Prescott Valley Arizona - One of the top 5 places to retire!

Prescott Valley home in The Viewpoint

Charlie Musarra/ Kathy Renken (Keller Williams Check Realty) — Sat, 14 Nov 2009 12:00:15 -0600

Fabulous curb appeal,extremely well maintained pet & smoke free, 1-owner home. Living/great room w/fireplace, kitchen/dining combo w/bay window. Lg master/walk-in closet/garden tub/separate shower, double sinks. Split bdrm plan, other 2 rooms spacious & light. Storage cabinets in garage & laundry. Leased water softener, dryer & stove plumbed 4 both gas & elec. Pleated horizontal blinds, ez care landscaping,RV parking w/small bit of wall/gate needed. Newly painted exterior w/15-yr warranty paint.

View the Virtual Tour at:

http://vt.realbiz360.com/MLS-164502.html

isit our web site at: www.prescottlistings.com

Ffor questions, please contact us at: kathycharlie@prescottlistings.com

Credit crunch for Home Builders

Charlie Musarra/ Kathy Renken (Keller Williams Check Realty) — Fri, 13 Nov 2009 11:07:44 -0600

The National Association of Home Builder's is stating that the banking industry is making it extremely difficult for builders of single-family homes to obtain credit for their financing needs. Lack of funding will continue put a damper on new home sales recovery.

Lenders are cutting off loans for viable new housing projects and producing unnecessary foreclosures and losses to builders of single-family homes.

Even with the extension of the $8,000 first-time home buyer tax credit, the banking industry credit crunch threaten to halt any positive developments that the housing market in coming months. Single-family home builders who build several homes a year are finding that it is impossible to obtain loans, even thou they have been in good standing prior to this newly created credit crunch. In effect, putting these home builders out of business.

A majority of home builders have stated that the availability of credit for single-family construction loans worsened in the second quarter of 2009 and looks as if it will continue on the downward spiral for the upcoming months.

A majority of new home builders stated that construction of single-family project are being put on hold until such time as the banking industry changes the deteriorating credit conditions being imposed by the banks.

There seems to be a conflict of who is responsible for the tightening of credit to home builders. The federal banking regulators state that they haven't instructed banks to stop making loans or to tighten the requirements. The banks state that they are following the guideline set by the federal banking regulators. A catch 22 situation.

The National Association of Home Buildersrs believe that regulators and lenders should provide more meaningful rules and processes which would provide residential construction borrowers who have loans in good standing by providing flexibility on re-appraisals, loan modifications and perhaps more leewayon loans to give builders time to complete and sell their inventory.

Beautiful Double-wide in Dewey AZ on 2 acres, panoramic views

Charlie Musarra/ Kathy Renken (Keller Williams Check Realty) — Thu, 12 Nov 2009 07:27:34 -0600

Beautiful home on a beautiful piece of ground! 360 degree views. Updated, well maintained home w/spacious kitchen with island, informal dining area, family room with clerestory windows, skylights everywhere. Huge master with office/sitting/nursery area, bath w/double sinks, garden tub, large shower. Formal dining room, living room with wood burning stove. Washer/dryer included. Garden area, greenhouse, oversized 3-car detached garage.

View the Virtual Tour:

http://vt.realbiz360.com/MLS-173237.html

Visit our web site at: www.prescottlistings.com

Expanded Tax Credit

Charlie Musarra/ Kathy Renken (Keller Williams Check Realty) — Mon, 09 Nov 2009 06:49:02 -0600

Expanded Version of Tax Credit Will Allow More Homebuyers to Qualify

President Obama recently signed an expanded version of the $8,000 first-time homebuyer tax credit that was set to expire on November 30. "The new version of the tax credit has the potential to stimulate the housing market even more than the old version due to the fact that more people will qualify under the new rules," said Gibran Nicholas, Chairman of the CMPS Institute, an organization that certifies mortgage bankers and brokers. "Although the tax credit remains at $8,000 for homebuyers that have not owned a primary residence in the last three years, it has been expanded to include a $6,500 tax credit for homebuyers that have lived in their current primary residence for at least five consecutive years out of the past eight years. Under the old rules, move-up homebuyers did not qualify." Consider these three examples:

Example 1:
Jane purchased a home in 2002, lived there for 5 years as her primary home, moved out in 2007, and turned that home into a rental property. If Jane decides to buy a new primary residence today, she would qualify for the $6,500 tax credit based on the fact that she lived in the same residence as her primary home for at least five consecutive years out of the past eight.

