The Trusted Professional

Single Family, Ranch on Acreage - Middleville, MI

Katrina Cole (Success Mortgage Partners- Real Estate/Marketing) — Fri, 03 Aug 2012 13:39:59 -0700

Incredible 3 Bedroom Ranch home for sale in Middleville. This house has nearly 6 acres of land and feels like home.

7563 Eagle Ridge Dr
Middleville, MI 49333
Single Family, Ranch on Acreage - Middleville, MI

Melissa Balsitis

Office:	616.871.9200
Mobile:	616.813.5520
Website:	Visit Website

Price	:	$234,900
Bedrooms	:	3
Bathrooms	:	2
Square Foot	:	1,634
Lot Size	:	257,004
County	:	Barry
Property Type	:	Detached
Year Built	:	1998
MLS Number	:	12040009

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Property Description

Gorgeous Middleville Ranch located on just under 6 acres. Main Floor features over 1600 sqft of open living space. Corian Counters in Kitchen, Refinished Hardwood floors, Fieldstone Gas Fireplace. Large Master suite where closets space abounds. Daylight Basement is ready to be finished with room for two more bedrooms, large family room and plumbed for future additional full bath. Freshly painted throughout. Exterior features include: Underground Sprinkling 3 Stall barn with tack room and storage. The almost 6 acres are split by two parcel numbers. See Legal for more information. Back acreage is already split with road frontage on Parmalee.

Features List

Open Living Space	Fieldstone Fireplace	5.9 Acres
Hardwood Floors	Master Suite	3 Stall Barn
Daylight Basement	Under. Sprinkling	Ranch Home

Equal Housing Opportunity.

Bellabay Realty : 1685 - 68th St. SE - Caledonia MI 49316 : 616.871.9200

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3 Bedroom Single Family, Ranch - Kentwood, MI

Katrina Cole (Success Mortgage Partners- Real Estate/Marketing) — Fri, 03 Aug 2012 12:27:26 -0700

Move in ready, Kentwood 3 bedroom ranch home for sale! This will go quick.

4685 Burgis Ave Southeast
Kentwood, MI 49508
3 Bedroom Single Family, Ranch - Kentwood, MI

Melissa Balsitis

Office:	616.871.9200
Mobile:	616.813.5520
Website:	Visit Website

Price	:	$96,000
Bedrooms	:	3
Bathrooms	:	1
Square Foot	:	1,138
Lot Size	:	8,450
County	:	Kent
Property Type	:	Detached
Year Built	:	1955
MLS Number	:	12030228

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Property Description

Charming home offers 3 bedrooms, large living room, kitchen with tile back splash, honed concrete counter tops and ceramic floors, spacious basement with rec room (just needs carpet), tons of storage and laundry room, hardwood floors throughout main floor, full bath with granite-topped vanity, vessel sink and travertine flooring. 1 stall garage and storage shed. Added features include central air and completely new roof in September 2011! This home is in move-in condition

Features List

3 bedrooms	tile back splash	spacious basement
laundry room	kitchen pantry	1 stall garage
appliances included	hardwood floors	storage shed
Move in Ready!	centeral air	new roof

Equal Housing Opportunity.

Bellabay Realty : 1685 - 68th St. SE - Caledonia MI 49316 : 616.871.9200

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Contemporary Condo - Grand Rapids, MI

Katrina Cole (Success Mortgage Partners- Real Estate/Marketing) — Tue, 24 Jul 2012 18:11:14 -0700

Located on the 7th floor with fantastic views of Monroe Center. Walking distance to downtown Grand Rapids shopping, dining and nightlife. An appropriately sophisticated backdrop for your Downtown lifestyle. Great roof top deck available for entertaining with panoramic views of the Grand Rapids skyline. This contemporary condo is the place for you to call home.

60 Monroe Center St Northwest
Grand Rapids, MI 49503
Contemporary Condo - Grand Rapids, MI

Melissa Balsitis

Office:	616.871.9200
Mobile:	616.813.5520
Website:	Visit Website

Price	:	$245,000
Bedrooms	:	2
Bathrooms	:	2
Square Foot	:	1,196
County	:	Kent
Property Type	:	Detached
Year Built	:	2004
MLS Number	:	12039735

click for more information and pictures

Property Description

Huge tax savings due to Renaissance Zone until 2018. Gorgeous Downtown Grand Rapids Condo in the Select Bank Building, formerly People's Building. Uniform level of care and quality you would expect from CityView Condos. Corner Unit with huge windows and lots of natural light. Composite counter tops and stainless steel appliances. Located on the 7th floor with fantastic views of Monroe Center. Walking distance to downtown shopping, dining and nightlife. Appropriately sophisticated backdrop for your Downtown lifestyle. Ample storage area in the basement. Combo washer/dryer included. Pets allowed. Great roof top deck available for entertaining with panoramic views of the Grand Rapids skyline.

