congress: If you love end of the world movies...then I'm sure you'll like this story... - 02/27/09 10:36 AM
End of the world predictions have been around for years.  From War of the Words, to global environmental collapse, you've probably watched one recently.  I've always loved these movies, even though the premise is often ridiculous and unrealistic.  Now that the economy is crashing, millennial and end of the world stories are picking up in frequency.  Do any of these stories hold a shred of validity?  If the end of the world (as we know it) is at hand, then should we be getting ready?  Is it too late?  Is 6 months food storage, and 10% of your asset's in Gold … (1 comments)

congress: Hey...I have the answer to this Credit Crisis...it's actually not difficult at all!! - 10/19/08 10:34 PM
One question that I've been asking myself is if the federal government really knows what is going on.  Allot of misinformation has been floating across the Internet and through households across the country.  I think part of it is that "what bleeds...leads..." and personally I think the media in general has this unconscious need to keep Americans in panic mode.
The reality is we're far from what is called the "NUCLEAR" option.  In other words, the Federal Reserve through the recently passed "bailout bill" or "TARP", has made great efforts to keep from nationalizing banks.  Despite the rhetoric you may hear … (0 comments)

congress: Get DPA reinstated NOW!! - 07/30/08 08:24 PM
Seriously folks!  If your not worried you should be.  This recent emergency housing bill that George Bush signed today contains an amendment that kills down payment assistant programs.  What does that mean for you and me as real estate professionals.  It means additional pain for you as a professional, but more importantly minorities and first time home buyers will be affected the most.
Let's look at it closely, the new home buyer to qualify for a FHA loan will have to save 3.5% for a down payment.  This will magically keep the borrower from going into default, because they now know … (6 comments)

 
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Karl Christen

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