Example 2:
Harry purchased a home in 2004, and lived there for the past 5 years as his primary home. If Harry decides to buy a new primary residence today, he would qualify for the $6,500 tax credit based on the fact that he lived in the same residence as his primary home for at least five consecutive years out of the past eight.

Example 3:
Nicole purchased a home in 2006, and lived there for the past 3 years as her primary home. If Nicole decides to buy a new primary residence today, she would not qualify for the $6,500 tax credit based on the fact that she did not live in the same residence as her primary home for at least five consecutive years out of the past eight.

The tax credit applies to homes purchased for less than $800,000 before May 1, 2010. "If you sign a binding contract to purchase a home before May 1st, you would need to close on the transaction before July 1, 2010," Nicholas said. "It works kind of like a gift certificate that can be redeemed for cash. You simply file a form with the IRS right after you buy your home, and the IRS will send you a check for the full amount of your credit."

The income limitation for single tax payers went up from $75,000 under the old rules to $125,000 under the new rules. For married tax payers, the income limitation went up from $150,000 to $225,000. "This means that more people will qualify for the credit - especially in parts of the country with higher costs of living," Nicholas said. "This should help stimulate parts of the housing market that may not have been impacted by the old version of the credit."

There are many creative ways of structuring your home purchase transaction in ways that maximize the benefits of the credit. Here are a few examples:

-The credit applies to 1-4 unit homes as long as you live in one of the units as your primary residence - you could live in one unit and rent out the others

-If two unmarried individuals buy a home, and only one of the individuals qualifies for the credit based on their income or past home ownership status, the individual who qualifies for the credit can claim the full credit. (Note: In the case of married couples, both spouses must qualify for the credit).

-The credit applies even if you have co-signers on your mortgage loan

For more information, visit www.CMPSInstitute.org.

Beautiful home in The Prescott County Club

Charlie Musarra/ Kathy Renken (Keller Williams Check Realty) — Sun, 08 Nov 2009 13:55:16 -0600

This beautiful home, sits on 1.19 acres with fantastic panoramic views of the Bradshaw Mountains. This 2,608 sq, ft. multi-level home is offered at $395,000. Main level living with 3 BR's, 2 BA's. The lower level had been used as a mother-in-law apt. It has a large combination living room/dining room/kitchen as well as a nice size BR and a BA.The lower level has interior of exterior access. A buyer could go to the county for rezoning to make the lower level into a rental unit, paying your mortgage. The deck has Italian Tile, with an enclosed Arizona Room, which is great for parties and gatherings. Remodeled kitchen with granite counter's, unique appliance garage. Dining area off of the kitchen. Living room has a vaulted ceiling, gas fireplace. Large master suite with a Jacuzzi tub in the master bath. Oversized 3-car garage. A 238 sq. ft. workshop is under the front deck, with a garage door for easy access for your tools or toys. RV pad on the side of the home with electrical hookup. Raised garden area, plus a shed that could be used as a green-house.

View the Virtual Tour of this property by going to:http://tourfactory.com/idxr435565

Visit our web site at: www.prescottlistings.com

Please contact Kathy or charlie with any questions at: kathycharlie@prescottlistings.com

First time and Move-up home buyers for Prescott and Prescott Valley

Charlie Musarra/ Kathy Renken (Keller Williams Check Realty) — Sun, 08 Nov 2009 13:28:44 -0600

CNN said that the House of Representatives passed legislation today to extend and expand the current first-time homebuyer tax credit. The House action follows the Senate's approval on Wednesday and we anticipate President Obama will sign the bill in very short order.

The bill extends the current $8,000 first time homebuyer tax credit (which was due to expire at the end of November) through April, 2010. It also includes a tax credit of up to $6,500 for qualified move up buyers and increases the borrower income limits for both credits to $125,000 for individuals and $225,000 for couples.

Homebuyers will qualify for the full credit as long as they have entered a binding contract by April 30, 2010 and they close the transaction by June 30, 2009. The tax credit is limited to homes with a purchase price of $800,000 and below.. The bill also includes anti-fraud language that gives the IRS the authority to do greater oversight during the processing of the return.

