The Buy and Bail Fairy Tale – The Elephant in the Room - 03/30/12 10:13 AM
The Buy and Bail Fairy Tale – The Elephant in the Room
I’ve studied the elephant that no one likes to talk about for about 4 years. This week, I attended the Short Sale Tsunami event where a panel of real estate attorneys, real estate analyst Mike Orr, Commissioner Judy Lowe, along with representatives for Chase and Wells Fargo spoke about our local Phoenix market.  One of the hot discussions was Strategic Default strategy.  After learning so much about this over the years, I wanted to share some information.  I’m not even going to entertain the moral or ethical question about … (0 comments)

Sonoran Blvd - Dove Valley Road Renaming Update - 03/16/12 08:46 AM
Sonoran Blvd - Dove Valley Road Renaming Update Last week, Clif Freedman, Bryan Cazier and Andy Dobis (President of Carefree Crossing) met with City of Phoenix, Shane Silsby and our District 2 Councilman, James Waring. Residents who live within one half mile from the current Sonoran Blvd will have an opportunity to vote to change the name of the road back to Dove Valley Road. Currently there is a DRAFT website for this but it is not finished and does not reflect the changes agreed on. In several weeks, residents will receive a letter from the City to complete a mail-in … (1 comments)

How To Remove Soap Scum From Shower Doors - 03/12/12 12:45 PM
Dirty shower doors can ruin an otherwise sparkling-clean bathroom.
The soap scum that accumulates isn't just unsightly; it contains body oils and skin particles that provide for a perfect bacteria breeding ground.
Supermarket shelves in Phoenix are filled with bathroom cleaners that promise to cut through soap scum, but the cleansers don't always work and those that do often contain harsh chemicals that can irritate your skin.
Cleaning shower doors can be more safe and more pleasant, then, when you use chemical-free household products, many of which you likely have in your kitchen already.
White vinegar makes an excellent soap scum … (0 comments)

Phoenix, Arizona Real Estate Market Conditions - 03/12/12 12:42 PM
See Report of Phoenix, AZ Real Estate Market Conditions, Trends in Pricing & Current Levels of Supply and Demand
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FHA Drops Upfront Mortgage Insurance Premium To 0.01% For Qualified Borrowers - 03/09/12 07:23 AM
The FHA is making more changes to its flagship FHA Streamline Refinance program.
Beginning mid-June 2012, certain current, FHA-backed homeowners will be able to refinance their existing FHA mortgage into a new one, without having to pay the government-backed group's new, costly mortgage insurance premium schedule.
Earlier this week, the FHA rolled out its new MIP schedule.
Beginning April 9, 2012, new FHA mortgages are subject to a 1.75% upfront mortgage insurance premium (UFMIP) and an annual mortgage insurance premium of up to 1.25% for loan sizes up to, and including, $625,500; or 1.60% for loan sizes exceeding $625,500.
Upfront MIP … (2 comments)

Mortgage Rates Expected To Rise On A Strong Job Report - 03/08/12 01:17 PM
With home affordability at an all-time high, buoyed by the lowest mortgage rates ever, it's been a terrific time to buy or refinance a home using a mortgage.
The good times may not last, though, so today marks an ideal time to lock a mortgage rate. Friday brings risk. Here's why.
Since 2010, weak economic conditions have been a primary catalyst for low mortgage rates in Arizona. Over the last 12 months, though, manufacturing output has been rising, consumer spending has been climbing, and business investment has increasing.
In other words, the economy is improving. However, it's the jobs market that's … (0 comments)

Are You Wasting $471 Per Month On Your Mortgage? - 03/07/12 02:55 PM
According to Freddie Mac's weekly mortgage rate survey, for 13 straight weeks, the average 30-year fixed rate mortgage has held below 4.000% for mortgage applicants willing to pay up to 0.8 discount points plus a full set of closing costs. These are the lowest mortgage rates in history and now -- with a bevy of loan programs for the nation's 11 million "underwater homeowners" including HARP, the FHA Streamline Refinance, and the VA IRRRL -- millions of U.S. homeowners can exploit the current mortgage rate environment. In this 4-minute clip from NBC's The Today Show, you'll learn about today's mortgage market … (0 comments)

Home Affordability Reaches An All-Time High - 03/06/12 07:53 AM
Home affordability moved higher last quarter, boosted by the lowest mortgage rates in history, a rise in median income, and slow-to-recover home prices throughout Arizona and the country.
According to the National Association of Home Builders, the quarterly Home Opportunity Indexread 75.9 in 2011's fourth quarter. More than 3 in 4 homes sold between October-December 2011, in other words, were affordable to households earning the national median income of $64,200.
Never in recorded history have U.S. homes been as affordable on a national level. Even on a regional and local level, affordability soared.
Affordability was highest in the Midwest; 7 of … (0 comments)

How To Keep A Stainless Steel Product Shining - 03/05/12 09:58 AM
With their sleek, modern look, over the past 10 years, stainless steel appliances have move from "hot trend" to commonplace.
However, as any Phoenix homeowner with stainless steel appliances will tell you, to keep a stainless steel surface free from marks, drips and fingerprints can be a futile exercise. Streaks and smudges will happen -- they can't be avoiding.
There are tricks, however, for keeping your stainless "shining". You'll need a microfiber cloth and a small bowl, plus some dish detergent, and some WD-40 or furniture polish.
First, start with a single teaspoon of dish detergent in a quart of hot … (1 comments)

 
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Kelli Grant

Scottsdale, AZ

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Platinum Premier Realty

Address: 8755 E. Bell Rd., Suite 106, Scottsdale, AZ, 85260

Office Phone: (480) 779-9656

Cell Phone: (602) 799-5420

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