wisconsin refinance: 2007 First Quarter Update - 05/18/07 05:17 PM
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wisconsin refinance: Taking Cash Out of a 1031 Exchange - 05/16/07 03:45 PM
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wisconsin refinance: Types of Insurance - 05/15/07 10:27 PM
What are homeowner's insurance, private mortgage insurance and title insurance?
Published By: a la mode, inc. … (1 comments)

wisconsin refinance: What is PMI? - 05/15/07 10:18 PM
Private Mortgage Insurance helps you get the loan
Private Mortgage Insurance, also known as PMI, is a supplemental insurance policy you may be required to obtain in order to get a mortgage loan. PMI is provided by private (non-government) companies and is usually required when your loan-to-value ratio - the amount of … (1 comments)

wisconsin refinance: When to Refinance - 05/09/07 10:51 AM
Published By: a la mode, inc. … (0 comments)

wisconsin refinance: Get Your Loan Faster! - 05/05/07 02:36 AM
Five ways to make the loan process go faster I should say that "working with me" is the first way! When you let me help you find the loan that's right for you, you truly are taking advantage of some of Wisconsin's best technology and expertise to get you a loan … (2 comments)

wisconsin refinance: Title Information - 04/30/07 04:21 PM
Holding Title
Before you reach the closing day, you will want to make a decision as to how you will "hold title" to the property. This decision has legal, tax and estate planning ramifications. Therefore, it may be prudent to consult an attorney or certified public accountant (CPA).
The following information is supplied … (3 comments)

wisconsin refinance: Debt-to-Income Ratios - 04/30/07 12:54 AM
Debt to Income RatioYour debt to income ratio is simply a way of determining how much money is available for your monthly mortgage payment after all your other recurring debt obligations are met. Debt limit There is generally a debt limit associated with each type of loan, such as a 28/36 … (7 comments)

wisconsin refinance: Buyer don'ts - 04/30/07 12:46 AM
Things to avoid before buying a home
Many new homebuyers make the mistake of rushing out to buy things to fill their home with as soon as the seller accepts their purchase offer and the lender pre-approves their loan. But there are still a few major hurdles to overcome before the keys … (6 comments)

wisconsin refinance: Fixed vs Adjustable - 04/30/07 12:17 AM
What are the advantages of fixed rate versus adjustable rate loans?
With a fixed-rate loan, your monthly payment of principal and interest never change for the life of your loan. Your property taxes may go up (we almost said down, too!), and so might your homeowner's insurance premium part of your monthly … (0 comments)

wisconsin refinance: Should You Buy Points? - 04/29/07 11:57 PM
How do you "buy" a better rate?
Do you plan on keeping your loan for a while? Then it may make sense to "buy" a lower interest rate by paying one or more "points."
Even if you're unsure of how long you plan to keep your mortgage before you move or refinance, … (9 comments)

wisconsin refinance: Improve Your Credit Score - 04/29/07 11:49 PM
How can you improve your credit score?
It's virtually impossible to change your score in the time between when most people decide to buy a home or refinance their mortgage and when they apply. So the short answer is, you really can't "on the spot." But there are strategies you can live … (3 comments)

wisconsin refinance: Madison Wisconsin Mortgage Refinance and Purchase Broker - 04/24/07 11:58 PM
Are you a Madison (or Wisconsin) first time home buyer that needs to purchase a new home with a no money down mortgage or FHA home loan, even with less-than-perfect credit? Are you a veteran that needs a VA loan? Or are you just a current Madison homeowner who needs a … (3 comments)

 
Loan Officer: Justin Kaatz, CMP (ASAP Mortgage)
Justin Kaatz, CMP
Madison, WI
More about me…
ASAP Mortgage

Office Phone: (608) 237-8900 Ext.: 14
Cell Phone: (608) 347-3424
Email Me
Hello everybody my name is Justin and I'm a Licensed Mortgage Professional serving the whole state of WI. I am looking to pick up some useful information and possibly establish a few relationships through this website and blog!

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