flagler beach: Why Interest Rate Can Be The Better Benefit Than a Tax Credit - 09/17/10 01:03 PM
The national average interest rate on a 30-year fixed mortgage is an astonshing 4.29%. Many buyers were obviously motivated by the tax credits last year and unfortunately the record-low interest rates get overshadowed. Are these rates a better benefit to make the decision to buy now if you are considering purchasing a home? Well let's do the math and you'll see that the truth is that these rates are the better benefit.
Let's take a $100,000 loan at 30 years fixed today at 4.50%.
Payment would be $506.69 (principal and interest) Total interest over the life of the loan would be … (3 comments)
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flagler beach: Flagler County Sees Soft July But Still Up For The Year - 08/27/10 10:46 AM
Like the rest of the country, Flagler County and Palm Coast saw a dip in the number of home sale closing in July to the tune of about 28%. 103 homes closed in July of this year compared to 142 in July of 2009. Year to date, the area still remains 7% above last year through August 25th in terms of the number of home sales. August through 8/25/10 has seen 82 closings and is slightly below the same period in August last year when 94 homes closed.
The dip in the number of closings in July this year was … (0 comments)
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flagler beach: How Much Is Poor Presentation Costing You? - 04/15/10 10:41 AM
One of the difficult things to do in terms of listing homes for sale is putting a dollar value on upgrades and/or worn elements in a house that may need replacing. Sellers obviously want to know the bottom line with all things optimal and their home would sell at the suggested list price. We all want to get the most we can out of our homes and needing to improve the presentation can often be something that sellers do not want to do (i.e. replacing worn/stained carpeting, painting walls, etc.). But these minors fixes to the overall presentation can actually cost … (1 comments)
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flagler beach: Last Month For the Home Buyer Tax Credit - 04/04/10 09:49 AM
For buyers searching for their next home, we are in the final stretch to take advantage of the Home Buyer Tax Credit. To qualify for this credit, the contract must be signed by April 30th and close by June 30th or this year. It’s important to understand that an offer made by April 30th does not qualify. The offer must be accepted and signed off on (creating an binding sales contract) by April 30th.
What is the Tax Credit? There are two types:
1. First Time Home Buyers – This credit applies to buyers of a principal residence and have not … (0 comments)
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flagler beach: Understanding Market Performance - 03/13/10 10:58 AM
The other morning I looked at the front page of an area newspaper, The Daytona Beach News Journal, and saw the top headline “Home-Sales Pace Cools Off”. Just below the headline and to the left were the number of sales of homes in Volusia and Flagler Counties for December 2009 & January 2010 with January being lower. So I’m thinking . . . so? January is always a lower month in terms of the number of sales with December often peaking up just before the end of the tax year. Even more interesting is that the article goes on to state how January … (0 comments)
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flagler beach: Flagler County/Palm Coast Market Update 10-14-09 - 10/14/09 04:25 PM
I had said at the beginning of the year, that it would be interesting. And it has been just that. Moreso, it's been a year for some real positives in the area.
Palm Coast closed September 7% above the Residential Home Sales compared to the same time last year (961 vs. 894). The number of listings remains dramatically lower than previous years. Short Sales have been consistent at about 35% of all Residential Home listings in the area. The number of Residential Home Foreclosures remains very low at about 21 for sale with 167 sold for the year at only 57 Days-On-The-Market … (0 comments)
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flagler beach: Tweetdeck - 05/17/09 02:09 PM
Again, been playing around with Twitter since it's "all the craze", and I gotta say I am having some fun with it. Even got up to almost 300 followers in less than a week. I don't use Twitter and am not real happy with the interface online. A friend told me about Tweeterdeck. This is a great standalone application that provides 3 columns of views for updates, replies, and direct messages. It's still in beat format and the latest version is sais to correct some issues with ealrier versions. All-in-all it's a great little application if you are a Twitter user. By the way, just wondering if … (5 comments)
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flagler beach: Custom Twitter Background - 05/14/09 06:28 PM
I am newer to Twitter I will admit. Just playing around with it and found that I really don't like the background options, and I really didn't like the online background creators either. Since the background is simply an image, I realized you can simply use Photoshop to create my own custom background. Here's how:
Set an image size of 1200x768 pixels. This can be a picture or colored background. On the left hand side put your branding and keep it within 70 pixels from the left. Save it as a JPG file under 800kb and upload to your twitter … (3 comments)
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flagler beach: Does 'Lis Pendens' Mean Foreclosure? - 03/04/09 09:24 AM
The legal term 'Lis Pendens' is latin of "a suit pending" (click here to see the legal definition). In terms of Real Estate, when there is a legal action being taken against a property a notice is filed with the county clerk called a "lis pendens". Is this strictly for foreclosure or unpaid mortgages? The answer is no. This can also result in terms of hiring a contractor and not paying them. In those cases the contractor can file a "lis pendens" with the county clerk for the amount of what is owed them.