In addition, the legislation waives the recapture provision for members of the armed forces who are called on extended duty. These members of our military and uniformed services, who are out of the country for at least 90 days, will also be eligible to use the tax credit upon their return through April 30, 2011.

The extension and expansion of this tax credit is a major legislative victory for MBA and its single family members, and culminates months of MBA advocacy activity (along with some allied trade associations) working to educate policymakers on the critical role the credit has played in stabilizing the housing and mortgage markets

Visit our web site at: www.prescottlistings.com for available properties

Contact kathy or Charlie at: kathycharlie@prescottlistings.com

Beautiful Home in Prescott Valley, Stoneridge Golf Community

Charlie Musarra/ Kathy Renken (Keller Williams Check Realty) — Sat, 07 Nov 2009 13:40:36 -0600

This 3 BR, 2 Ba, 1864 square foot home has been reduced to $298,900. Fabulous curb appeal with steps up to front entry. Rear entry garage. Unobstructed views from the front porch of the mountains and golf course. Uupgrades include stacked cabinets, under counter lighting, Jenn-Aire appliances, executive height vanities, cabinets/sink in laundry room, pocket doors, plantation shutters, vinyl windows, granite counters, tiled and screened back porch, custom master closet, fountain in the back yard. Quality throughout. You will love it!

Visit the Virtual Tour by pasting the following in the address bar: http://vt.realbiz.com/mls-108941.html

Visit our web site at: www.prescottlistings.com

Beautiful home in The Prescott County Club

Charlie Musarra/ Kathy Renken (Keller Williams Check Realty) — Sat, 07 Nov 2009 10:31:01 -0600

Outstanding views from this beautiful custom home which is on 1.19 acres. This property is listed at $495,000. Three car garage, with a separate RV Pad, electric hookup. Italian tiled deck, with enclosed Arizona Room. Main level living, with 3 BR, 2 BA's, Spacious lower level 1-BR, 1 BA apt with interior and exterior access. The lower level can be a mother-in-law apt or with county permitting, a rental. Remodeled kitchen, granite counter tops, unique appliance garage. Large living room with vaulted ceiling, fireplace. in living room. Large master suite, with jacuzzi tub, shower.

View the Virtual Tour by pasting the following to your address bar: http ://www.tourfactory.com/idxr435565

Visit our web site at: www.prescottlistings.com

Custom Home in Prescott's premier community of The Ranch

Charlie Musarra/ Kathy Renken (Keller Williams Check Realty) — Sat, 07 Nov 2009 08:13:12 -0600

This beautiful Prescott AZ property, located in The Ranch is yours for only $625,000. Elegant single level home on wood sub-floor with automatic ventilation fan in the crawl space. Level lot. Wonderful curb appeal. Lovely entry. warm oak flooring. Gourmet kitchen with Cambria Quartz counters. GE Profile appliances, maple cabinets. Formal dining room. Living room with vaulted ceilings, 3-sided gas fireplace. Executive height counters in all baths. Large master bedroom with oak flooring. Interior fire sprinkler system throughout this beautiful home. Over-sized 2.5 car garage. Level lots that extends beyond the backyard landscaping. Gorgeous views. You won't be disappointed!

Prescott Market Trends, week ending 10/28/09

Charlie Musarra/ Kathy Renken (Keller Williams Check Realty) — Sat, 07 Nov 2009 07:37:18 -0600

The Prescott and Prescott Valley market continue to show a decline in the average prices compared to the same period of 2008. Average price per square for Prescott AZ was $136, a decrease of 15.5% compared to the same period last year. The median sales price for homes in Prescott AZ for July 09 to Sept 09 was $249,248 based on 327 home sales. Compared to the same period one year ago, the median home sales price decreased 16.5%, or $49,232 and the number of sales increase 18.5%. As of he week ending 10/28/09, there are 2,226 resale and new homesThe average listing price for homes for sale in Prescott AZ was $456,456, which represents an increase of 0.2% or $874 compared to the prior week.

