consumer tips: Huntsville Home Buyer Questions: Consumer Real Estate Tips!! - 02/27/08 12:12 PM
Huntsville Home Buyer Questions: Consumer Real Estate Tips!!Submitted by: Kimberly Grant, Huntsville Real Estate Agent Huntsville Real Estate Blog Whenever I get questions from consumers I always come back and try to share with others. I had a situation with a potential buyer and a mortgage officer that I wanted to share with you all. I decided this would be good to share for those interested in buying a home, not only in Huntsville, but any where. This post will address the subject of debt-to-income ratios. A common term that many may not be completely familiar with the definition and significance in (2 comments)
consumer tips: Buying a Huntsville Home? Down Payment Assistance Program - 02/17/08 08:57 PM
City of Huntsville First time Home Buyer Down Payment Assistance ProgramSubmitted by: Kimberly Grant, Huntsville Real Estate AgentHuntsville/Madison AL Real Estate Blog Are you looking to purchase your first home in the Huntsville area soon? Well, the city of Huntsville has a Downpayment Assistance Program for first time home buyers that could help make this dream a reality. The goal of the program is to increase the homeownership rate among first time buyers in lower income and minority households. There are some requirements to Downpayment Assistance Program. There are income limits and the buyer must be purchasing their first home within the Huntsville city limits. There (6 comments)
consumer tips: Huntsville Alabama Real Estate: Are You Thinking of Making a Move? - 01/15/08 07:21 PM
Are you thinking of making a move to Huntsville Alabama?Submitted by: Kimberly Grant, Huntsville Real Estate AgentHuntsville/Madison AL Real Estate Blog Moving to a new city or town can be a wonderful adventure with the proper preparation beforehand. People who have made many job transfers and moves recommend researching your destination city before the move. If you are considering a move to the Huntsville Alabama area the same suggestions can be helpful. Visit Huntsville on a workday and a weekend so you can see what kind of place it is in which to live and work. You can also use the Internet to (4 comments)
consumer tips: BE AWARE: New Identity Theft Scam Surfacing During Holiday Time - 11/28/07 09:16 PM
Be Aware: New Scam Surfacing During Holiday TimeSubmitted by: Kimberly Grant, Huntsville Real Estate AgentHuntsville/Madison AL Real Estate Blog I just heard of a new scam that is being reported now. Yet again, more dishonest people are trying to steal the identities of others. I wanted to share the information with all of you. This scam involves an unsuspecting consumer receiving a phone call from a person that identifies themselves as a court official in their local area. They state the reason they are calling is to inform you of a warrant that was issued for your arrest for failing to appear (15 comments)
consumer tips: Huntsville Alabama Real Estate: Consumer Home Seller Tip - 11/26/07 11:13 AM
Huntsville Alabama Real Estate Home Seller Tip: Develop a Timeline to Sale with the help of a Real Estate ProfessionalSubmitted by: Kimberly Grant, Huntsville Real Estate AgentHuntsville/Madison AL Real Estate Blog Are you interested in selling your home? Do you have a certain time by which you need to be moved? Most people have a deadline or at least an idea of when they want to have the home sold. Have you thought about what it could mean if you are not able to meet this deadline? Consider this case: I met with a lovely couple this past weekend. They live (10 comments)
consumer tips: Huntsville Alabama Real Estate: Consumer Tip of the Week - 10/27/07 05:03 PM
Huntsville Real Estate Consumer TipsSubmitted by: Kimberly Grant, Huntsville Real Estate AgentHuntsville / Madison Alabama Real Estate Blog A very frequent question I receive from Huntsville home buyers is "How do I know how much my payment will be?" I thought this was a great question to address in my consumer tips this week. When you're thinking of buying a home in Huntsville or any other city, the monthly payment is one of the things you want to consider. When you have a mortgage, you'll have several different portions of your payment each month. Your mortgage payment consists of principal, interest, taxes (9 comments)
consumer tips: Huntsville Home Sales Tips: Pricing Your Home to Attract Buyers - 09/08/07 07:44 PM
Huntsville Home Sales Tips: Pricing Your Home to Attract BuyersSubmitted by: Kimberly Grant, Huntsville Real Estate AgentHuntsville / Madison Alabama Real Estate Blog According to a recent research report, approximately 75% of home buyers surf the Web to begin their home search. That means that more buyers are knowledgeable about available properties on the market and the prices they are selling for. For this reason, now more than ever, pricing is key to selling your home. Sellers often think that a higher price will give them negotiating room. But in fact many buyers don't even look at a property that is overpriced, and consequently, (4 comments)
consumer tips: Huntsville Alabama Real Estate Tips--Fire Safety For Your Home - 08/25/07 11:17 PM
