a record of your credit activities. It lists all of your credit card accounts and loans, the balances as well as your payment history. It also shows if any action has been taken against you because of unpaid bills such as a lawsuit or bankruptcy filing. Because businesses use this information to evaluate your applications for credit, insurance and employment, it's important that the information in your report is complete and accurate, especially if you plan to make a big purchase like a home.

The Fair Credit Reporting Act (FCRA), enforced by the Federal Trade Commission … (4 comments)

 

Justin Kaatz, CMP

Madison, WI

More about me…

ASAP Mortgage

Address: 1250 Femrite Dr, Suite 105, Madison, WI, 53716

Office Phone: (608) 237-8900 x 14

Cell Phone: (608) 347-3424

Email Me

Hello everybody my name is Justin and I'm a Licensed Mortgage Professional serving the whole state of WI. I am looking to pick up some useful information and possibly establish a few relationships through this website and blog!


Links

Archives

RSS 2.0 Feed for this blog

Find WI real estate agents and Madison real estate on ActiveRain.