Average price per square foot for Prescott Valley was $99, a decrease of 18.2% compared to the same period last year. The median sales price for homes in Prescott Valley AZ for July 09 to Sept 09 was $153,250 based on 302 home sales. Compared to the same period one year ago, the median home sales price decreased by 20.8% or $40,250 and the number of home sales increase by 3.1%. As of he week ending 10.28.09 there are 720 resale and new homes in Prescott Valley. The average listing price for homes for sale in Prescott Valley was $238,437 for the week ending 10/28/09, which represents an increase of 0.9% or $2,054 compared to the prior week. Popular neighborhoods in Prescott Valley include Prescott Valley units and Stoneridge (the Master Planned Golf Community) with average listing prices of $171,383 and $283,077.

Prescott beauty in The Ranch

Charlie Musarra/ Kathy Renken (Keller Williams Check Realty) — Sat, 07 Nov 2009 06:59:23 -0600

For the car buff; BRING YOUR TOYS! 11 CAR GARAGE UNDER THIS HOME! Elegant main level living, absolutely gorgeous home w/views. 2 sided fireplace, luxurious master with fireplace, separate vanities, snail shower, jacuzzi garden tub, built-in ironing board. Gourmet kitchen w/island/breakfast nook w/floor to ceiling bay window. Lower level bedroom/bath/office with separate entrance. 2545 sq. ft. basement w/garage door for the toys, car collection, whatever. Backs to National Forest. TREMENDOUS VALUE At $191/sq.ft.

Jewel in Gated Community

Charlie Musarra/ Kathy Renken (Keller Williams Check Realty) — Tue, 20 May 2008 16:39:45 -0500

Beautiful Townsend home. Tile entry, large great room w/fireplace, kitchen/dining combo. Knotty alder cabinets, huge laundry room w/large pantry, laundry tub, cabinets. Luxurious master suite, his n' her walk-in closets. Den w/built-in bookshelves, closet, french doors - great place for Murphy bed if a 4th bedroom needed. Lovely view from the front, total privacy in the back. Covered patio, oversized 2-car garage

Make Your Home More Appealing in Today's Market

Charlie Musarra/ Kathy Renken (Keller Williams Check Realty) — Tue, 01 Apr 2008 13:10:50 -0500

How do you make your home stand out from the competition? With so many homes for potential buyers to look at and choose from your home must be move in ready. Start with your curb appeal. Trim overgrown bushes, remove weeds, add a pot of flowers near the front door. Remove lawn ornaments. They don't appeal to everyone and what if your buyer wants one of your favorites? Repair fencing and have the exterior painted if needed. Check out the walkway, driveway, pavers, etc. Replace anything that is cracked or broken. Replace ripped screens. Does your front door need paint or stain? How does the door handle look? These details are very important for that best first impression. On the inside remove marks on the walls or touch up the paint. If wall colors of adjoining rooms match, your home will appear larger. Use slip covers if you have mismatched furniture for further visual unification. Organize magazines, remotes, etc. Wicker baskets work well. Float sofas and coffee tables away from walls for a designer look and to add visual interest. Open window coverings, turn on lights for showings. Polish, wax, clean every surface. Clean can make the difference! Get your carpets professionally cleaned to brighten up the overall appearance and eliminate odors. Organize closets and make sure they are well lit. If they are stuffed and items can't be stored neatly elsewhere rent storage space until your home sells. Don't fill the garage and storage areas with stuff that won't fit in the house. Your storage space will appear that much smaller. If you can, remove pets from the premises for showings. Not everyone loves animals and many have allergies. Sellers, even when your home is perfectly priced to sell quickly, you will still need some patience in this saturated market. These tips will pay off in the end.

Prescott valley and Prescott AZ, one ofthe best places to retire

Charlie Musarra/ Kathy Renken (Keller Williams Check Realty) — Sun, 30 Mar 2008 17:58:45 -0500

Are you looking for the absolute best place to retire? We have many wonderful amenities to offer - small, hometown atmosphere, entertainment, outdoor activities, lakes, mountains, shopping, perfect weather, a variety of communities. Contact us for information. We will send a relocation package as well as real estate information.
Are you planning a move to the Prescott Arizona area? If you are interested in purchasing a home, Kathy Renken and Charlie Musarra, with Keller Williams Check Realty are here to help you with a smooth relocation. Kathy and Charlie have over 20 years of combined experience in new home Sales, Senior Retirement Communities, Golf Communities, etc. With the team of Kathy and Charlie, you'll always have your needs attended to. Our services are free for buyers. Honesty and caring is our way of doing business. So, for service you'll be happy with or to recommend to others, buy your next home with the professional help of Kathy Renken and Charlie Musarra of the Keller Williams Check Realty firm. We look forward to hearing from you!
Kathy Renken, Realtor ePro
Charlie Musarra, Realtor ABR,GRI,SRES,ePro
Keller Williams Check Realty
3033 N Windsong, Suite 202
Prescott Valley, AZ 86314
and our new office in Prescott on historic Whiskey Row
Visit our web site at: www.prescottlistings.com