Features List

Renaissance Zone	Downtown Condo	2 Bedrooms
Views of Monroe Cntr	Corner Unit	2 Full Bath
Pets Allowed	Stainless Steel Appl	Gourmet Kitchen
Card Access Elevator	Washer/Dryer	Large Living Area
Storage	Walk in Closet
Roof Top Deck

Equal Housing Opportunity.

Bellabay Realty : 1685 - 68th St. SE - Caledonia MI 49316 : 616.871.9200

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Is the Market Really Headed In the Wrong Direction?

Katrina Cole (Success Mortgage Partners- Real Estate/Marketing) — Fri, 27 Apr 2012 11:55:48 -0700

This is some great information from Brent Link, Associate Broker Coldwell Banker Woodland Schmidt, on what he is seeing in the Muskegon County Market. From what I have seen this trend is similar throughout Michigan.

We are beginning to see a Seller's Market so Buyers: when you find a house you love, that you can afford that is accurately priced don't hesitate and try to low ball an offer because you most likely are not the only one trying to snatch up the property. Sellers: listen to your Real Estate Agent and price your home correctly! It seems today if you are priced right and your home is move in ready you may not have long to wait.

Via Brent Link (Coldwell Banker Woodland Schmidt):

Is the Market Really Headed In the Wrong Direction? I don't think so, and I can back it up!

Last week the national news naysayers told us that February sales were down 5.5%! Doom and Gloom! My question is, "Down From What?

Down from last week?

Down from last month?

Down from last year?

Down from 5 years ago?

I know that national statistics are interesting, but are they really important? Real estate is local. The local economy effects real estate. Local employment effect real estate. Believe it or not, local weather effect real estate.

Here is some relevant data to support my position.

As you can see from this chart, this just isn't the case in West Michigan.

February sales in Muskegon County were up 28% over the previous month

February sales in Muskegon County were up 15.5% over February 2011

February pending sales in Muskegon County were up 28% over the previous month

February pending sales in Muskegon County were up 16.8% over February 2011

Inventory of homes for sale in Muskegon County were up 1.2% over the previous month

Inventory of homes for sale in Muskegon County were down by 10%, over February 2011

Inventory of homes for sale in Muskegon County were down by 32% from January 2011 to April 2012

With sales on the upswing and inventory on the decline it is no longer a Buyer's Market. Reasonably priced homes for sale in Move-in Condition sell quickly. In January 2011 we had 11.3 months inventory of homes for sale in Muskegon County. That has been reduced to 6.9 moths inventory.

The Whitehall and Montague area as well as the North Muskegon areas are even stronger.

Now is probably the best time to buy.

Now may be the best time to sell as well.

Buyers can afford a higher price with the interest rates as low as they are.

They can not get much lower so don't delay.

Give me call or send me a note if you have any questions.
--
Brent Link - Associate Broker Coldwell Banker Woodland Schmidt
Office 231-737-4004 Cell 231-206-2772
Fax 866-334-2775      LinkRealtor.com

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The Hard Numbers- The Harsh Reality of Renting

Katrina Cole (Success Mortgage Partners- Real Estate/Marketing) — Thu, 05 Apr 2012 08:47:39 -0700

The Hard Numbers- The Harsh Reality of Renting

Buying a home vs. renting is a big decision that takes careful consideration, as most mortgage consultants will agree. But the rewards of home ownership are great. For many years, purchasing real estate has been considered an extremely profitable investment and in many cases today this still remains true. (Remember always buy low and sell high) It is an achievement that offers a sense of pride, financial stability and potential tax advantages.

Yes, there are certain responsibilities associated with owning a home. Landlords will often argue the benefits of renting, and for obvious reason. If you are renting, you’re helping them make their mortgage payment.

The numbers are staggering if you look at it this way. If you are paying $1,000 per month for an apartment, and you know your rent will increase 5% every year, then over the next five years you will pay your landlord $66,309. (WOW) If you are currently renting a house, you may be paying much more than that each month. Either way, you gain no equity by shelling out this monthly housing expense and you certainly won’t benefit when the property value goes up!

However, if you were to purchase your own home or condominium, you would be on your way toward building equity. By choosing a fixed-rate loan program, you can have the comfort of knowing that your monthly mortgage payment will never go up. In fact, you would have the option of refinancing to a lower interest rate at some point in the future should interest rates drop lower than the rate you’d currently be locked in at, and this would cause your monthly mortgage commitment to go down.

