Alexander Graham bell said it best " “When one door closes, another opens; but we often look so long and so regretfully upon the closed door that we do not see the one which has opened for us.”There is so much truth to that quote we should not be dwelling on the negative and the things we can't c
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04/07/2008
As many lenders out there are eliminating loan programs for the self-employed customers/derive their income from mostly from commissions, theres still hope. I still feel like if you maintained good credit these borrowers should still have a chance to get a simple, fast, competitively-priced home
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04/02/2008
We get asked this question all the time out side of Real Estate.So What do you do for a living?Normally I Reply I am a Loan Officer or a Home Mortgage Consultant been in business for 5 plus years for the short version.For the Real Fancy response I give my Elevator Speech. A speech you give norma
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04/02/2008
Many lenders out there are tightening their grip on strict guidelines and restrictions, its hard to find the right "Niche" for borrowers nowadays.As many have perceived with FHA as a strict loan and strict appraisal standards, FHA has made a lot of improvements over the last few years.FHA is stil
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04/01/2008
Don't Forget tonight is the countdown for Earth Hour. Let's spread this World Wide Awareness and promote this eco friendly idea everywhere! If you haven't noticed, Google users in the United States will notice today that we "turned the lights out" on the Google.com homepage as a gesture to rais
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03/29/2008
When Credit Counseling customers there are a variety of options that I normally offer my clients. The scenario I want to talk about is when a customer has little or no credit and needs to start building a 6+ month history of satisfactory trade lines. The other scenario for credit counseling of h
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03/28/2008
Many people are asking about this type of program since alot of lenders they talked to don't offer it or have no clue on the program.What is the program? The new FHA Secure loan program is a new refinance option that is being offered through the FHA to home owners that have fallen behind on their
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03/28/2008
Project LifelineProject Lifeline Will Help Prime And Nonprime At-Risk ConsumersSecretary of Treasury Henry Paulson announced Project Lifeline on Feb. 12, an initiative created in partnership with Wells Fargo and our other HOPE members Countrywide, CitiMortgage, Chase Home Finance, Washington Mutu
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03/27/2008
Word on the Web, There's a new game that everyone seeem's to be playing right now on Zillow that is fun and addictive.The game is called Dueling Digs. If you ever seen Hot Or Not's website this new game on Zillow is sort of the same concept.Dueling Digs presents you with a constant stream of Zi
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03/25/2008
My office has been getting a lot of success from using our preferredprogram. Sellers, Buyers and Real Estate agents love it. We all seen seller concession limits and borrowers getting frustrated because of lack of down payment, this is why I love this program because this exceeds the normal
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03/24/2008
