Groups are smaller communities within the larger ActiveRain. Join groups created by others. or start your own and
get others to join
This is the place to view the past and present contests put on by ActiveRain and its members. Everyone can join the
group and help encourage each other. Current contest will be highlighted posts so it's easy for you all to see. Let it
Curious as to what others in your profession think about a certain product or tool?
AR's community takes the time to leave honest and transparent reviews of their experiences
so you can be a bit wiser about your purchase.
Broken down by categories and subcategories for easy finds
Get an unfiltered look at what real users are saying
Leave a review yourself for others to benefit from
Add new products as you use them and gain points for doing so
ActiveRain University (ARU) provides free on-line training. We coach, consult and support real estate professionals about real estate trends, technology and social media.
ARU Calendar provides class types and registration links
Watch short tutorials on updating your photo, inserting a hyperlink and much more
Sign up for the Daily Drop so you don't miss out on AR's daily happenings
Find answers to most FAQ's
Whatever it is you're into and wherever you are, AR surely has a group for you to join.
Brand, off the wall, specific subject matters…whatever it is you're looking for.
Each time you write a post you can syndicate your post to 5 groups.
And if by chance you don't find what you're looking for, start a new group today!
Get your content in front of more eyes
Search by location or type
Feel free to start your own group
Find some that are close to home and close to heart
Each month AR runs numerous contests as a way for our members to engage in activities
that will boost their business and increase their visibility in the community and beyond.
Earn points by partaking in these contest and climb the leaderboard
Do what's good for you and your business by participating
If you have an idea for a contest, just let us know
Stay motivated and on track with new contests popping up each month
Ask a Real Estate Question
Here's another avenue for you to build relationships with others. Share your expertise with someone searching for answers.
Play the teacher role and help someone out today
Your Homepage will alert you of new questions in your state
A wonderful way to open a door to a possible new client
Ask a question yourself to get help
These state pages or hyper-local pages provide content directly related to a specific geographical location.
State, County, City and Neighborhood pages make it easy for consumers to find what they're looking for.
Post your listings, school information, local events, market reports and more
Consumers peruse these pages for information
Farm your niche market and cover all the happenings in your neighborhood
Is FHA Government Mortgage Relief proposal enough... - 08/31/07 11:21 AM
President Bush addressed worries that the subprime mortgage meltdown could prompt a further wave of defaults and foreclosures. The released a proposal that doesn't offer a bailout for real-estate speculators but to reform the tax code for homeowners and bring better transparency to the mortgage market. President Bush wants FHA to guarantee loans for borrowers who are at least 90 days behind on their mortgage payments. Meaning families who are struggling will be able to refinance their loans, meet their monthly payments, and keep their home. It appears the government is willing to play a role, but it is limited. Being flexible (7 comments)
Thank you to all our veterans and our government appreciates you too. Ginnie Mae has announced that it is eliminating the cap on the size of VA loans that may be placed in Ginnie Mae pools effective September 1st. On any VA loan, the available guaranty and veteran cash downpayment must equal 25% of the purchase price or CRV, whichever is less. Accordingly, for loans over $417,000, the veteran must make a cash investment of 25% of the amount over $417,000. The maximum no downpayment VA loan remains $417,000. VA requirements remain the same. This is good news for our veterans. (3 comments)
Ouch...bankruptcy up 60% in Minnesota - 08/31/07 10:37 AM
Fellow professionals - please do what is right for your client in the short and long term. Do not set them up for failure just to get a deal done. Get the deal done if it is meant to be so that you have a client for life. Due to rising debt and falling home values, Minnesotans are filing for Chapter 7 or Chapter 13 protection from creditors in far larger numbers than last year. It has increased 60% so far this year, compared with the same period in 2006. Nationally, bankruptcy filings rose 66% during the first 3 months of 2007. BUT, (3 comments)
Sorrow to joy in the extreme here in Minnesota - do you believe in Angels? - 08/29/07 09:39 AM