And not only would your own home give you added space, your own back yard and overall privacy—home ownership would also give you some tax advantages. Depending on your tax bracket, owning a home is often less expensive than renting after taxes. Interest payments on a mortgage below $1 million are tax-deductible, and your mortgage consultant can provide you with the information needed to evaluate the tax advantages of various loan scenarios with your tax consultant.

To find the loan program that is right for you, your mortgage consultant will need to evaluate your monthly household income, current assets and savings, as well as any monthly obligations you may have for credit card payments, car payments, child support, etc. These pre-qualification factors, along with the report of your credit score, will determine how much house you can afford and what interest rate you will pay for financing. It is also important to let your mortgage consultant know what your future goals are, because this will help narrow down which loan option is the best fit for your long-term needs.

There are many different types of loan programs available today that offer ever changing opportunities to buyers. It is important to evaluate your individual situation with a Licensed Mortgage Professional to ensure you have all the facts and know what is best for your personal situation.

If there is any time to buy it is NOW! Why? Because home prices are low today. Low home values are surely not good for people selling homes but they are great news for people wanting to buy a home. Don't miss this opportunity to take advantage of the current market before home values and interest rates rise.

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Writing Your 30 Second

Katrina Cole (Success Mortgage Partners- Real Estate/Marketing) — Tue, 03 Apr 2012 14:57:33 -0700

Writing Your 30 Second

If you have ever been in a BNI Group, had a coach or taken a sales class you have heard about the importance of your 30 second introduction. Quickly and seamlessly you want people to know what you do, how you solve their problems, how they benefit, what is unique about you and who your ideal client is.

I know that sounds so simple and guess what it is! You first need to answer these questions for your self and write them down:

What do you do?
What problems for you solve for people?
How do others benefit from your service or product?
What makes what you do or offer unique?
Who is your ideal client? (there problem, need or situation)

After answering the above questions on paper you can begging to form your Verbal 30 second "commercial".

Start with something like "I could tell you that I am the best_____answer#1____ but I won't. I will let you decide that for your self. I answer #2 for people, I do this by answer #3 and #4 (described in a way that is appealing and describes the benefit to them and how it makes you unique). Than finish with I can contact you with further information if you like (or another sentence to encourage contact info)."

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What is the Velocity of Money

Katrina Cole (Success Mortgage Partners- Real Estate/Marketing) — Tue, 03 Apr 2012 06:17:20 -0700

What is the Velocity of Money and How Does it Impact Home Loan Rates?

If you’ve been watching the economic news, you’ve probably noticed that market experts and traders have been keeping a close eye on the Commerce Department’s Personal Spending and Personal Income reports. Obviously, those reports provide insight into the health of our economy, but did you know they also influence home loan rates? That’s right, personal spending can actually influence the interest rates that are available when you purchase or refinance a home.

Here's why. It has to do with something called the velocity of money. Even though the government keeps pumping money into the system, nothing happens until that money is spent or lent – and passes from one hand to another or one business to another. The speed at which this money passes between parties is called the velocity of money.

With the job market still very sluggish, consumers aren't spending much money these days, and businesses are still reluctant to spend money to make investments in their business. With the present velocity at low levels, inflation remains subdued and that's good for home loan rates. That's because rates are tied to Mortgage Bonds and inflation is the archenemy of Bonds, so low inflation is good for Bonds and rates. However, once velocity increases, the excess money in the system will cause inflation – which is bad for rates, since even the slightest scent of inflation can cause home loan rates to worsen.

While we certainly want to see better economic recovery news in the near future, we have to remember that there's an inverse relationship between good economic news and Bonds and home loan rates. Weak economic news normally causes money to flow out of Stocks and into Bonds, which helps Bonds and home loan rates improve. Strong economic news, on the other hand, normally has the opposite result.

Currently, home loan rates are at a historically low level, but that situation won’t last forever. That means now is an ideal time to purchase a home or refinance before the velocity of money – and rates – change. If you or anyone you know would like to learn more about the current economic situation and how to take advantage of historically low home loan rates, then please contact me.

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Cottage Over Looking Rainbow Lake W/Lake Access

Katrina Cole (Success Mortgage Partners- Real Estate/Marketing) — Tue, 03 Apr 2012 06:15:56 -0700

Cozy cottage with deck providing a great view of Rainbow Lake. Very short walk to deeded lake access. Share dock with 3 other properties. Most furnishings to stay with the house so just move in and starting enjoying the lake. New roof in 1999. New well in 2005. Very affordable vacation spot.

