Saving For Your Down Payment Using Check Cards & Texting - 04/29/08 11:47 PM
So your thinking about buying a house
A lot of mistakes I seen recently is new home owners applying for loans with the preconception of not worrying about reserves or a down payment towards their new house.
Even if you did qualify for a 100% LTV loan that doesn't require any reserves and … (10 comments)

"Help Me, Help you!" get your loan approved! - 04/28/08 10:15 PM
The Beautiful Thing about FHA loans
FHA loans are truly unique because every Loan is different  There are guidelines that we follow in submitting the loans but the bottom line is that every loan submitted gets a chance to be looked at by the overall big picture.
The Big Picture
Myths are out there … (7 comments)

Generation Next won't be spoiled like Generation Now - 04/27/08 09:24 PM
Back when times were normal
Rewind about two decades ago and we were accustomed to double digit interest rates on mortgages. Now a days people will cry FOUL if they were ever quoted a double digit rate on a mortgage.  Back then though it was completely normal.
There was no such thing … (19 comments)

So Your Renting Again | It's Not The End Of The World - 04/23/08 08:47 PM
Un-Forseen events causing more renters recently
With the increase in foreclosures and more homeowners that can't afford to stay in their current homes due to financial hardship, job loss or mortgage payments.  People are resorting to renting once again or even staying with family and friends while they try to get back … (7 comments)

Celebrating Earth Day with E-FAX - 04/22/08 08:33 PM
My Earth Day Support
Well to help celebrate this Great day called Earth Day, I wanted to share a tip to all of us in the Real Estate Business.  Even though this tip may be small, any effort to help with Eary Day's Main Vision will help tremendously!!
Before I share my tip, … (12 comments)

2600 Heston Road, Virginia Beach, Va 23451 (Gorgeous Waterfront Property) - 04/17/08 07:36 PM






More details available at ZIPVO.com. … (7 comments)

*Update Bill Passed* Support S. 1315 (FILIPINO VETERANS EQUITY ACT) - 04/16/08 08:59 PM
 
***Update the Bill finally got passed SENATE VOTED YES 96-1 TO FILVETS BENEFITS AND S.1315***
Thanks for all the support!!
Filipino American Veterans
One of the most pressing long-time issues in the Filipino American community is the fight for Filipinos, who fought for the American military during World War 2, to receive full … (4 comments)

Support our Troops with a VA Mortgage. - 04/15/08 01:14 AM
Is there a strong military presence in your area?
I grew up as a Navy brat in Virginia.  My father is a retired Command Master Chief in the Navy, the highest rank you can get being enlisted.  So I respect the Military, The area I live in has a strong military … (14 comments)

Virginia - First State to mandate schools for Internet Safety Classes - 04/11/08 12:03 AM
More children are taking part of social network sites and becoming more internet accustomed ever than before.
Rewind back 10years or so and even thinking about internet safety in classrooms may not seem important but as the internet gap becomes more of a household activity than unknown, the internet safety class should … (3 comments)

When One Door Closes, Another Opens..... - 04/07/08 11:02 PM
Alexander Graham bell said it best " “When one door closes, another opens; but we often look so long and so regretfully upon the closed door that we do not see the one which has opened for us.”
There is so much truth to that quote we should not be dwelling on … (22 comments)

Self Employed Program Still Alive and Kicking! - 04/02/08 09:53 PM
As many lenders out there are eliminating loan programs for the self-employed customers/derive their income from mostly from commissions, theres still hope.
I still feel like if you maintained good credit these borrowers should still have a chance to get a simple, fast, competitively-priced home financing done.
You’ve built a good … (8 comments)

Virginia Beach Loan Officer - More than just a title - 04/02/08 08:18 PM
We get asked this question all the time out side of Real Estate.
So What do you do for a living?
Normally I Reply I am a Loan Officer or a Home Mortgage Consultant been in business for 5 plus years for the short version.
For the Real Fancy response I give my Elevator … (6 comments)

FHA is still a Super Star! - 04/01/08 08:52 PM
Many lenders out there are tightening their grip on strict guidelines and restrictions, its hard to find the right "Niche" for borrowers nowadays.
As many have perceived with FHA as a strict loan and strict appraisal standards, FHA has made a lot of improvements over the last few years.
FHA is still going … (7 comments)

 
Loan Officer: Justin Williams - Loan Officer (Prosperity Mortgage)
Justin Williams - Loan Officer
Virginia Beach, VA
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Prosperity Mortgage

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