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prime real estate articles: Why You Should Celebrate Christmas Early - Works For Chanukah Too - 12/20/10 06:31 PM
Our family is efficient. We like to get together right before Christmas to celebrate.
Birthdays we hit right on the day and Halloween, Thanksgiving, New Years, Valentines, and Easter too. But when it comes to Christmas, we can't wait to celebrate.
Besides being with my 4 daughters, 4 sons-in-law, 9 grandchildren, this is another big advantage to early celebration for Steve and me.
Well, actually this advantage pertains only to me. I get the flu and head cold over with! and done! before New Years.
This year it started with the twins, then their mom. The school called to say another … (20 comments)

prime real estate articles: That's Some Bad Fur Nutsy -- Kate Ford Alive And Well In Las Vegas - 11/11/09 11:49 AM
How bad has it gotten when you receive inquiries from a squirrel to your whereabouts. A pretend squirrel. Named Nutsy.
Wouldn't you agree the name says it all? Yep, that's some bad fur Nutsy!
Or maybe.... The squirrel is real and Steven Smith is the alter ego. For that matter maybe Charles Buell is Nutsy's alter ego #2. After all, I've never laid eyes on Seattle's Home Inspector or The King of The House.
And how about James Quarello? Alter ego #3 hiding in Connecticut?
Or have I been apart from Active Rain for too long? Man I got the flu … (51 comments)

prime real estate articles: Throw Tomatoes At Me If You Must - FHA and Subprime - 10/31/09 11:27 AM
Go ahead! Throw tomatoes at me if you must. FHA is a subprime type program. Recently I read "Subprime home loans are back - Las Vegas mortgage borrowers go FHA"*.  Just so happens this favorite blogger of mine, Esko Kiuru, is from Las Vegas.However I'm adding FHA never left the subprime type market. It just became less popular starting in the late 90's.You see, before subprime as it's labeled today gained popularity, FHA was the program of choice for subprime type borrowers. That is, consumers with little cash and less than perfect credit.Personally I'm not a big fan of government programs … (56 comments)

prime real estate articles: Oh Please! Show Your Nose A Little Love! - 10/22/09 07:42 AM
 
A number of noses landed on the ground last week across America according to CNNMoney.com.
For the first time in a few weeks, mortgage rates rose above 5% and mortgage applications took a 14% dive. The result? Home buyers and homeowners by the droves cut off their nose to spite their face.
But let's consider this logically. By drawing the line at 4.99% and refusing to budge, you are merely cutting off your own nose.
Take these numbers for example. A 30 year monthly house payment for $200,000 at 4.99% is $1073. Now raise that rate to 5.04%. Your payment … (23 comments)

 
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Kate Ford's mortgage blog at Active Rain Real Estate Network.


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