11042 N Johnson Rd
Trufant, MI 49347
Cottage Over Looking Rainbow Lake W/Lake Access

Roger Roe

Office:	616-796-9784
Mobile:	616-299-2771
Website:	Visit Website

Price	:	$75,000
Bedrooms	:	2
Bathrooms	:	1
Square Foot	:	1,023
County	:	Montcalm
Property Type	:	Detached
Year Built	:	1940
MLS Number	:	12016929

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Property Description

Features List

Great Cottage	Lot Of Decking	Rainbow Lake
Dock Share	Furnishings Stay	Newer Roof
Newer Well	Great Get-A-Way

Equal Housing Opportunity.

American Home Land Realty LLC : 15801 Fendt Farm Dr - Holland MI 49424 : 616-796-9784

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Build to Suit Single Family Home For Sale- Spring Lake, Michigan

Katrina Cole (Success Mortgage Partners- Real Estate/Marketing) — Tue, 03 Apr 2012 05:58:33 -0700

This BUILD TO SUIT home is exceptional. Sitting atop a ridge with Lake Michigan views and a short walk to public beach. This cozy cottage offers a maximum amount of living space with tuck-under garage and elevator for easy living. Upper levels offer 3 bedrooms and 2.5 bath. Another full bath would be found in the lower level. This open floor plan has kitchen with large island and living room with fireplace and large windows to take in the scenery.

17792 North Shore
Spring Lake, MI 49456
Single Family, Traditional - Spring Lake, MI

Tracy Anderson

Mobile:

616-633-7364

Price	:	$529,000
Bedrooms	:	3
Bathrooms	:	4
Square Foot	:	2,298
Lot Size	:	21,780
County	:	Ottawa
Property Type	:	Detached
Year Built	:	2011
MLS Number	:	11061385

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Property Description

Features List

BUILD TO SUIT	walk to public beach	Lake Michigan View
3 bedrooms	2.5 baths
large kitchen island	fireplace

Equal Housing Opportunity.

Five Star Real Estate (Cascade) : 4545 Cascade Rd - Grand Rapids MI 49546

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Single Family, Bi-level - Caledonia, MI

Katrina Cole (Success Mortgage Partners- Real Estate/Marketing) — Tue, 03 Apr 2012 05:53:09 -0700

Come see this large split level ranch with 4 bedrooms and 2 full baths, and beautiful views of Round Lake from your living room window. Kitchen and living room offer vaulted ceilings for an open and airy feel. This home sits on one of the largest lots in the new and upcoming Green Lake Ridge Estates. The neighborhood is welcoming and family friendly, with a short stroll to the private community beach on Green Lake and within walking distance to the brand new Paris Ridge Elementary school. Close to DNR trails for your snowmobile and ATV pleasure. This home is tastefully decorated and boasts a beautiful back porch with firepit and hot tub. Custom built storage shed outback is large with underground electric.

4511 Serry
Caledonia, MI 49316
Single Family, Bi-level - Caledonia, MI

Tracy Anderson

Mobile:

616-633-7364

Price	:	$152,000
Bedrooms	:	4
Bathrooms	:	2
Square Foot	:	1,684
Lot Size	:	32,670
County	:	Allegan
Property Type	:	Detached
Year Built	:	2002
MLS Number	:	11052935

click for more information and pictures

Property Description

Equal Housing Opportunity.

Five Star Real Estate (Cascade) : 4545 Cascade Rd - Grand Rapids MI 49546

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Single Family, Ranch - Shelbyville, MI

Katrina Cole (Success Mortgage Partners- Real Estate/Marketing) — Tue, 03 Apr 2012 05:46:12 -0700

Gun Lake home with deeded lake access, 2 bedrooms and bath, large living area and kitchen, garage and shed. Opportunity for investment, residence or cottage.

2455 Patterson Rd
Shelbyville, MI 49344
Single Family, Ranch - Shelbyville, MI

Dave VanderWoude

Mobile:	616.299.4168
Website:	Visit Website

Price	:	$79,900
Bedrooms	:	2
Bathrooms	:	1
Square Foot	:	1,040
Lot Size	:	8,407
County	:	Allegan
Property Type	:	Detached
Year Built	:	1995
MLS Number	:	11064202

click for more information and pictures

Property Description

Gun Lake home with deeded lake access, 2 bedrooms and bath, large living area and kitchen, garage and shed. Opportunity for investment, residence or cottage.

Features List

Wayland Schools	Shed	Gun Lk-Deeded Access
Ranch	Centeral Air	Patio
Snack Bar

Equal Housing Opportunity.

