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The work we've done. Never have we worked so hard in real estate. Short sales, extremely difficult. Bank owned, still intense. Working with buyers to demonstrate now is the time to buy. Sellers not believing all we tell them. We do extensive training, work in the trench everyday and the endless hours of time we've spent. One thing none of it touches on is that interest rates continue to fall. Some have suggested we may see 4.5% FRMs before this cycle is through. The problem is just how unpredictable the markets are right now. It seems a very good time for those who want or need financing,
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