FRAUD WARNINGS for HOMEOWNERS that may not be able to pay their Mortgage - 04/20/09 01:48 AM
I. HOME LOAN MODIFICATIONS.

You may not be able to afford your mortgage payment or you are not able to refinance your home loan, an option that may be available to you is a Loan Modification.
A Loan Modification, is where you and your lender agree to modify one or more of the terms of your home loan. Modification of terms could be a lower interest rate, an extension of the length of the loan (like making a 15 year loan into a 30 year loan), a conversion of an adjustable rate loan to fixed rate, the deferring of some of your payments, or … (3 comments)

Mortgage Protection Program - 04/09/09 11:23 PM
On Thursday, April 2, 2009 the Housing Affordability Fund has  launched a new program designed to provide peace of mind to first-time buyers who are hesitant to enter the housing market due to concerns about potential job loss, and subsequently being unable to meet their monthly mortgage obligations.
     To qualify for the Mortgage Protection Program,      Applicants must:. ·  Be a first-time home buyer - someone who has not owned      a home in the last three years.   ·  Open escrow April 2, 2009, or later, and close on or before      Dec. 31, 2009  ·  Use a California REALTOR® in the transaction  ·  Purchase … (0 comments)

 
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Kammie Quinones, Santa Rosa Realtor

Santa Rosa, CA

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Re/Max Pros, License #10372729

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