virginia beach: My 2cents on REBarcamp Virginia Beach 2009 - 07/19/09 03:57 PM
My 2cents on REBarcamp
Well I recently had the honor to actually attend a REBarcamp event here locally in Virginia Beach. Thank you so much to Tina Meritt and the rest of the volunteers that has helped make this happen.
I have to admit I was a bit … (7 comments)
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virginia beach: FHA Down Payment Assistance Program Alternatives - 10/23/08 08:10 PM
The Bad News…DAPS Going Away The Housing and Economic Recovery Act of 2008 eliminates seller-funded down payment assistance programs (DAPs) as an acceptable source of funds for FHA loans for all lenders. Officially, the Act eliminates seller-funded DAPs on FHA loans with final credit approval issued to the borrower … (30 comments)
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virginia beach: National Flood Insurance Plan Extends 6 months by Congress - 09/30/08 10:42 PM
The National Flood Insurance Program was developed by congress address both the need for flood insurance and the need to lessen the devastating consequences of flooding.
The program was set to expire today September 30th 2008 but was passed earlier this week for another 6 months by the House of Representatives … (4 comments)
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virginia beach: Saying Goodbye to Summer and Going Old School 80's in Virginia Beach - 08/28/08 10:24 PM
This Labor Day Weekend at the Ocean Front on 5th Street in Virginia Beach will bring back a blast from the past.
Here is the line up
Friday August 29th 6:30 PM: Morris Day & The Time (with En Vogue and Bell Biv Devoe)
Saturday August 30th 7 PM: Billy … (8 comments)
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virginia beach: Its not FHA - Its VHDA: The FHA Alternative in Virginia. - 08/14/08 10:50 PM
What is VHDA?
VHDA stands for Virginia Housing Development Authority. Its Virginia's Mortgage Finance Agency. Most every state has their own Finance Agency.
Mission?
VHDA was created in 1972 by the General Assembly of Virginia to help overcome barriers to affordable housing.
VHDA is not for everyone. The … (8 comments)
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virginia beach: The Waiting Game Simplified - 08/12/08 11:02 PM
We all hear the lines "Now is the time to buy" "Lock in rates now" "Hurry up, Take Advantage now"
These liners all have the same point in which to bring in a sense of urgency but we do we know the whole picture why its a bad idea to … (13 comments)
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virginia beach: FHA Quick Savings Tip Regarding Increased MIP Change - 07/31/08 11:19 PM
Risk Based Mortgage Insurance Premiums
July 14 2008 FHA implemented a new system for the Mortgage Insurance Premiums.
FHA Premiums has been normally 1.5% and have now increased up to 2.25% based on credit worthiness.
Money Saving Tip
There is a way to avoid paying the max tier … (2 comments)
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virginia beach: Positive Spin on Down Payment Assistance Programs Gloom - 07/29/08 07:56 PM
Hud has been playing the Grim Reaper on the Down Payment Assistance Programs lately.
As most are aware the Down Payment Assistance Programs has helped many homeowners in the past acquiring down payment assistance for government loans that required a minimum of 3% down.
Recently HUD has made … (16 comments)
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virginia beach: Tax Incentive For First Time Home Buyers - 07/28/08 10:17 PM
Great News - Great News - Great News
A new incentive passed by the Housing and Economic Recovery Act of 2008 allows First Time Home Buyers to receive a $7,500 Tax Credit from the purchase of their new home.
From June 1st 2008 - June 1st 2009 will be … (6 comments)
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virginia beach: 5 Tips in Virginia Beach To Save Money And Enjoy Summer - 07/14/08 06:19 PM
Lets face it, we all can save a little bit more money nowadays with the increase in economy rises but that doesn't mean it will buzzkill our summer.
Here locally in Virginia Beach is just 5 simple tips to save some money and still have fun.
1.) Local … (7 comments)
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virginia beach: FHA 203k Streamline vs 203k Full Renovation - 06/13/08 10:57 PM
Renovation Lending
The main concept behind these loans a.k.a Rehab, Renovation, 203k and Home Improvement loans is quite simple, clients who wants to finance the costs of home improvements through the mortgage for a purchase or refinance.
Financing the costs of the home improvements through the mortgage can be cheaper than … (14 comments)
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virginia beach: Ability Camp Fundraiser For Cerebral Palsy June 23rd to August 22nd - 06/13/08 09:26 AM
A client of mine Scott Doverspike, who I known ever since I got in the Mortgage Business 5 years ago, reached out to me asking for assistance in raising funds for his son Tyler.
Tyler was born prematurely with lungs not fully developed. This has caused lack of oxygen reaching … (3 comments)
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virginia beach: A Time to Emerge From Our Past and Move Forward With Change - 06/09/08 10:22 PM
Today was my beautiful's Daughter Graduation for the 4yr Old Class at The Wave Children's Learning Center. Thinking back how much she grown and how fast they grow up has really made me a proud Father. It's moment like these you cherich and reflect how much your child's life … (15 comments)
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virginia beach: Hello Fresh Start! Goodbye Chapter 13 Bankruptcy - 05/27/08 07:53 PM
Fresh New Start After A Bankruptcy
Just because you filed for a Chapter 13 Bankruptcy, doesn't mean that all hope is lost.
Yes! You can obtain a Chapter 13 Refinance utilizing a Bankruptcy Buyout putting all your worries behind you.
Nobody is perfect and many homeowners file for a … (5 comments)
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virginia beach: Market Report in Virginia Beach Regarding Mortgage Options - 05/27/08 12:02 AM
Quick Market SnapShot in the 757
As you can see in the Demographic Stats above for the Virginia Beach Area, the numbers has it's Pros and Cons.
Pro
We are not in a Declining Market compared to the rest of the Nation and even our brothers and sisters up … (3 comments)
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virginia beach: Refinance Cashout on your Rental? Use this Free Tool to Decide (Rentometer.com) - 05/12/08 08:39 PM
Need to tap into your Rental property?
Investment Properties are hotter than ever with all the current Short Sales anf Foreclosures going in the market.
So now that you captured a rental property and are utilizing a stable rental income for quite some time now, it has come to attention than … (3 comments)
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virginia beach: Balance and Zen in Homeownership - 05/05/08 12:14 AM
Zen in Homeownership
Becoming a homeowner is the the biggest American Dream there is. Homeownership has great benefits. Homeownership also comes with certain responsibilities.We are in a time that people became too hasty and rushed in the home buyers market without thinking ahead of the percussions.
Yes it was great that there … (11 comments)
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virginia beach: Buyers Don't Fold your Cards, Use Your Ace Up Your Sleeve - 05/03/08 12:12 AM
The Pre-Flop
I work with a couple Real Estate Investors in the Virginia Beach Area and they mainly invest in Short Sales and Foreclosures to sell back to potential buyers.
I had a client pre-qualified up for a $200,000 FHA Mortgage and the client was interested in buying a short sale, I called … (10 comments)
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virginia beach: 2600 Heston Road, Virginia Beach, Va 23451 (Gorgeous Waterfront Property) - 04/17/08 07:36 PM
More details available at ZIPVO.com. … (7 comments)
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