Tips on Improving Credit Score - 06/28/08 10:42 PM
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One of the most important things in determining if someone is qualified for a home mortgage loan is credit - especially in today's tightening loan market.  Of course there is no minimum credit score required for FHA or VA loans, but for conventional loans, credit score means everything.  Yet most people know very little about how credit agencies work or more importantly, how a person can improve his or her credit under our consumer protection laws.
 
One of the first things that a real … (3 comments)

Tax Benefits of Home Ownership. - 06/28/08 09:54 PM
I seem to find myself being asked by a lot of buyers if this is a good time to purchase a home.  My standard answer is that ANYTIME is a good time to purchase a home.  Some markets seem to favor buyer more so than sellers, but with the tax benefits you can receive by owning a home, it is always better to buy a home than to rent.
The U.S. tax laws provide homebuyers with many tax incentives to purchase real estate. These tax breaks, are a bonus, in addition to the satisfaction and enjoyment, which goes with homeownership. The … (0 comments)