Stephen Katz Mortgage Blog

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Mortgage and Lending - Katz Mortgage Team, a branch of VanDyk Mortgage Corporation
Are you a first-time homebuyer? Obtaining your first mortgage can be scary and confusing. We outlined the entire process for you to help set your mind at ease!Step 1: You will need to get pre-approved (or at least pre-qualified).It is important to know what loan amount you are approved for so tha...
There are some things that you should consider if you're about to list your home for sale, especially if you're trying to find the most accurate price possible.  You have to think of your home as a product when you sell it, so you have to figure out how to attract these buyers to your product. A ...
It happened, you found your perfect house. Congratulations, you’re one step closer to homeownership! You reach out to the listing agent, only to find out that someone else wants the house too. Now you are faced with a bidding war (wait… what?). Before you start to panic, we’re here to explain how...
If you're selling your home, you're probably wondering whether you should move out now or wait until you have found a buyer. There isn't an easy answer to this - whether you should move before you sell is dependent on many factors.  Do you have a lot of stuff in your home? Does the home feel clut...
If you're thinking about buying, how do you find out how much home you can actually afford? This is a question we get all the time, and would love to answer for you.The very first thing to do if you want to buy a home is to get pre-approved. The pre-approval is free, and you can figure out exactl...
Today we are excited to discuss an important topic that you need to know about this time of year. It’s important to be prepared for winter so you don’t have any big costs or repairs to do during the long, cold months ahead. We’ve got 5 great ways that you can winterize your home, and here they ar...
 Today, we'll go over selling your property in the winter season. The conventional wisdom is that you shouldn't sell your home in the winter because no one wants to buy a home and move during the holidays. However, we've seen that winter is one of the best times to sell and get top dollar.Why? It...
One thing we know for certain about the real estate market is that it is never going to stay the same for long. Today we want to talk about an interesting trend we’ve noticed in real estate: millennials are waiting longer to purchase their first homes than their parents did.   The typical first-t...
Are you considering buying a house in Atlanta? Read on to find out why we think you should buy now!1)      House values are up by about 10% since last yearThis number is based on the data reported by Zillow. Home prices will be higher than they were over the past year or two. Therefore, it is cru...
Today, I want to share some tips on how to begin the home buying process. It can be confusing, so starting off on the right foot is crucial!One of the first things you want to do is talk with a lender. Too often, when people want to buy, they are in a big hurry to go out and look at homes; it’s a...

Stephen Katz

Branch Manager, CMPS
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