REMAX Lifesyles : 5751 Byron Center Ave SW - Wyoming MI 49519

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Single Family, Bi-level - Grand Rapids, MI

Katrina Cole (Success Mortgage Partners- Real Estate/Marketing) — Fri, 30 Mar 2012 12:36:46 -0700

This is a large 3 bedroom 2 bath multi-level house on a quiet cul-de-sac. Spacious lot provides sprawling front and back yards with mature shade trees. The back yard is complete with deck, gazebo, storage barn (12 x 18) and large level yard. You will love the floor to ceiling stone fireplace in the den/family room. Lots of storage areas throughout the house including a wall of closets in the master suite. Enjoy lots of living space, easy access to school, work, shopping, entertainment, restaurants,... Priced to sell quickly. More Grand Rapids, MI Listings

10924 12th Ave Northwest
Grand Rapids, MI 49534
Single Family, Bi-level - Grand Rapids, MI

Roger Roe

Office:	616-796-9784
Mobile:	616-299-2771
Website:	Visit Website

Price	:	$124,900
Bedrooms	:	3
Bathrooms	:	2
Square Foot	:	2,537
County	:	Ottawa
Property Type	:	Detached
Year Built	:	1977
MLS Number	:	11061979

click for more information and pictures

Property Description

Features List

Bi-Level	3 Bedroom	2 Bath
Cul-De-Sak	Great Lot	Deck
Gazebo	12x18 Barn	Stone Fireplace
Great Storage

Equal Housing Opportunity.

American Home Land Realty LLC : 15801 Fendt Farm Dr - Holland MI 49424 : 616-796-9784

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Single Family, Contemporary - Caledonia, MI

Katrina Cole (Success Mortgage Partners- Real Estate/Marketing) — Fri, 30 Mar 2012 12:31:19 -0700

Rare opportunity in Caledonia of home on 8+ acres, currently set up for horses. This two-story home features a family room with built-in bookshelves, formal living and dining room, tile floor in kitchen with eating area, half bath, open split stairway up and down, master suite and bath with garden tub, two additional bedrooms, bath, and convenient second floor laundry. Partially finished basement with drywall and rough plumbing. Add new carpet and paint and experience a lovely home with a lovely view all around.

9750 Meadow Valley Southeast
Caledonia, MI 49316
Single Family, Contemporary - Caledonia, MI

Dave VanderWoude

Mobile:	616.299.4168
Website:	Visit Website

Price	:	$249,900
Bedrooms	:	3
Bathrooms	:	3
Square Foot	:	2,464
Lot Size	:	348,480
County	:	Kent
Property Type	:	Detached
Year Built	:	1989
MLS Number	:	11058662

click for more information and pictures

Property Description

Features List

Eating Area,Pantry	Central Air	Gaines Twp
Storage Shed	Full Basement	Caledonia Schools
/well/Septic	8.48 Acres

Equal Housing Opportunity.

REMAX Lifesyles : 5751 Byron Center Ave SW - Wyoming MI 49519

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Single Family, Cape Cod - Jenison, MI

Katrina Cole (Success Mortgage Partners- Real Estate/Marketing) — Fri, 30 Mar 2012 09:07:30 -0700

Clean and spacious cape cod home with a deck surrounding 3 sides on a large 1/2 acre corner lot. Home features 4 bedrooms, master with walk-in closet, and 1 1/2 baths. Many updates include newer kitchen and 1/2 bath, flooring, windows, slider, and furnace. Full basement, 2 stall garage, city water and sewer plus well for sprinkling, large fenced garden area and shed. Air conditioning units stay with the home.

7420 Harmon Ln
Jenison, MI 49428
Single Family, Cape Cod - Jenison, MI

Dave VanderWoude

Mobile:	616.299.4168
Website:	Visit Website

Price	:	$134,900
Bedrooms	:	4
Bathrooms	:	2
Square Foot	:	1,424
Lot Size	:	21,780
County	:	Ottawa
Property Type	:	Detached
Year Built	:	1959
MLS Number	:	12009440

click for more information and pictures

Property Description

Features List

1/2 Acre Corner Lot	Cape Cod	Full Basement
Storage Shed	Garden Area	Deck
walk-in closet

Equal Housing Opportunity.

REMAX Lifesyles : 5751 Byron Center Ave SW - Wyoming MI 49519

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John Rice, Prudential Preferred Realtor Featured Professional

Katrina Cole (Success Mortgage Partners- Real Estate/Marketing) — Thu, 22 Mar 2012 06:26:17 -0700

John Rice, Prudential Preferred Realtor Featured Professional

FEATURED PROFESSIONAL

John Rice, Prudential Preferred REALTORS

John has been a great asset to work with. Our clients have been excited and happy about the home buying experience as John takes the time to educate and guide them through the process.

