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bad credit: No Equity? Bad Credit? Refinance FHA Streamline Your Mortgage - 05/04/09 11:53 PM

 
Don't Be Quick To Turndown a Loan
Just last week a client was referred to me by reading one of my blog posts.  The reason he was searching for a local lender is because he tried to get approved in refinancing his mortgage from an 8% rate.  The lender he tried to go with did not even bother calling the client back after pulling his credit.  This is a sign that usually the client had qualifications lower than the minimum and the loan officer decided not to call the client back.
However, I work with the client till the … (5 comments)

bad credit: Building Credit through PrePaids 101 - 03/28/08 06:16 PM
When Credit Counseling customers there are a variety of options that I normally offer my clients. The scenario I want to talk about is when a customer has little or no credit and needs to start building a 6+ month history of satisfactory trade lines.  The other scenario for credit counseling of having tons of credit but are late, in collections, and over the limit will not be discussed for this scenario.  That's a whole new ball park for that one. One option is building credit through pre-paids.  Now you have to be careful when giving this advice, because there are … (3 comments)

 

Justin Williams - Loan Officer

Virginia Beach, VA

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Address: 9094 Baltimore Avenue, College Park, Md, 20740

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