Do It Yourself: Save with easy mortgage add-on

Charlie Musarra/ Kathy Renken (Keller Williams Check Realty) — Sun, 30 Mar 2008 13:30:57 -0500

Here is a relatively painless way to save big on your mortgage. Give yourself a longer year. You can easily and painlessly make 13 payments a year instead of 12. Simply take your monthly payment and divide by 12. Add that amount to your monthly payment and you have a do-it-yourself mortgage accelerator. Over the long span of a mortgage, your extra annual payment will save thousands in interest and shorten the time to payoff. Here is an example: You have a monthly payment of $914. Divide the monthly payment of $914 by 12 which equals $76. If you add the $76 to your monthly payment, you will shorten your mortgage repayment by five years and six months. You will save $38,732 in interest. Search the Internet for "mortgage payoff calculator" and experiment.

Company's goal to acquire and restructure distressed mortgages

Charlie Musarra/ Kathy Renken (Keller Williams Check Realty) — Fri, 28 Mar 2008 11:55:54 -0500

Recently announced, BlackRock Inc. and Highfields Capital Management will sponsor a new company, with the purpose of acquiring and restructuring distressed mortgage loans.

The new company which will be called Private National Mortgage Acceptance Company. LLC (PennyMac) has been formed by BlackRock Highlands, and a management team of mortgage industry veterans led by Stanford L. Kurland, PennyMac's Chairman and CEO.

The plan is to have PennyMac raise capital from private investors, acquire loans from financial institutions seeking to reduce their mortgage exposures, and seek to create value for both borrowers and investors through distinctive loan servicing.

PennyMac is a company that seeks to bring patient capital to an unprecedented distress in residential mortgages. Their management have enormous talent and experience in the mortgage business, making them well equipped to develop effective solutions for sellers of mortgage assets and homeowners alike.

There has been intense market focus on write-downs of mortgage-related securities, but whole loan losses have barely begun to materialize. Over the next two to three years, PennyMac anticipates that the volume of bank-held non-performing mortgages will grow dramatically. PennyMac will be extraordinarily well positioned as both a buyer and seller of these assets.

PennyMac's strategy is to avoid foreclosure, and instead restructure the loans of struggling borrowers so that they can continue paying and stay in their homes. As a specialty servicer without the legacy portfolio or business practices, PennyMac will have the flexibility to offer individual borrowers unique solutions to address their needs.

PennyMac's loan servicing activities will be managed through a proprietary servicing operation based in southern California.

The Prescott Arizona one of the best places to retire

Charlie Musarra/ Kathy Renken (Keller Williams Check Realty) — Fri, 28 Dec 2007 12:56:28 -0600

The Prescott and Prescott Valley market is a buyers market

Charlie Musarra/ Kathy Renken (Keller Williams Check Realty) — Wed, 19 Dec 2007 17:38:36 -0600

Mixed Messages For Real Estate Buyers

"It's a great time to buy," says the National Association of Realtors (NAR). Alternatively, says NAR, existing home prices in February 2007 were down 1.3 percent when compared with a year earlier.

So can this really be a great time to buy if home values are falling? The answer is yes.

Increased real estate ownership is a national goal which has produced helpful and useful national policies. For instance, we encourage homeownership by tilting the tax system to favor owners. As a property owner you can write off property taxes, you can deduct mortgage interest in most cases and when you sell you can shelter profits of up to $500,000 if married and $250,000 if single from federal taxes.

We do these things because we believe that ownership gives people a greater stake in local communities and because owning a home affords individuals a certain ego, status and financial standing. We also encourage ownership for a very simple reason: Money. In addition to all the good qualities associated with ownership, each real estate transaction generates substantial transfer taxes, brokerage commissions, loan fees, insurance charges and legal fees.