John has assisted hundreds of home buyers and sellers in the West Michigan area. He applies his sales, marketing and negotiating skills to ensure the best deal for his clients.

John enjoys working with all clients from those who have bought and sold many times to the first time home buyer that wants to feel confident in their home buying decision.

"Helping people grow and be prosperous makes me happy. I truly enjoy assisting people with their real estate needs. Housing is a basic human need - everyone needs a roof over their head. Beyond that, you can tailor your home to suit your preferences. It is the passion within me to help others that drives me each day to help people with their real estate needs." John Rice, Realtor

Learn a bit more about John:

Cell/Text: (616) 560-0404

Website: www.mynewgrhome.com

View Properties For Sale in West Michigan

Contact

Previously Featured:

Anthony Mosley, VanDyk Mortgage Corp

Current To Be Featured List:

Rory Byrne, Sun Title

Anita Miron, Allen Edwin Homes

Chuck VanDuren, VanDuren Irving West Insurance Agency

Julie Stone, Staged to Sell, By Julie

Grant Alexander, VanDyk Mortgage

George Guyott, First Advantage Real Estate

Tracy Anderson, Five Star and Hands on House

Patricia Caston, Midstate Title Agency

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The Market Has Moved-Rates Went Up

Katrina Cole (Success Mortgage Partners- Real Estate/Marketing) — Thu, 15 Mar 2012 08:15:24 -0700

The Market Has Moved-Rates Went Up

The US markets were at the lowest point of 2012 at the opening today in regards to mortgage backed securities. To give you a clear perspective below is a graph that reflects the FNMA 30Yr 3.5 coupon:

What does this mean?

Many rates are back up to where they were in December of 2011. The initial thought is that the rates will slowly come back down a bit but it will be gradual each day.

If you have been working toward that 30YR fixed rate below 4% you may be in a holding pattern to see if the rates recover.

Here is a look at what Zillow is showing on the their rate graph (the spike is BIG):

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A Bit of Inspiration

Katrina Cole (Success Mortgage Partners- Real Estate/Marketing) — Wed, 14 Mar 2012 12:56:45 -0700

A Bit of Inspiration

I was lucky enough today to give the Inspiration at for the Western Michigan Women's Council of Realtors and I thought I would share my words with all of you as well. When I put this together I was pondering frustrations and tribulations we all encounter daily in the industry and wanted to remind everyone to be Positive and remember your Passion.

You Are an Entrepreneur

"In trying to decide what to share with you all today that could be inspiring I sat back and looked at the industry as a whole and the one thing I realized was that no matter what role you play in a transaction, who you work for or how you are compensated you are all really Entrepreneurs.

As an entrepreneur in the Real Estate industry you ride the waves up and down and face the many challenges head on. But, there are times when those waves begin to wash away little bits of the belief that you have in your self and the industry.

So I want to remind you that when that next wave comes You are an Entrepreneur and You Believe.

In Real Estate you are Entrepreneurs that must believe and as an Entrepreneur you believe in your product, your business and most of all yourself.

Believing in yourself is when you compare yourself to a successful college and don’t make excuses why you are unable to compete with them but look at what you can do to surpass them. You don’t tell anyone “no” instead you work with them to be able to say “yes”.

As an Entrepreneur that believes you become laser focused on what you have accomplished and what accomplishments lie before you. You strive to believe in yourself and remain positive beyond all else.

If you begin to think negatively and your belief fades remember you are an Entrepreneur who is laser focused on your goals and you believe in yourself, your product and your business."

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Anthony Mosley, VanDyk Mortgage Corp Featured Professional

Katrina Cole (Success Mortgage Partners- Real Estate/Marketing) — Thu, 01 Mar 2012 15:42:14 -0800

FEATURED PROFESSIONAL

Anthony Mosley, VanDyk Mortgage Corporation

I have had the pleasure to work with Anthony Mosley over the last handful of years and have seen his passion and enthusiasm first hand for each of his clients. Anthony works directly with each one of his clients to get their loan transaction completed quickly and smoothly. Currently Anthony closes his clients' mortgage loans on average of 26 days.

Anthony has a motto: "I don't tell my clients no, I tell them how." As cheesy as this may sound this is something that Anthony stands by. He believes in his clients and points them in the direction they need to go to become homeowners. So no matter the time frame 30 days or even 3 years, Anthony is there to make their dream come true.