The Swenson family of Minnetonka expanded after a wrenching intrusion of tragedy. Now, thanks to "Extreme Makeover-Home Edition" their home also has grown. This wonderful couple are teachers at Hopkins High School. They are a family of 9, soon to be 10. Four of the children were Vicki's sister, Teri Lee's, a 38 year old widow who was murdered in her home by an abusive ex-boyfriend last year. Last week Extreme Makeover sent the family to Disneyland, demolished their old home on Thursday, and this week to the cheers of 5,000 friends and well-wishers they cried their hearts out as they viewed (6 comments)
Default loans: GOVERNMENT FHA to the rescue...possible help is on the way... - 08/27/07 10:01 AM
Finally help may be on the way to help with ARMS adjusting, subprime loans, default loans...people that have been financially in the red with their mortgage payment. Our government is listening, seeing, and acting. What more can we say? THANK YOU! My company belongs to a co-op called Americas Mortgage Coop (AMC). Please read the following announcement released from AMC this morning regarding possible changes to FHA program to help stem the tide of defaults that could result from upward adjustments to non-conforming loan products. It appears that FHA will be implementing the program that Clem Ziroli Sr. of First Mortgage in (11 comments)
A proposed cutoff of mortgage-interest tax deductions for all houses with more than 3,000 square feet may be added to the mortgage meltdown miseries of the credit panic, plunging homes sales, and rising foreclosures, and now a new worry: John Dingell, D-Mich., an experienced and powerful legislator is drafting a "carbon tax" bill that would do precisely that. He believes it is essential to achieving the enviromental goal of reducing carbon emissions by 60-80% by 2050. The Natural Resources Defense Council (NRDC), one of the most outspoken environmental lobbies active in the climate change debate, had no comment on Dingell's proposal. The (27 comments)
Are you preparing for your future or just complaining about what is happening in the market... - 08/22/07 11:12 AM
There are many things happening in the world that we have no control over. What kind of a business do you run? How are you planning for the future? What are you doing to make a difference for your business partners, associates, employees, clients? Are you a leader, follower, or still trying to decide? This is a short clip video with a lot of good ideas to get you thinking positively about yourself, your future, and what you need to do. You are in charge of your destiny - start today to make a difference in all you do. This is nothing (3 comments)
Breaking news - Greenpoint Mortgage shutting down with 1900 employees... - 08/20/07 04:12 PM
What an awakening for a Monday afternoon. We will continue to see a shakedown in lenders and programs. Please keep in mind that some of the talk is rumors and 90% (my opinion) of what the news broadcasts through tv and newspaper is inaccurate. It is imperitive that everyone just make sure they are doing their job in the best interest of their clients. Our future for mortgage consultants and realtors is unlimited with potential. Never doubt yourself or what the housing market means to the economy. Be ethical, honest, and work with integrity - it will get you a long (1 comments)
Mortgage Meltdown 101... - 08/14/07 02:06 PM
Mortgage Meltdown FAQ's What is the Mortgage Market Meltdown? A culmination of factors that has led to massive tightening in credit standards among lenders. This tightening is due to an excessive number of mortgages that are delinquent and in default. As a result of tighter credit standards and the devaluation of mortgage-backed securities, investors are shying away from purchasing additional pools of loans, causing over 100 lenders to close and leaving many homebuyers and homeowners unable to locate financing. Why should a real estate SELLER be concerned? The pool of potential buyers will shrink as many individuals find it difficult, if not impossible, to (6 comments)
The days of poor credit and no downpayment are over....but do you need two pre-approval letters for the sellers agent? - 08/13/07 05:15 PM
The days of poor credit and no downpayment are over. There are many loan programs out there that will work for the majority of homebuyers including first time homebuyers. It is imperative that buyers, realtors, cpa's, financial planners, attorneys, etc. work with lenders that spend time each and every day staying abreast of market changes including programs and lenders. It is anticipated that 40% of the current originators will be finding a new occupation to generate income. There are many major lenders that are doing well one day, investors are advised to buy their stock, and then close their doors a week (4 comments)
Disclaimer: ActiveRain Corp. does not necessarily endorse the real estate agents, loan officers and brokers listed on this site. These real estate profiles, blogs and blog entries are provided here as a courtesy to our visitors to help them make an informed decision when buying or selling a house. ActiveRain Corp. takes no responsibility for the content in these profiles, that are written by the members of this community.