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October is BREAST CANCER AWARENESS MONTH!!!!!!!!!!!!!!!!!

Remember Early Detection is Best.

 

Preparing Your Home for the Home Inspection

When you put your home on the market, you don't want any unpleasant surprises that could cost you the sale of your home. By having an understanding of these problem areas as you walk through your home, you will be preparing yourself against future disappointment.

1. Defective Plumbing

Defective plumbing can manifest itself in two different ways: leaking, and clogging. A visual inspection can detect leaking, and an inspector will gauge water pressure by turning on all faucets in the highest bathroom and then flushing the toilet. If you hear the sound of running water, it indicates that the pipes are undersized. If the water appears dirty when first turned on at the faucet, this is a good indication that the pipes are rusting, which can result in severe water quality problems.

2. Damp or Wet Basement

An inspector will check your walls for a powdery white mineral deposit a few inches off the floor, and will look to see if you feel secure enough to store things right on your basement floor. A mildew odor is almost impossible to eliminate, and an inspector will certainly be conscious of it.

It could cost you $200-$1,000 to seal a crack in or around your basement foundation depending on severity and location. Adding a sump pump and pit could run you around $750 - $1,000, and complete waterproofing (of an average 3 bedroom home) could amount to $5,000-$15,000. You will have to weigh these figures into the calculation of what price you want to net on your home.

3. Inadequate Wiring & Electrical

Your home should have a minimum of 100 amps service, and this should be clearly marked. Wire should be copper or aluminum. Home inspectors will look at octopus plugs as indicative of inadequate circuits and a potential fire hazard.

4. Poor Heating & Cooling Systems

Insufficient insulation, and an inadequate or a poorly functioning heating system, are the most common causes of poor heating. While an adequately clean furnace, without rust on the heat exchanger, usually has life left in it, an inspector will be asking and checking to see if your furnace is over its typical life span of 15-25 yrs. For a forced air gas system, a heat exchanger will come under particular scrutiny since one that is cracked can emit deadly carbon monoxide into the home. These heat exchangers must be replaced if damaged -they cannot be repaired.

5. Roofing Problems

Water leakage through the roof can occur for a variety of reasons such as physical deterioration of the asphalt shingles (e.g. curling or splitting), or mechanical damage from a wind storm. When gutters leak and downspouts allow water to run down and through the exterior walls, this external problem becomes a major internal one.

6. Damp Attic Spaces

Aside from basement dampness, problems with ventilation, insulation and vapor barriers can cause water, moisture, mould and mildew to form in the attic. This can lead to premature wear of the roof, structure and building materials. The cost to fix this damage could easily run over $2,500.

7. Rotting Wood

This can occur in many places (door or window frames, trim, siding, decks and fences). The building inspector will sometimes probe the wood to see if this is present - especially when wood has been freshly painted.

8. Masonry Work

Re-bricking can be costly, but, left unattended, these repairs can cause problems with water and moisture penetration into the home which in turn could lead to a chimney being clogged by fallen bricks or even a chimney which falls onto the roof. It can be costly to rebuild a chimney or to have it repainted.

9. Unsafe or Over-fused Electrical Circuit

A fire hazard is created when more amperage is drawn on the circuit than was intended. 15 amp circuits are the most common in a typical home, with larger service for large appliances such as stoves and dryers. It can cost several hundred dollars to replace your fuse panel with a circuit panel.

10. Adequate Safety Features

More than a purchased security system, an inspector will look for the basic safety features that will protect your home such as proper locks on windows and patio doors, dead bolts on the doors, smoke and even carbon monoxide detectors in every bedroom and on every level. Even though pricing will vary, these components will add to your costs. Before purchasing or installing, you should check with your local experts.

11. Structural/Foundation Problems

An inspector will certainly investigate the underlying footing and foundation of your home as structural integrity is fundamental to your home.

 

 

Be sure to check out my website for featured properties in Monmouth and Ocean County New Jersey.  As well as current news and updates about Real Estate, Mortages, and Market Trends.

Contact me with any questions that you may have.  Whether buying or selling now or sometime in the future, I am here to help you!!!

Kelly Spinosa

Crossroads Realty

2677 Route 70 West

Manasquan, New Jersey 08736

848-333-6718

 

Pre Closing Walk Through

This is a very important step before you go to the closing table, Here are some suggestions to help:

  • Inspect any damage done to the house when the previous residents were in the process of moving out... Marks on Floors, Knicks on Door Frames, Damage Hidden By Furniture, Damage to Walls.

Sometimes when the current owners are moving out they are less careful when moving furniture and damaging walls and floors, simply because they are moving out.  However the home should be in the same condition as when you put an offer to purchase on it, so make sure to look for any excessive damage.

  • Make sure that the Seller has not left any unwanted items in the home that were not included in the sale, such as trash or furniture.

  • Also make sure that the Seller has left items that were supposed to be included in the sale, Example...Window Treatments, Lighting, and Appliances. Be sure that these items were the same as before and have not been substituted. It is a good idea to bring your contract so you can use it as a reference.

  • Check on all Repairs, if any, which the Seller has agreed to do from the Home Inspection.

  • Test Appliances, Heating and Air Conditioning Systems, Flush Toilets, Turn on Light Fixtures, Exhaust Fans. Assuming that a home Inspection was performed these things were checked but it is good to make sure that they are still in the same working order.

Take advantage of the Pre Closing Walkthrough, and remember that when you transfer title you are now the owner of the property... So you must ensure that you are getting everything in the same condition as when you entered into contract.

