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credit scores: Speaking of your credit recently, has this happened to you? - 03/11/09 09:41 PM
You open up your credit card statement and your shocked to see that your credit limit has been reduced to what you currently owe! Or worse, your American Express card was just declined due to your credit limit being limited (and you thought AMEX didn't have a limit).
As the economy continues to slide off a proverbial cliff, credit card companies/banks are looking at record default and bankruptcy. Their taking swift action to shore up their losses, and they may end up doing it at the consumers expense.
Credit Reporting has become a science, and the "evil" empire, Transunion, Experian and … (2 comments)
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credit scores: No score or I've hit bottom, how do I re-establish or create credit - 12/18/06 11:52 PM
I'm finding that there is allot of interest in terms of how credit works with the 3 major credit bureau's. Allot of these questions I've taken for granted due to the position I'm in as a mortgage loan officer. I'm sure that others may know allot more about this subject, but I've been doing this now for over 15 years, starting as a collections agent collecting bad debt, and then moving into the mortgage industry in 1996. My training with the major credit bureau's really has paid off with my clients, and I'm more then happy to share what I've learned.
This blog … (11 comments)
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