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home buying: Why Interest Rate Can Be The Better Benefit Than a Tax Credit - 09/17/10 01:03 PM
The national average interest rate on a 30-year fixed mortgage is an astonshing 4.29%.  Many buyers were obviously motivated by the tax credits last year and unfortunately the record-low interest rates get overshadowed.  Are these rates a better benefit to make the decision to buy now if you are considering purchasing a home?  Well let's do the math and you'll see that the truth is that these rates are the better benefit.
Let's take a $100,000 loan at 30 years fixed today at 4.50%.
Payment would be $506.69 (principal and interest) Total interest over the life of the loan would be … (3 comments)

home buying: Last Month For the Home Buyer Tax Credit - 04/04/10 09:49 AM
For buyers searching for their next home, we are in the final stretch to take advantage of the Home Buyer Tax Credit.  To qualify for this credit, the contract must be signed by April 30th and close by June 30th or this year.  It’s important to understand that an offer made by April 30th does not qualify.  The offer must be accepted and signed off on (creating an binding sales contract) by April 30th.
What is the Tax Credit?  There are two types:
1.  First Time Home Buyers – This credit applies to buyers of a principal residence and have not … (0 comments)

home buying: Kathy's Picks as of 1-19-2009 - 01/19/09 11:21 AM

Highlighting GREAT DEALS on the market now!
7 Sea Green Path $99,000 3 Bedrooms Built 2004 Click here for more information 1 Welling Place $139,900 4 Bedrooms Pool home! Click here for more information 1 Royal Lane $136,000 Lowest Price in Rivergate Click here for more information Disclaimer: Information based upon the Flagler County Association of Realtors MLS.  Information may be deemed reliable, but is not guaranteed


Visit www.PalmCoastHomeShow.com for more information on beautiful Palm Coast & Flagler County as well as the unique services we offer!
Get listings based upon your criteria sent directly to your email.  See listings as they … (0 comments)

home buying: SMART Property Searches: MLS vs Online Listing Sites - 01/05/09 12:33 PM
So you've made the decision to buy and now it's time to start your search.  Like most buyers, you're probably going on the internet to look.  As you'll see, there's probably a lot available.  So here's tips to get you started a targeted approach with an explanation of the difference of some of these sites versus an MLS System.
A targeted approach is narrowing down your search to your specific needs:
What you can afford.   I recommend putting this price a bit higher (i.e. $5,000) than your budgeted range.  The reason for this is taking into account negotiation with sellers when making … (0 comments)

home buying: Kathy Recommends Great Deals in Beautiful Palm Coast, FL - 01/05/09 11:13 AM
Highlighting DEALS on the market now in beautiful Palm Coast, FL!
13 Slate Blue Place $174,900! 6 Bedrooms on a Cul De Sac Click for a Brochure Click here for more information 110 Ramblewood Drive $125,000! 3 Bedrooms on a Freshwater Canal Click here for a Brochure Click here for more information 28 Seathorn Path $159,900! Great for the investor.  Tenant occupied! Click here for a Brochure Click here for more information Disclaimer: Information based upon the Flagler County Association of Realtors MLS as of 1/4/2009.  Information may be deemed reliable, but is not guaranteed
Visit www.PalmCoastHomeShow.com for more information on beautiful … (0 comments)

home buying: Palm Coast Market Report 12/29/2008 - 12/29/08 08:10 PM
 

Disclaimer: Information based upon the Flagler County Association of Realtors MLS as of 12/29/2008 for Residential Houses.  Information may be deemed reliable, but is not guaranteed
Visit www.PalmCoastHomeShow.com for more information on beautiful Palm Coast & Flagler County as well as the unique services we offer!
Get listings based upon your criteria sent directly to your email.  See listings as they come on the market.Click here to get started today!

(0 comments)

home buying: Flagler County Market Report 12/29/2008 - 12/29/08 08:06 PM


 Disclaimer: Information based upon the Flagler County Association of Realtors MLS as of 12/29/2008 for Residential Houses.  Information may be deemed reliable, but is not guaranteed
Visit www.PalmCoastHomeShow.com for more information on beautiful Palm Coast & Flagler County as well as the unique services we offer!
Get listings based upon your criteria sent directly to your email.  See listings as they come on the market.Click here to get started today!
(0 comments)

home buying: 2 Important Figrues When Buying: Price & Interest Rate - 12/29/08 08:03 AM
When making the decision to buy, we often go directly to price of the property.  Price is important, and we all want to get the most house for our money.  One thing we can not forget is the interest rate.  Since most people finance their purchase, interest rate on your loan plays a huge role in not only what you pay for the property monthly but also over the life of the loan.  Just 1/2 of a point can be a huge difference.  Let take a look:
A $100,000 loan with an interest rate of 5% and a term of 30 … (0 comments)

home buying: For Bird Lovers - 10/21/08 11:54 AM
One of the wonderful things about living in Florida, and particularly Palm Coast, is the wildlife that is here.  I particularly love the variety of birds you see here.  Below is a video that my husband shot of Sandhill Cranes that often visit our back yard.  These are beautiful birds.  Enjoy.
 
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home buying: Matanzas Woods Market Update thru September 2009 - 10/21/08 11:25 AM
 

Matanzas Woods Market Update thru September 2009 
Residential Houses
# Active:                                  65Median Price:              $199,000Average Price:           $219,807# Foreclosures:                       4Median Price:              $145,700Average Price:           $152,800# Short Sales:                   25             Median Price:           $169,000Average Price:            $171,396# Sold (9/09):                     3Median Price:               $165,000Average Price:            $185,000Average Days On The Market:      112# Sold YTD:                               34         Median Price:                $178,000Average Price:             $192,850Average Days On The Market:       137# Pending to Close:                  9Median Price:                $142,000               Average Price:             $155,744
Contact me today to find out more about this beautiful neighborhood in Palm Coast, FL or to find out more about any of the wonderful properties available for sale. 

Disclaimer: All information is based upon the Flagler County Association of Realtors … (0 comments)

home buying: First Time Home Buyer Tax Credit Benefit - 10/21/08 10:20 AM
From now until July 1, 2009 First-Time Home Buyers can enjoy a $7500 Tax Credit which is repayable over 15 years interest free !  Some Highlights of this great program are:
The tax credit is available for first-time home buyers only (anyone who has not owned a home for the last 3 years). The maximum credit amount is $7,500. The credit is available for homes purchased on or after April 9, 2008 and beforeJuly 1, 2009. Single taxpayers with incomes up to $75,000 and married couples with incomes up to $150,000 qualify for the full tax credit. The tax credit works … (0 comments)

 
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Kathleen West Flagler County & Palm Coast Realtor

Palm Coast, FL

More about me…

Trademark Realty Group of Palm Coast

Address: 2 Pine Lakes Parkway North, Suite 1, Palm Coast, FL, 32137

Office Phone: (386) 446-5930

Cell Phone: (386) 986-0401

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