Stephen Katz Mortgage Blog

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Mortgage and Lending - Katz Mortgage Team, a branch of VanDyk Mortgage Corporation
If you're thinking about buying, how do you find out how much home you can actually afford? This is a question we get all the time, and would love to answer for you.The very first thing to do if you want to buy a home is to get pre-approved. The pre-approval is free, and you can figure out exactl...
Today we are excited to discuss an important topic that you need to know about this time of year. It’s important to be prepared for winter so you don’t have any big costs or repairs to do during the long, cold months ahead. We’ve got 5 great ways that you can winterize your home, and here they ar...
 Today, we'll go over selling your property in the winter season. The conventional wisdom is that you shouldn't sell your home in the winter because no one wants to buy a home and move during the holidays. However, we've seen that winter is one of the best times to sell and get top dollar.Why? It...
One thing we know for certain about the real estate market is that it is never going to stay the same for long. Today we want to talk about an interesting trend we’ve noticed in real estate: millennials are waiting longer to purchase their first homes than their parents did.   The typical first-t...
Are you considering buying a house in Atlanta? Read on to find out why we think you should buy now!1)      House values are up by about 10% since last yearThis number is based on the data reported by Zillow. Home prices will be higher than they were over the past year or two. Therefore, it is cru...
Today, I want to share some tips on how to begin the home buying process. It can be confusing, so starting off on the right foot is crucial!One of the first things you want to do is talk with a lender. Too often, when people want to buy, they are in a big hurry to go out and look at homes; it’s a...
Are you thinking about building a new home from scratch? If so, take note of these three things you need to avoid! We have a lot of experience in new construction properties and would love to make the process as smooth as possible for you.1. Hire a Realtor. An experienced Realtor knows what to lo...
The end of summer typically means fewer “for sale” signs. However, whether you’re a buyer or a seller, don’t fret. This can be great news for the following six reasons:1) Less Competition. Fall means that school is back in session. AKA most families who wanted to move into their new home before s...
The share of current renters who believe that now is a good time to buy has jumped to 62 percent. That’s a two percent increase from this time last year and a 10 percent increase from last quarter. Homeowners agree, saying that 80 percent of higher income households within the Midwest and Souther...
Today we will be talking about some common mistakes that we often see buyers making. Hopefully, by alerting you to these potential downfalls, you can avoid them yourself when it comes time to buy. Here are the 5 most common mistakes we’ve been seeing: 1.  Not getting pre-approvedGetting pre-appro...

Stephen Katz

Branch Manager, CMPS
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