Anthony is supported by a fabulous team! Anthony always is talking about the amazing group of people that make up his team and simply make things happen. His group is made up of a processor, group of underwriters, closers, shippers, funders and post closers all in one office to ensure that things flow smoothly and quickly. Also, part of Anthony's team are his Platinum Partners who include Real Estate Agents, Title Agents, Insurance Agents and Attorneys to mention a few.

Anthony enjoys focusing on giving back. Anthony has been working to put together a group of professionals from varying fields to educate our Veterans on the benefits that they are currently not taking advantage of or are even unaware of. In conjunction with this cause he is working to utilize a title company that donates back to a Veteran's Advocacy Fund that puts the money back into the local community.

Anthony also enjoys sharing his knowledge with consumers and local professionals by helping to lead workshops and seminars to educate others on industry changes as well as general mortgage and real estate knowledge.

Bio on Anthony Mosley

Anthony has been in the Mortgage Industry since 2000 and is currently licensed to do business in 8 states. Anthony is experiened in all areas from origination to secondary marketing. He prides himself on his work with his clients and being straight forward and honest to insure their best interest when choosing a mortgage loan.

Anthony originates FHA, VA, Conventional, Rural Development and Reverse Mortgages. His mortgage loan originator licenses are held in Michigan, Indiana, Georgia, California, Tennessee, Utah, Florida and Texas.

Phone: 616.974.9209

Email: amosley@vandykmortgage.com

Website: www.anthonyhomeloan.com

Facebook Page

NMLS# 130260

One of Anthony's Client Testimonials:

Current To Be Featured List:

John Rice, Prudential Preferred Realtor

Rory Byrne, Sun Title

Anita Miron, Allen Edwin Homes

Chuck VanDuren, VanDuren Irving West Insurance Agency

Julie Stone, Staged to Sell, By Julie

Grant Alexander, VanDyk Mortgage

George Guyott, First Advantage Real Estate

Tracy Anderson, Five Star and Hands on House

Patricia Caston, Midstate Title Agency

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Featured Professional Profiles

Katrina Cole (Success Mortgage Partners- Real Estate/Marketing) — Thu, 01 Mar 2012 14:52:10 -0800

Featured Professional Profiles

I have decided that I am going to begin featuring some of the amazing men and women that I work with daily that pour their heart and soul into getting and keeping consumers in the homes of their dreams. I am fortunate enough to have contact with so many professionals that are truly outstanding and I want you to get to know them.

The professionals that I work with understand that owning a home is one of the most exciting, over whelming investments of our client's life. I invite you to take a few minutes and learn more about these great professionals.

Current To Be Featured List:

Anthony Mosley, VanDyk Mortgage Corp

John Rice, Prudential Preferred Realtor

Rory Byrne, Sun Title

Anita Miron, Allen Edwin Homes

Chuck VanDuren, VanDuren Irving West Insurance Agency

Julie Stone, Staged to Sell, By Julie

Grant Alexander, VanDyk Mortgage

George Guyott, First Advantage Real Estate

Tracy Anderson, Five Star and Hands on House

Patricia Caston, Midstate Title Agency

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A Great Gift for Your Clients

Katrina Cole (Success Mortgage Partners- Real Estate/Marketing) — Tue, 28 Feb 2012 15:06:11 -0800

A Great Gift for Your Clients

I try to stay on top of things and share all the tips and information I come across with my Realtor partners, so I appoligize if this is old news.

Art Van Furniture has partnered with the Michigan Association of Michigan to provide your clients with $150 gift after close. How exciting that you are able to help your client furnish their new home or even design and decrotive advice.

As a Michigan Realtor all you have to do is go to the Art Van Home Rewards Site and Sign Up for an account. From there you are able to sign your clients up for the Home Rewards!

What a great simple way to give back to your client!

A bit more about Art Van Furniture:

Art Van Furniture is a family-owned Michigan based company that was started in 1959. They currently operate 34 stores throughout Michigan with complete furniture and mattress collections. They have recently added Paul's TV and World of Floors to their offerings truly bringing a complete home furnishing and decor pallet under one roof.

Learn more about Art Van

***Photo Credit to Art Van Home Rewards

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2011 Sellers and Sales

Katrina Cole (Success Mortgage Partners- Real Estate/Marketing) — Mon, 27 Feb 2012 14:33:31 -0800

2011 Sellers and Sales

Overall it looks like 2011 was a great year to trade up for a lower payment. There is a clear change in some of these numbers for sellers.