As to renting, not so much. There are no transfer taxes to be paid when someone leases, no closings, no new mortgages, few if any legal fees and only small real estate commissions.

And yet as a society we need renters and we recognize that not everyone benefits from homeownership. We need renters because without 'em investment real estate would make little sense. Also, not everyone should buy, especially individuals who will be short-term residents in a given community; those with small, declining or uncertain incomes and, often, individuals who live in areas where both jobs and people are leaving.

Real estate ownership is not a good short-term option because of the costs to acquire and sell property, but it routinely makes sense for those who expect to hold for a lengthy period, say eight to ten years.

NAR says it's a great time to buy or sell because interest rates are near historic lows, "prices overall have stabilized," there's a positive outlook according to Alan Greenspan and during the past decade real estate has been a great investment.

"The national median price of homes bought ten years ago has increased 88 percent. The number of US households is expected to increase 15 percent during the next decade, creating a continued high demand for housing," says NAR.

The points made by NAR are all true -- and each deserves to be examined with some care.

Interest rates are near historic lows and that means borrowers should grab fixed-rate loans rather than elastic ARMs, a form of financing where rates can rise and the advantage of low monthly costs can be lost.

To say that prices have "stabilized" is a good example of creative wordsmithing. This is a cute expression, but irrelevant. The important issue to check real estate trends with local brokers because some communities are seeing price increases, some are seeing declines and what happens nationwide may not reflect local market activity.

Alan Greenspan, the former chairman of the Federal Reserve, is quoted by NAR as saying that "most of the negatives in housing are probably behind us. The fourth quarter should be reasonably good, certainly better than the third quarter." The thoughts of the Chairman Greenspan are no doubt interesting, but quarterly results are for Wall Street and not homeowners. The real question is where local values are headed in five or ten years, something unknown.

Price increases during the past decade have plainly benefited most owners in most communities. However, as they say on Wall Street, past performance does not guarantee future results. What happened before does not tell us what will happen tomorrow. One way or another, we just do not know.
The view here, for whatever it's worth, is a little different: People ought to buy real estate because it's an investment that provides shelter, tax breaks, amortizing loans, the potential for appreciation and encourages the joy of individualism, having something of your own to shape and develop as you wish -- an option unavailable to tenants.

ARE YOU LOOKING TO RELOCATE TO THE PRESCOTT AREA

Charlie Musarra/ Kathy Renken (Keller Williams Check Realty) — Sun, 16 Dec 2007 16:25:37 -0600

Are you looking to relocate to the Prescott area? Kathy Renken and Charlie Musarra are your relocation specialists. We can exceed your expectations in finding you the new home, whether it is to a senior community, a golf community a Master Planned Community, in any of the Prescott Arizona Tri-Cities areas of Prescott, Prescott Valley, Dewey-Humboldt or Chino Valley. We are ready to help you with our 20+ years of combined experience. Charlie has earned the advanced Realtor designations of Accredited Buyer Representative (ABR) Graduate Realtor Institute (GRI), Senior Real Estate Specialist (SRES) and Electronic Professional (ePro). Kathy has earned the ePro designation. Give us a call at (928)710-2189 or (928)713-6292)
or email us at: kathycharlie@prescottlistings.com.
Visit our web site at: www.prescottlistings.com.
There are a number of informative inks, providing information about the Prescott/Prescott Valley area.

Master Planned Community of Quailwood in Prescott Valley Arizona

Charlie Musarra/ Kathy Renken (Keller Williams Check Realty) — Tue, 11 Dec 2007 14:32:40 -0600

JUST REDUCED TO $279,900!!!!

Come and see the beautiful homes in this Master Planned Community. A variety of homes wait your inspection, including nicely appointed Town-Homes as well a beautiful single family homes. Enjoy the amenities of the spacious clubhouse with it's outdoor pool, large exercise room, large comfortable TV viewing theater, and lounge.

This community is a short 6 miles to the entertainment district of the Town of Prescott Valley. Close to shopping. Only (approximately) 80 miles to the metro area of Phoenix.