 

Agent Responsibilities

From Contract to Closing

 

  • Deliver or confirm delivery of fully executed contract  to you and the buyer.

  • Confirm deposit of initial deposit monies.

  • Report Sale to appropriate Board of Realtors and Multiple Listing Service.

  • Follow-up with Selling Realtor on the completion of mortgage application (if applicable).  Obtain name and phone number of Lender and Mortgage Loan Officer.

  • Confirm with Selling Realtor, the dates and times of  termite inspection, home inspections and any other inspections that are required.

  • Assist you in negotiating your  responsibilities for repair issues with buyers.

  • Confirm deposit of remaining deposit money.

  • Follow-up on status of mortgage loan with Selling Realtor.

  • Meet appraiser at property if applicable.

  • Verify that all contingencies of sale have been satisfied.

  • Confirm completion of repairs (if applicable) and forward copies of work receipts to closing attorney's.

  • Arrange for Smoke Alarm Inspection, CO and any other inspections.

  • Forward copies of applicable certifications (i.e., termite, smoke alarm, well, septic, etc.) to closing parties.

  • Confirm time, date and location of closing and inform you accordingly.

  • Confirm deposit monies ordered for closing.

  • Schedule with you, the Selling Realtor and the buyer the date and time for the final walk through.

  • Notify closing attorney's as to walk-through results.

  • Remove sign and lockbox.

  • Verify location of keys, garage door openers and warranty documents.

  • Attend closing.  Bring all applicable files, documents, keys and any other pertinent information.

           

 

I am a full-time New Jersey licensed Real Estate Sales Professional and a lifetime resident of the Jersey Shore.  I am extremely hardworking and am committed in helping you through every step of the buying and selling process. I pride myself in honesty, mutual respect and professionalism.  I fully Understand that every individual is different, and I am dedicated to accommodating to each individuals personal needs. My love for New Jersey is what inspires my determination in finding others their dream home throughout all of New Jersey. With a degree in Psychology from Georgian Court University, I enjoy working with people. My specialty is first time home buyers, in which I am able to relate to their needs, as well as incorporate her knowledge and skills.

Specialty Markets

  • First-Time Buyers
  • Luxury Properties
  • Buyer Representative
  • Retirement/Second Home
  • Relocation

Credentials

  • Ocean School of Real Estate, Brick New Jersey
  • Graduate of Crossroads Realty, extensive 3 week training program
  • Member of the National Association of Realtors and the New Jersey Association of Realtors oMember of the Monmouth/Ocean Multiple Listing Services
  • BA in Psychology from Georgian Court University
 

Grant Money New Jersey

New Jersey's Smart Start Program

Is a Shortage of Upfront Funds Preventing You From Buying Your First Home

If you are a first time homebuyer purchasing in a Smart Growth area, you may be eligible to recieve a grant in the form of a forgivable second loan to cover the down payment and/ or closing costs.

This means the State of New Jersey could give you up to 4% of your first mortgage.... and if you fulfill the necessary requirements, you will not have to pay it back.

Call me to find out if you are eligible!!!

 

Kelly Spinosa,

Real Estate Sales Associate

Crossroads Realty

2677 Route 70 West

Manasquan, New Jersey 08736

848-333-6718

Kellyspinosa@verizon.net

 

Grant Money New Jersey

New Jersey's Smart Start Program

Is a Shortage of Upfront Funds Preventing You From Buying Your First Home

If you are a first time homebuyer purchasing in a Smart Growth area, you may be eligible to recieve a grant in the form of a forgivable second loan to cover the down payment and/ or closing costs.

This means the State of New Jersey could give you up to 4% of your first mortgage.... and if you fulfill the necessary requirements, you will not have to pay it back.

Call me to find out if you are eligible!!!

 

Kelly Spinosa,

Real Estate Sales Associate

Crossroads Realty

2677 Route 70 West

Manasquan, New Jersey 08736

848-333-6718

Kellyspinosa@verizon.net

 

Grant Money New Jersey (edit/delete)

New Jersey's Smart Start Program

Is a Shortage of Upfront Funds Preventing You From Buying Your First Home

If you are a first time homebuyer purchasing in a Smart Growth area, you may be eligible to recieve a grant in the form of a forgivable second loan to cover the down payment and/ or closing costs.

This means the State of New Jersey could give you up to 4% of your first mortgage.... and if you fulfill the necessary requirements, you will not have to pay it back.

Call me to find out if you are eligible!!!

 

Kelly Spinosa,

Real Estate Sales Associate

Crossroads Realty

2677 Route 70 West

Manasquan, New Jersey 08736

848-333-6718

Kellyspinosa@verizon.net

 

New Jersey's Smart Start Program

Is a Shortage of Upfront Funds Preventing You From Buying Your First Home

If you are a first time homebuyer purchasing in a Smart Growth area, you may be eligible to recieve a grant in the form of a forgivable second loan to cover the down payment and/ or closing costs.

This means the State of New Jersey could give you up to 4% of your first mortgage.... and if you fulfill the necessary requirements, you will not have to pay it back.

Call me to find out if you are eligible!!!

 

Kelly Spinosa,

Real Estate Sales Associate

Crossroads Realty

2677 Route 70 West

Manasquan, New Jersey 08736

848-333-6718

Kellyspinosa@verizon.net

 
 
Real Estate Agent: Kelly Spinosa (Crossroads Realty)
Kelly Spinosa
Sea Girt, NJ
More about me…
Crossroads Realty

Office Phone: (732) 528-6800 Ext.: 214
Cell Phone: (848) 333-6718
Email Me


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