mma: MMA real or a confidence game? - 04/20/09 11:59 PM
I've always been impressed how certain people can get away at times with elaborate flim flams.  The recent arrest of Bernie Maddof is one such demonstration of this type of fraud and those who are duped.   Normally it requires a mark, or victim, who is manipulated by their greed, honesty or … (4 comments)

mma: Mortgage Merge Accounts....I still think they stink!! - 10/08/08 01:27 AM
I know some of you are going to be offended, but I'm really starting to get angry with some of these self righteous MMA posters.  A post that I wrote more then a year ago is still getting anonymous posts from angry MMA acolytes who dislike the fact I call into … (6 comments)

mma: MACQUARIE MORTGAGES is no more, another reason to avoid MMA programs - 03/11/08 01:11 PM
 Macquire Mortgages USA Inc has informed our company that they will discontinue accepting mortgage applications.  This is the kiss of death to most company's.  Not that this is much of a surprise, but this company is one of the pioneers of the mortgage merge craze.  Macquire was the first US company … (3 comments)

mma: Home Equity Line of Credit holders beware! - 02/02/08 03:41 AM
I hate to say I told you so, but one of my new pet peeves are these mortgage acceleration programs.  They go by snappy names like, MMA, or Mortgage Checking account.  Never the less they are Home Equity Lines of Credit, and with falling market values the banks are beginning to … (0 comments)

mma: Mortgage Merge Accounts...Are they safe for consumers - 01/21/08 05:25 PM
I've been flamed by a number of well meaning United First Financial agents already, and I'm sure this post will generate another group of hate emails.  But let's be honest folks, the long term affects of this new program are still far from being complete.  The honest agent is going to … (5 comments)

mma: Case Study #2 MMA,Equity Harvesting vs HYBRID PLAN - 11/06/07 12:36 AM
In our last case, John and Jill Doe were meeting once again with their financial planner.  They had recently looked over two plans that would help them maximize their asset's and prepare them for retirement.  The MCA or Mortgage Merge Account had certain advantages that could actually put more money in … (0 comments)

mma: Case Study #1 ....MMA vs Equity Harvesting - 11/06/07 12:20 AM
Finally I'm able to discuss one of my cases.  I've have of course left out the names, so this particular borrower will go by our beloved name of John and Jane Doe.  John lives in hypothetical Bacon, Alabama, and for kicks and giggles 30 years old.  John and Jane talk to … (1 comments)

mma: Why you want to use the MMA strategy and NEVER pay off your mortgage..... - 10/24/07 02:38 AM
Hopefully some of you read my headline carefully.  Let me repeat it once again, "why you want to use the mortgage merge account strategy and NEVER pay off your mortgage".  So what if the MMA?  It's actually a program or software that was developed to accelerate the payoff of an amortized … (3 comments)

 
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Karl Christen Credit Restoration Specialist

Orem, UT

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Address: Orem, UT, 84058

Office Phone: (801) 610-9575

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