Fir more information, contact Kathy or Charlie by e-mail at: kathycharlie@prescottlistings.com

Visit our web site at: www.prescottlistings.com

Like new home in Prescott Valley AZ

Charlie Musarra/ Kathy Renken (Keller Williams Check Realty) — Tue, 11 Dec 2007 14:19:27 -0600

Highly upgraded home! Diagonally set tile in traffic and wet areas, cat 5 wiring, sound wire to every room. Granite countertops, knotty cherry cabinets, island with pullouts, cute kitchen nook, living/dining combo. Den with wood flooring, gorgeous light fixtures, freshly painted, 2-tone, neutral colors. Ceiling fans in all rooms, executive height vanities. Both baths have tub/shower combinations (master has garden tub)with raindrop glass doors). Beautifully landscaped - better than new!

For more information about this beautiful contact us by e-mail at:

kathycharlie@prescottlistings.com

Visit our web site at: www.prescottlisings.com

$139,900 1/2+ ACRE LOT IN THE PRESTIGIOUS RANCH SUBDIVISION-91

Charlie Musarra/ Kathy Renken (Keller Williams Check Realty) — Mon, 10 Dec 2007 15:57:21 -0600

Reply to: mailto:kathycharlie@prescottlistings.com?subject=$189900%201/2+%20ACRE%20LOT%20IN%20THE%20PRESTIGIOUS%20RANCH%20SUBDIVISION-91

Gorgeous almost level lot. Slopes off of the road, then level. On cul-de-sac in area of $500,000+ homes. Mature trees. Mountain and forest views. Close to mall and Costco. Less than 5 miles to downtown Prescott and about 7 miles to Prescott Valley. City utilities on site. Building plans have to be approved by The Ranch Architectural Committee. This parcel is one of the few easy build lots in The Ranch. A walk-out basement home would take advantage of the tremendous views of the Bradshaw Mountains.

Contact Kathy or Charlie by e-mail at: kathycharlie@prescottlistings.com

Visit our web site at: www.prescottlistings.com

$50,000 CITY LOT FOR SALE - GREAT VIEWS_Stallion

Charlie Musarra/ Kathy Renken (Keller Williams Check Realty) — Mon, 10 Dec 2007 15:47:49 -0600

Reply to: mailto:kathycharlie@prescottlistings.com?subject=$50000%20CITY%20LOT%20FOR%20SALE%20-%20GREAT%20VIEWS_Stallion

Desirable lot, gentle slope down from the street. Very small portion of lot in rear is in the flood plain. Engineered grading and drainage plan available from listing agent as well as FEMA documentation. Seller is licensed agent and broker in State of AZ. 928-713-6292

Now is the time for builders and/or developers to make a purchase at this unbelievable price. Area of nice homes. Lot has a gentle slope from the road, then level. Home can be built with a walk-out basement or can slope the driveway down to the home. To take advantage of the views, we would think a walk-our baseemnt construction would be most appropiate.

E-mail us at: kathycharlie@prescottlistings.com

Visit our web sie at: www.prescottlistings.com

$45000 Lot in Prescott Valley

Charlie Musarra/ Kathy Renken (Keller Williams Check Realty) — Mon, 10 Dec 2007 15:35:28 -0600

Reply to: mailto:kathycharlie@prescottlistings.com?subject=$45000%20Lot%20in%20Prescott%20Valley

Property is in the flood plain. See the Town of Prescott Valley for flood plain map. Possibility of buyer going to the Town of Prescott Valley for rezoning to commercial as the property adjoins commercial property on Robert Road.

Desirable location at an unbelievable price!

E-mail us at: kathycharlie@prescottlistings.com

Visit our web sie at: http://www.prescottlistings.com/

Senior Gated Community

Charlie Musarra/ Kathy Renken (Keller Williams Check Realty) — Sat, 08 Dec 2007 14:34:11 -0600

$299500 Adult Gated Community Victorian Home (1760)

Reply to: mailto:kathycharlie@prescottlistings.com?subject=$329000%20Adult%20Gated%20Community%20Victorian%20Home%20(1760

JUST REDUCED to $299,500!!!!

Prestigious Adult gated Community. Outstanding floor plan in this like new Duchess Model. This beautiful Victorian Home is 3 BR, 2 BA (seller has directed the listing agent to ID this home as a 3 BR (den is being ID'ed as the 3rd BR)). Home borders on seasonal Rose Creek, privacy galore with BLM land in your back yard. This smoke and pet free home is occupied on a part-time basis. Ready for you to move-in and enjoy. Seller open to carry financing.