So why do I bring this up? Some foreclosure classifieds websites have … (0 comments)
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flagler beach: Florida Housing Market Trend & Prices Going Forward - 02/19/09 05:46 PM
One of the biggest concerns on past and present buyers minds in Florida (as well as other parts of the country) is prices. Where are they headed? Should I wait? Should I buy now? Will they shoot back up again? So forth and so on. First of all, "timing" a Real Estate market is NOT possible. If you wait for the "bottom" or "top", you'll miss it every time. One reason is that "bottoms" and "tops" of markets can never be realized until a consistent trun has happened for a period of time. In addition, there are many many various factors … (1 comments)
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flagler beach: Successful Home Selling in 2009 & Beyond: Advertising Presentation & Understanding the Buyer - 01/28/09 12:47 PM
So what have we learned over the last few years in terms of advertising properties for sale? Well, we know that we must advertise on the Internet. We even know what websites to be on. But it takes a lot more than just Being anywhere. It takes great presentation that is both strategic and has all the components prospective buyers are looking for when shopping.
Consumers have been telling us a lot about HOW, WHY, and WHAT they are looking for when they use the Internet to shop. In some industries people are pretty comfortable making a selection on-line, adding the item to the … (0 comments)
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flagler beach: Local Business Spotlight: Bob's Vids "Where Your Memories Last Forever" - 01/27/09 01:34 PM
Like most people, you may have a lot memories on formats which make them difficult to look back on such as home movies on reels, slides, etc. Or maybe you want to insure you have those current memorable moments such as weddings filmed and stored on DVD. Bob offers a variety of great services to truly make your memories last forever. Some of the services include (from his website):
Photogrpahy & Video:Video Conversion- From VHS, to DVC, just about any type of film. Photo Shoot- Have a photo shoot a your specified location (We COME TO YOU) Family photos or … (0 comments)
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flagler beach: Local Business Spotlight: Mezzaluna's Pizzeria - 01/24/09 07:23 AM
Mezzaluna's Pizzeria is located in the European Village in Palm Coast. This is one of my favorite places to go for lunch or dinner. Not only do they have a great variety of traditional and specialty pizza, they also have a great variety of sandwiches and Italian dishes. Click here to see the menu.
They offer both indoor and outdoor dining areas. They owners, the DiBetto family, are all wonderful, and the staff always provides great service.
My favorite? Deifinitely the pizza first, and if I am in the mood for a sandwich . . . the Italian sub!
Address: 101 … (0 comments)
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flagler beach: Local Business Spotlight: Strathmore Bagels in Palm Coast - 01/23/09 05:15 PM
We paid our first visit the other weekend and I am hooked. They offer both take-out or eat-in with a great relaxing environment. The offer not only a wide variety of specialty bagels and spreads; they also have a variety of deli meats and salads.
My favorite? The Rueben! Growing up in South Philly, I can be very particular about food. But this is one of the best small restaurants in the area.
Located at: 1000 Palm Coast Parkway SWSuite102Palm Coast, FLTel: (386) 446-00747 Days: 7am - 4pm (dining room closes at 3pm)
Click Below For My Elite Home Selling … (0 comments)
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