Half of sellers traded up for a larger and/or higher priced home
60% purchased newer homes
Typical seller had lived in therir home for 9yrs (up from 6yrs in 2007)
87% used teh assistance of a Real Estate Agent
Tyically homes were sold for 95% of the listing price
61% reduced their asking price at least once
41% of sellers offered incentives to attract buyers (primarily home warranties and closing costs)
39% of Agents were reffered by friends of family
22% used an Agent they had priviously worked with
2/3rds of home sellers only contacted one agent before selecting theirs
92% of sellers reported their home was advertised online
85% said they would definitely use their agent again

What about FSBOs?

10% of home sales were completed without the assistance of an agent
40% of sellers knew the buyer prior to the home being purchased
37% reported they did not use a Realtor because they did not want to pay a fee or commission
More than one third of FSBOs took no action to market their home
59% of FSBOs offered no incentives
Typical FSBO home sold for $150k compaired to $215k for agent assisted home sales

Previous Posts on the 2011 Profile of Home Buyers and Sellers

2011 Profile of Home Buyers and Sellers Introduction

2011 Profile of Home Buyers and Sellers Environment & Characteristics of Home Buyers

Characteristics of Homes Purchased in 2011 Profile of Home Buyers and Sellers

The Home Search Process of 2011

Financing a Home in 2011

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Financing a Home in 2011

Katrina Cole (Success Mortgage Partners- Real Estate/Marketing) — Mon, 27 Feb 2012 13:51:01 -0800

Financing a Home in 2011

The home financing market in 2011 was full of many twists and turns. New regulations continued to put up road blocks, some of which there was no way to pass. There were also many homes purchased with cash due to low purchase prices (in some areas homes were cheaper than cars).

Some statistical highlights include:

87% of home buyers financed their home (most at a 89% Loan to Value)
95% of first time of buyers financed their home
82% of repeat buyers bought with financing
46% admitted they made some financial sacrifices in order to afford the home
23% reported that the mortgage application and approval process was somewhat more difficult than expected

Previous Posts on the 2011 Profile of Home Buyers and Sellers

2011 Profile of Home Buyers and Sellers Introduction

2011 Profile of Home Buyers and Sellers Environment & Characteristics of Home Buyers

Characteristics of Homes Purchased in 2011 Profile of Home Buyers and Sellers

The Home Search Process of 2011

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My thought yesterday

Katrina Cole (Success Mortgage Partners- Real Estate/Marketing) — Fri, 24 Feb 2012 09:09:57 -0800

So I was thinking the other day that there are times were I just need to vent or exlame to the world something great and I don't want to alarm anyone in my office.

My thoughts came together and I wrote Post Away Thoughts and Earn Points so that we all could have a place just to go post those random thoughts daily and earn a few points in the process.

Join me in Post Away Thoughts and Earning Points in the process. Come let off a little steam or share with us something great. We all can relate to the ups and downs of the business.

Chat with you soon

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So I was thinking

Katrina Cole (Success Mortgage Partners- Real Estate/Marketing) — Fri, 24 Feb 2012 08:54:11 -0800

So I was thinking the other day that there are times were I just need to vent or exlame to the world something great and I don't want to alarm anyone in my office.

My thoughts came together and I wrote Post Away Thoughts and Earn Points so that we all could have a place just to go post those random thoughts daily and earn a few points in the process.

Join me in Post Away Thoughts and Earning Points in the process. Come let off a little steam or share with us something great. We all can relate to the ups and downs of the business.

Chat with you soon

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Post Away Thoughts and Earn Points

Katrina Cole (Success Mortgage Partners- Real Estate/Marketing) — Thu, 23 Feb 2012 10:29:23 -0800

Post Away Thoughts and Earn Points

We all have those times throughout the week or even day that we just want to share a thought, comment or idea with someone. In some cases they maybe exciting on the other hand it could be out of frustration. I enjoy how Activerain is a place with mainly positive posts that we can all take away something from, but I think it can be valuable to have one place to go as a sounding board as well.

So, I urge you to comment on this post as often as you like with those little thoughts you need to share with someone. I know that some of my comments would even be questions that come to mind such as:

"Why list a property if you put no effort in marketing it and make it impossible to show?"
"Why spend days with a potential buyer only to find out they don't even have a job and can't get a mortgage? They should get pre-approved before looking."
"Why are you angry at me that you are unable to obtain the size of home and amenities you desire within your budget?"

Than I would have the positive:

"We are closing already!? It has only been 17 days!"
"Another contract in and ready to go! Lets get them closed."
"So excited our new website launched and traffic is booming"
"My AR post has gotten over 1000 view in less than a week!"

****The only thing I ask is that we keep this content appropriate to our audience.

Now post away and get the voices out of you head and while you are at it earn some points!

Have fun!

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