Huntsville Real Estate Tips--Fire Safety For Your HomeSubmitted by: Kimberly Grant,Huntsville Real Estate AgentHuntsville/Madison AL Real Estate Blog For this week's Real Estate Consumer Tip of the Week, I would like to provide you with some valuable information about home safety. As busy as we all get, it's sometimes easy to overlook fire safety and other home maintenance activities. Remember to replace the old batteries in your home's smoke alarms regularly. You should also dust each alarm and test it to make sure it's functioning properly. Make sure you have installed enough smoke alarms for the size of your home -- at least one per (8 comments)
consumer tips: Huntsville Real Estate Tips--Free Online Homebuyer Class - 08/04/07 09:32 PM
Huntsville Real Estate Tips--Free Online Homebuyer ClassSubmitted by: Kimberly Grant,Huntsville Real Estate AgentHuntsville/Madison AL Real Estate Blog If you're like most homebuyers, you have two primary considerations in mind when you start looking for a home. First, you want to find the home that perfectly meets your needs and desires, and secondly, you want to purchase this home for the lowest possible price. Home buying has its challenges especially if you are doing it for the first time. Having the right information can make all the difference in the home buying process. Working toward your goal of homeownership should be an exciting and fun time (1 comments)
consumer tips: Huntsville Alabama Real Estate Tips--Homes that Don't Sell (Part II) - 07/21/07 09:40 PM
Huntsville Real Estate Tips--Homes that Don't SellSubmitted by: Kimberly Grant,Huntsville Real Estate AgentHuntsville/Madison AL Real Estate Blog I really hope you have enjoyed part one of this series that was inspired by the number of expired listings we have in Madison County from the past month. If for some reason your home was on the market and did not sell, this is not the end. There are still things that can be addressed to help your home to sell. If you missed the previous points, please check out the first part of Real Estate Tips For Homes that Don't Sell then return here and read the final section. Real (0 comments)
consumer tips: Huntsville Alabama Real Estate Tips--Homes that Don't Sell (Part I) - 07/21/07 09:29 PM
Huntsville Alabama Real Estate Tips -- Homes that Don't Sell Submitted by: Kimberly Grant, Huntsville Real Estate AgentHuntsville/Madison AL Real Estate Blog Real Estate Tips for Homes that Don't Sell ~ Part I What would a real estate blog be without real estate tips for the readers??? So its that time again for real estate tips for my Huntsville readers. Today, I will be addressing the dreaded Expired Listing. From June 20th to today, there were 82 homes that expired in Madison County. If your home listing expires, it no longer shows with the active and available homes on the market for sell. If this happens to you, (0 comments)
consumer tips: Tips on Managing Your Credit Score - 07/14/07 09:43 PM
Consumer Tip of the Week -- Tips on Managing Your Credit Score Submitted by: Kimberly Grant, Huntsville Real Estate AgentHuntsville/Madison AL Real Estate Blog I get questions all the time from individuals looking for ways to obtain a higher credit score. There's good reason to do so. A higher score can give you a greater array of financial options and more favorable credit offers. Even if you already have a good score, there's always room for improvement by carefully managing your credit. Keep in mind, however, that your credit score is based on your history of borrowing and repaying money, so usually there is no way instantly change (0 comments)
consumer tips: My Huntsville Utility Bill Cut in Half!! - 06/28/07 11:52 PM
Consumer Tip of the Week: Savings on Your Utility BillSubmitted by: Kimberly Grant, Huntsville Real Estate Agent Huntsville Real Estate Blog As many of you know, in the midst of drought and all that is going on in our area, Huntsville Utilities has been encouraging local residents to try to be conservative in our water and utility usage. I have been encouraging you to try to save energy and I decided to see what I could do to be more conservative in my daily routine. Lately, I have been doing a little experiment with my utilitity usage. I would like to share the results (7 comments)
consumer tips: Do Not Call List Expiration - 06/23/07 01:51 AM
Consumer Tip of the Week: Do Not Call List ExpirationSubmitted by: Kimberly Grant, Huntsville Real Estate Agent Huntsville Real Estate Blog Lately, I have been getting a flood emails about registering your cell phone for the Do Not Call List. I kept saying to myself that I think I remember reading somewhere that this was a hoax. I also have been receiving a lot of telemarketer calls lately. My personal numbers are on the do not call list so I thought it was not legal for the calls to come in so regularly. I even got a call last night at midnight ! (7 comments)
consumer tips: Who wants an attic full of dead squirrels??? - 05/29/07 11:15 PM
The Importance of a Home Inspection Submitted by: Kimberly Grant, Huntsville Realtor I got a call from a good friend and she told me a nightmare of a story she is having with her brand new home. She is in a new subdivision and is only the third completed home on the block. She has been in the new house for about three months and recently she says she has been hearing noises and scratching sounds that appear to be coming from the attic. This went on for a while and they eventually called a pest control company to come out. As it turns out, they have an (1 comments)
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