help: Ability Camp Fundraiser For Cerebral Palsy June 23rd to August 22nd - 06/13/08 09:26 AM

A client of mine Scott Doverspike, who I known ever since I got in the Mortgage Business 5 years ago, reached out to me asking for assistance in raising funds for his son Tyler.
Tyler was born prematurely with lungs not fully developed. This has caused lack of oxygen reaching … (3 comments)

help: Balance and Zen in Homeownership - 05/05/08 12:14 AM
Zen in Homeownership 
Becoming a homeowner is the the biggest American Dream there is. Homeownership has great benefits. Homeownership also comes with certain responsibilities.We are in a time that people became too hasty and rushed in the home buyers market without thinking ahead of the percussions.
Yes it was great that there … (11 comments)

help: Buyers Don't Fold your Cards, Use Your Ace Up Your Sleeve - 05/03/08 12:12 AM
The Pre-Flop
I work with a couple Real Estate Investors in the Virginia Beach Area and they mainly invest in Short Sales and Foreclosures to sell back to potential buyers.
I had a client pre-qualified up for a $200,000 FHA Mortgage and the client was interested in buying a short sale, I called … (10 comments)

help: Saving For Your Down Payment Using Check Cards & Texting - 04/29/08 11:47 PM
So your thinking about buying a house
A lot of mistakes I seen recently is new home owners applying for loans with the preconception of not worrying about reserves or a down payment towards their new house.
Even if you did qualify for a 100% LTV loan that doesn't require any reserves and … (10 comments)

help: "Help Me, Help you!" get your loan approved! - 04/28/08 10:15 PM
The Beautiful Thing about FHA loans
FHA loans are truly unique because every Loan is different  There are guidelines that we follow in submitting the loans but the bottom line is that every loan submitted gets a chance to be looked at by the overall big picture.
The Big Picture
Myths are out there … (7 comments)

help: So Your Renting Again | It's Not The End Of The World - 04/23/08 08:47 PM
Un-Forseen events causing more renters recently
With the increase in foreclosures and more homeowners that can't afford to stay in their current homes due to financial hardship, job loss or mortgage payments.  People are resorting to renting once again or even staying with family and friends while they try to get back … (7 comments)

help: Dark city, bright idea - 03/29/08 11:20 AM
Don't Forget tonight is the countdown for Earth Hour.  Let's spread this World Wide Awareness and promote this eco friendly idea everywhere!  If you haven't noticed, Google users in the United States will notice today that we "turned the lights out" on the Google.com homepage as a gesture to raise awareness … (3 comments)

help: Building Credit through PrePaids 101 - 03/28/08 06:16 PM
When Credit Counseling customers there are a variety of options that I normally offer my clients. The scenario I want to talk about is when a customer has little or no credit and needs to start building a 6+ month history of satisfactory trade lines.  The other scenario for credit counseling … (3 comments)

 
Loan Officer: Justin Williams - Loan Officer (Prosperity Mortgage)
Justin Williams - Loan Officer
Virginia Beach, VA
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Prosperity Mortgage

Office Phone: (757) 228-3668
Cell Phone: (757) 692-3464
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