Okay I'm a movie nut, so what inspires you ? What entertains you ? - 12/22/06 01:46 AM
I'm sorry but every once in a while you need to recharge the battery. Christmas is only a few days away, and yesterday I watched a great new movie. I'm also excited to see a number of other good movies coming out in the next few days. So let's have some … (4 comments)
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Rock Balboa....great movie for inspiration and motivation must see!! - 12/22/06 01:28 AM
It was my pleasure to watch Rocky Balboa the movie today. I was worried that the movie would be a flop like Rocky V, but after reading a few reviews of the show this morning, and being under the weather, I decided to take a personal day and go see a … (1 comments)
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Shout out to the BYU Cougars.....Sorry Duck fans..... - 12/22/06 01:09 AM
After finishing 11-2 the BYU Cougars polished off some Duck last night, 38-8! As some of you know I'm a big sports fan, and college athletics seems like there is so much more passion then professional sports. Sorry if some of you hate sports, but I find so many parallels to … (2 comments)
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Active Rain Pet PEEVE - 12/21/06 10:04 AM
What is up with all these blog posts that have a chart with no commentary at all. It's like the author ( I use that term loosely) takes their mouse, takes the cursor, copies the content, and pastes it in the entry area and hits submit. WHY? WHY ? WHY ? … (5 comments)
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And you think Real estate agents and mortgage officers make allot...check out this - 12/20/06 12:37 AM
You thought real estate agents and mortgage loan officers made allot, you've not seen anything yet. I was watching nightline the other night and heard it was a banner year for Wall Street bonuses. Well the numbers are in and check out this link....http://www.breitbart.com/news/2006/12/19/D8M47ATG0.html
Imagine if the average Christmas bonuses was over … (1 comments)
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What its all about - 12/19/06 10:49 PM
Sometimes I wonder why I go through the stress of mortgage originating. Then I look at this picture in my office and it all makes sense. I hope you all remember why your working so hard as well. I hope you all enjoy your families this Christmas!
Merry Christmas from the Christens … (3 comments)
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Thanks to Active Rain and all my clients - 12/19/06 10:34 PM
December has been my best month ever!!! That includes 2003 and 2004, and though we had a better year in 2005, December 2006 will go down in my history book for now!
I contribute it to my great business partner, my loving wife who tolerates my ridiculous long work hours, and then … (1 comments)
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No score or I've hit bottom, how do I re-establish or create credit - 12/18/06 11:52 PM
I'm finding that there is allot of interest in terms of how credit works with the 3 major credit bureau's. Allot of these questions I've taken for granted due to the position I'm in as a mortgage loan officer. I'm sure that others may know allot more about this subject, but I've … (11 comments)
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Quick I need a better score....what to do in a pinch - 12/18/06 05:46 PM
I've been working with credit reports for over 15 years now. There are some basic steps you can take to improve your credit quickly. Sometimes it's simple, but often in can seem mysterious and sometimes down right depressing.
Here are a few quick tips to get those scores soaring...
If you need 20 … (55 comments)
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Disability Insurance not so difficult to get anymore - 12/18/06 05:11 PM
I just met with an incredibly gifted and talented young man named Travis Parry. www.nmfn.com/travisparry
We had a very good converstation about "missed equity", and how it related to our present clients. Travis also opened my mind to a quality product, "Disability Insurance", which he sells through Notherwestern Mutual Financial.
This disability insurance … (0 comments)
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The new wave....will you be a part of it? - 12/16/06 01:03 AM
I've noticed that some of the real estate agents on active rain may not know to much about a new wave that is sweeping through the mortgage industry. At first glance it probably sounds counter productive. Phrases like "ripping equity", "missed fortune investing", and " Fully funded insurance investments", do not … (4 comments)
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The Story Of The Rich Apple Farmer ....Part II - 12/15/06 12:40 AM
Earlier our hero, Johnny Appleseed had just learned a strategy to payoff his home in 6 years, and still keep some type of saftey net to protect his standard of living. This seemed like the perfect plan until he ran into Wise Willy. Willy happened to be a mortgage planner!
Johnny was confused … (5 comments)
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The Story Of The Rich Apple Farmer - 12/15/06 12:05 AM
Should you payoff your home as quickly as possible or invest the equity?
Such a complicated question and there is not really on fit all answer to give. I've been mortgage planning now for 10 years, but I've really begun focusing on how to help a clients bottom line over the last … (1 comments)
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The patience of Job! - 12/12/06 01:01 PM
If anyone is based in a big city and has attempted to close a loan in a smaller community then you'll be familiar with the following scenario.
Mortgage company gets all prior to doc conditions completed in short order. A number of conditions must be completed by small town title company. One … (0 comments)
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Do they want a revolution? - 12/12/06 11:54 AM
Sorry to get inflammatory, but a number of us are dealing with issue every day in our industry. It's called the illegal cabal of the credit bureau's! That's right, Equifax, Experian and Trans Union, the only other institution more powerfull is the IRS. They answer to very few, and its absolutely … (2 comments)
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Triathlon update - 12/12/06 10:33 AM
well it's week two. I feel like my body is starting to shake off the initial shock of not getting worked that hard over the past few years. Yesterday I timed myself on a 5k run/walk. I manged to get it done in 28 minutes. Today I swam 1000 yards, which … (1 comments)
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Good offense is always a better defense. - 12/12/06 10:25 AM
How many times have you worked on a transaction with one of your borrowers or clients? You'd done everything possible to make the transaction a smooth process. You communicated well, you didn't let the file sit on your desk for a second, but at the end of the process your client … (21 comments)
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Your going to compete in a Triathlon....are you crazy!! - 12/07/06 12:23 PM
I'd consider myself the average plus sized guy. I've weighed 300 plus for over 10 years. I've done the Atkins diet, used Phen-Phen and spent over $2000 with a personal trainer. My goal was to just reduce my weight so my family would stop worrying about me. So I've tried … (3 comments)
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Why you should be a gatekeeper - 12/06/06 01:20 PM
The Law of The Gate Keeper states: The business professional that refers out the most business will create the most reciprocal referral relationships in return. Translation: The business professional who controls the lead or relationship wins the golden prize...the DEAL!!
Regardless of what you do, you should always look for relationships with … (1 comments)
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St George Utah, the Mecca of safe living - 12/05/06 11:18 AM
Realtor Magazine Online, claims St George Utah is one of the saftest places in America, see the article. If you read the rest of the article you'll notice a number of locations are also in the Rocky Mountain region of our country. If your working with clients looking for stability … (0 comments)
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Holiday Blues in the mortgage business - 12/04/06 06:02 PM
If your a real estate agent or potential buyer, your probably wondering how your loan officer is doing with your file. It's a great question because most mortgage LO's have put on their dancing shoes. What most agents and customers do not see is the behind the scenes play between the … (1 comments)
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Maybe its just me but why are there so many blogs about blogs?? - 12/04/06 04:51 PM
I love this site, but it seems that more and more blogs are about .....blogs!!! Not to be a killjoy, and frankly I know I'm just contributing to my complaint, but someone please enlighten me as to why there are so many top ranked blogs about "how to blog" ?
I'll always … (3 comments)
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