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home buying: Your Rights Under the Federal Fair Credit Reporting Act - 05/25/11 02:16 AM
When you review your credit report, or just begin to investigate your credit status, keep in mind that federal law provides you with a set of rights to aid in your task of gauging your credit rating. Here is a brief summary of your rights under the law.
Notification of any occurrence in which your credit report has been used to deny the granting of credit, insurance, or a job. You have the right to know which credit agency provided the data.  A free copy of your credit file each year, as well as whenever you are denied a loan, insurance, … (4 comments)

home buying: What type of Mortgage is Best? - 05/24/11 02:01 AM
A mortgage is a loan where the house and land are used as collateral for the loan. If the borrower fails to make his payments, the bank forecloses on that property. In the case of foreclosure, the bank may sell the house to clear the mortgage debt.
Here are some types of mortgages can help first-time home buyers understand the fundamentals:
Conventional Mortgage – this is a mortgage loan wherein the underlying terms and conditions meet the guidelines of Fannie Mae and Freddie Mac. Depending on market conditions and consumer trends, about 35-50 % of mortgages are conventional mortgage.
FHA Mortgage … (1 comments)

 
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Stephen Katz

Atlanta, GA

More about me…

Katz Mortgage Team, a branch of VanDyk Mortgage Corporation

Address: 800 Johnson Ferry Road, Atlanta, GA, 30342

Office Phone: (866) 742-8400

Cell Phone: (770) 552-1000

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