Stephen Katz Mortgage Blog

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Mortgage and Lending - Katz Mortgage Team, a branch of VanDyk Mortgage Corporation
RECENT BLOG POSTS
 Americans’ preference is to own their home instead of renting for the two primary reasons conveyed in the most current House Pulse Survey by the National Association of Realtors:  An environment that is safe, secure and steady. It's a chance to increase wealth.  Steadiness and Security for the F...
11/18/2015
Recently Merrill Lynch provided a study which shows that indeed, the younger generations still believe owning a home constitutes a significant portion of the “American Dream”.   The research in this study reflects that all living generations see home ownership as significant. That being said here...
11/04/2015
No, it’s not just you… many borrowers have the same thought and question as it appears they need three verifications for every single item. And, all the while, the bank seems to want to know every detail about individuals as well.You might even hear from fellow family members or older friends tha...
10/21/2015
One of the numerous positives that comes out of owning a home is the ability to insulate yourself from the inevitable variations in rent as your mortgage provides a fixed cost for living.“Income growth, housing costs and changes in the share of renter and owner-occupied households over the past f...
10/03/2015
If you have the goal of homeownership in 2015, take note that the market has never been soready for you! Upon reading the following (4) explanations below, you’ll see why you don’twant to wait any longer. 1. As Time Passes, Prices will Rise Recently a panel of over 100 renowned housing market ana...
04/15/2015
  As you most likely already know, almost all of the information you might want regarding real estate is available on the internet. As a result it can seem as though you don’t need an agent, at least in regards to knowing what homes in your neighborhood are selling for or what homes are currently...
03/06/2015
Homeownership and Wealth Creation is an article The New York Times published recently. It’s great to read and see that the confidence level of both experts and consumers seems to be increasing, as the housing market continues to recover.        The article explains:   “Homeownership long has been...
02/05/2015
Upon wrapping up 2014, it seems timely to evaluate the overall state of the real estate market. As we assess where it’s been over the past few years, it is clear that it is definitely in a strong place where it will move forward over the next few years. By simultaneously comparing projected house...
01/14/2015
How America Views Homeownership, which is a recent survey that was conducted, shows that 95% of Americans want to own a home if they don’t already and that 68% feel that now is a solid time to purchase a home.       One of the top people in Wells Fargo home mortgage production, Franklin Codel, sa...
01/12/2015
It seems most people have heard a family member or friend tell them that buying a home ten to twenty years ago was significantly easier than it is these days. Many feel the banks have to know next to everything about us, plus three independent sources that back up each detail on the application. ...
01/05/2015
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