Stephen Katz Mortgage Blog

By
Mortgage and Lending - Katz Mortgage Team, a branch of VanDyk Mortgage Corporation
RECENT BLOG POSTS
For those of you who wanted to know, “What does the process look like for a first-time home buyer?” I have your answers for you!If you are looking to buy a home, you are at the point where you feel financially stable and want to invest in your future instead of throwing away your money by renting...
03/15/2017
It's unfortunate, but many people think that they can't afford to purchase a home because they don't have a large down payment saved up. Today, I discuss some down payment assistance programs that are available to homebuyers.  Down payment assistance programs provide buyers money to use as a down...
03/08/2017
Today, we will discuss the importance of the pre-approval process. You should get pre-approved before you begin your home search.  By speaking to a lender before you begin your search, you will find out what price range you should look in. This ensures that you know what you can afford. If you do...
03/01/2017
If you can buy a house, you should. You get many tax benefits, including your interest and mortgage insurance being tax deductible. In a rental situation, you will spend equal to or more than your mortgage payments, and you don’t get any of those tax benefits and aren’t able to do home improvemen...
02/24/2017
People often ask, "What type of renovations should I invest in before listing my property?" Fortunately, I have advice about the most valuable renovations to invest in.First, add a fresh coat of paint. Painting is the cheapest way to add value to your home. A crisp, clean property appeals to the ...
02/17/2017
The two biggest reasons that Americans prefer owning their own home instead of renting are:1. They want to be able to build equity.2. They want to have a safe and stable environment.EquityBuying and owning a home is the essence of the American dream. Your monthly housing payments will go towards ...
02/09/2017
Have questions about mortgages? Don't worry, we've got you covered. There are several options to help you out with your mortgage that not everyone knows about.Trying to figure out just exactly how a mortgage works? Don’t feel bad, the average home buyer doesn’t either. From how big a down payment...
02/02/2017
 Takeaways: It is believed by 36% of Americans that they need think they need a 20% down payment to buy a home. Less than 10% has been put down 44% of Millennials who purchased a home this year. 8% of loan applications were approved last month. In September, the average credit score was 731.  (th...
11/04/2016
We are certainly excited, and know you are as well, to see Freddie Mac, Fannie Mae, The Mortgage Bankers’ Association and The National Association of Realtors continue all showing an increase in home sales come 2017. Here is a chart that illustrates this increase. Over the next year, as this data...
10/14/2016
Atlanta Realtors just released this very informational Market Brief.Regarding DEMAND- Through their research they found that there has been a decrease of 6.1% from last year in June residential sales which totaled 5,392.And, regarding PRICE, they show positive gains that are outpacing 2015’s figu...
08/02/2016
Rainmaker
81,167

Stephen Katz

Ask me a question
*
*
*
*
Spam prevention