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credit: Speaking of your credit recently, has this happened to you? - 03/11/09 09:41 PM
You open up your credit card statement and your shocked to see that your credit limit has been reduced to what you currently owe! Or worse, your American Express card was just declined due to your credit limit being limited (and you thought AMEX didn't have a limit).
As the economy continues to slide off a proverbial cliff, credit card companies/banks are looking at record default and bankruptcy. Their taking swift action to shore up their losses, and they may end up doing it at the consumers expense.
Credit Reporting has become a science, and the "evil" empire, Transunion, Experian and … (2 comments)
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credit: Hope on the horizon...credit markets unthawing finally.... - 10/16/08 03:34 PM
Are we finally seeing a turnaround in the credit markets. News the past few days is steadily getting more positive in regards to rigid credit markets throughout the world. Everyone is wondering now why stocks continue to slide, but the reality is that these tight credit markets have had a noticeable affect on small and mid sized businesses throughout the world. Even larger manufactures like GM are taking a beating in regards to the lack of easy capital. The world government bailouts are finally starting to take affect though, as we can see in the following articles.
Global News
Signs … (5 comments)
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credit: Quick I need a better score....what to do in a pinch - 12/18/06 05:46 PM
I've been working with credit reports for over 15 years now. There are some basic steps you can take to improve your credit quickly. Sometimes it's simple, but often in can seem mysterious and sometimes down right depressing.
Here are a few quick tips to get those scores soaring...
If you need 20 to 30 points in a hurry...
#1 Paydown your revolving lines below 25% or 50% of the available balances on each of your cards. Make sure ask the customer service department of these companies for a letter signed by someone in accounting that will reflect your new balance. This is important … (56 comments)
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