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preapproved: The 9 Things You Must Know Before You Buy - 07/09/07 11:30 AM
The 9 things you must know before you buyBefore putting all you money into mortgage payments, pleaseconsider the following 9 important issues. By consideringthese important financial issues, you will be able to makeyour payments work much harder for you.1. Get pre-approved BEFORE you look for your new homeOf all the steps to do before you buy a home, thepre-approval part is the easiest. One of it's benefits: Itwill give you complete peace-of-mind while you are lookingfor a home. The best part, it's usually free. Your locallending institution can give you a written pre-approval withno obligation on your part. Getting pre-approved means … (4 comments)
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preapproved: 10 House Buyer Traps and How to Avoid Them - 07/09/07 11:05 AM
10 House buyer traps and how to avoid them
Trusting tax assessmentsSome people think that tax assessments are a way ofevaluating a home. The difficulty here is that assessmentsare based on a number of criteria that may not be related toproperty values, so they may not necessarily reflect thehome's true value. Bidding without knowingWhat price should you offer when you bid on a house? Is theseller's asking price too high? Are in front of a real deal?Before making one the biggest purchases of a lifetime, youshould take a very close look at the real estate market inthe area you're a thinking of … (2 comments)
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preapproved: An Overview of the Loan Process - 04/24/07 10:13 AM
An overview of the loan process
Make no mistake, there's a lot involved in getting a mortgage loan. You wouldn't be here reading my blog if you could fill out a one-page application and get the best loan for you funded the same day. What I do is do most of the heavy lifting for you, so you can concentrate on what's important -- preparing to move into your new home, saving money, or making plans for your home equity check.
There are four main steps involved in getting a loan. You'll see that I've made your part in them as easy … (0 comments)
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preapproved: When should I get qualified to buy a home? - 04/23/07 11:21 PM
Should you talk to a mortgage professional before house hunting?
Absolutely! Even if you haven't so much as picked out houses to visit yet, it's important to see your mortgage professional first. Why? What can we do for you if you haven't negotiated a price, and don't know yet how much you want to borrow?
When we pre-qualify you, we help you determine how much of a monthly mortgage payment you can afford, and how much we can loan you. We do this by considering your income and debts, your employment and residence situations, your available funds for down payment and required reserves, … (6 comments)
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Justin Kaatz, CMP
Madison,
WI
More about me…
ASAP Mortgage
Address: 1250 Femrite Dr, Suite 105, Madison, WI, 53716
Office Phone: (608) 237-8900 x 14
Cell Phone: (608) 347-3424
Email Me
Hello everybody my name is Justin and I'm a Licensed Mortgage Professional serving the whole state of WI. I am looking to pick up some useful information and possibly establish a few relationships through this website and blog!
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