The Situation:

As everyone knows the country's mortgage situation is to say the least "challenged". With RECORD HIGH Foreclosures and Defaults, the government has tried to step in and help but its been very little and very late.

The Solution:

Loan Modification-changing the terms of your clients loan WITHOUT doing a traditional refinance.
For Example;

We recently had a client who had a high 9.9% Adjustable interest rate. They were behind on their mortgage payments by four months about to enter foreclosure. They owed the bank $360,000 but their houses' value had dropped to roughly $230,000!. 
Our Negotiation Team was able to get that high 9.9% Adjustable rate down to a 7.0% fixed! We took the four months they were behind and negotiatied spreading that over the life of the loan, and  last, we negotiated the principal balance down from $360,000 to $270,000 saving the client over $90,000 in principal!!

THATS THE TYPE OF RESULTS WE PRODUCE!

LOAN OFFICERS | BROKERS | REALTORS | REAL ESTATE AND MORTGAGE PROFESSIONALS
By partnering with M3 Legal Services, the law offices of Leland L Moglen you will be offering a valuable service to your clients, look like a hero and maintain an additonal revenue stream.

If you have clients who are:

• BEHIND ON PAYMENTS
• FACING FORECLOSURE
• HAVE AN ADJUSTING OR SOON TO ADJUST INTEREST RATE
• HAVE SKY ROCKETING PAYMENTS
• UPSIDE DOWN
• CAN'T REFINANCE  
• HARDSHIP

You NEED To partner with M3 Legal Services, to offer these services to your clients and help make "homeownership ENJOYABLE AGAIN!"

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With other loan modification companies to choose from, why choose us?

• Law Firm - The Law Offices of Leland L Moglen
• A Money Back Guarantee!
• Competitively Priced!
• 97% SUCCESS RATE!
• Strong Communications Platform!
• VERY Aggressive Negotiators!
• CAN NEGOTIATE NATIONWIDE!

Visit www.M3LegalServices.com to learn more, or give me a call at (800) 920-2848 EXT 201. Find out why so many Realtors, Brokers and Loan Officers are using us to help their clients.

Interesting.....

Want to learn more about what caused this mortgage meltdown and has caused the nationalization of our banking industry (by the way thats one of  Karl Marxs first steps into turning a country towards socialism.)

The "Communites Reinvestment Act" google it find out more about it who supported it who didn't. Who tried to stop the run away train called Fannie Mae and Freddie Mac and who tried to reform it.

It looks like where going to get more of the same because people don't know the truth or understand how certain policies hurt us all!

What do YOU THINK caused the mortgage meltdown? I'd love to hear your feed back! 

I love to get my fellow "Rainers' opinions so here is a question I'd love some response on

Regardless of who you actually vote for (I'm not asking you to reveal that) which Presidential candidate do you think will be best for a Mortgage or Real Estate Professionals career.

A. Hillary Clinton
B. Barack Obama
C. John McCain

If you choose to answer then why?

I will reveal who I think will be more beneficial on  my personal Ken Henderson blog post later this week as I don't want to seem like I endorse any candidate.

However I'd love the community to chime in on this and give their perspective. Thanks for your input!

If you don't already know, Kevin Johson former Sacramento Kings and NBA Player is running against incumbant Heather Fargo for mayor of Sacramento.

Kevin who grew up in the same neighborhood I did, has done a wonderful job revitalizing the Oak Park area and I'm sure would do an even better job revitalizing the downtown area which badly needs to be restored.

Heather Fargo has done close to nothing in her tenure as mayor. With Sacramento being the capital of California there has been no real effort to try to bring it into the 21st Century, Kevin Johnson would accomplish this.

Its time for change and even though I will not be able to vote for him in ( I don't live in the city) I believe everything that affects the city of Sacrameto, affects the outlaying areas of the as well.

Read more about Kevin Johnson For Mayor at my blog Ken Henderson 

Lets go KJ! We need you as mayor of Sacramento!

Do you have know anyone who WANTS TO KEEP THEIR HOME BUT is:

• facing foreclosure or will be soon?
• whose rate is adjusting up?
• whose not behind yet but think they will be soon?
• or is having a hard time making payments?

This is a great solution.

I have recently  hooked up with a company called 2nd. Chance Negotiations.

What they do is negotiate with a homeowners lender to come up a solution that works for them and the homeowner so they can keep their home!

They do this by getting the bank to agree to:

• Freeze payments for 3 to 6 months
• Add any delinquent amount to the back of the loan
• Lock their loan for a period of time
• Lower the current interest rate
• Change their adjustable loan to a 30 year fixed.

The Fee is $675 for a professional negotiator to handle the case and the results thus far have been amazing!

They are on-line at http://www.2ndchancenegotiations.com/ or can be reached at  866.719.3430.

The new redesigned $5 dollar bill went into circulation yesterday March 13th. 2008, and has a wonderful new look and is chock full of new security features!

Its the same size but has "but has enhanced, portraits and historical images." They've added light purple in the middle which will make it more difficult to counterfeit.

The redesigned $5 bill features microprinting on the front of the bill in three areas: the words "FIVE DOLLARS" can be found repeated inside the left and right borders of the bill; the words "E PLURIBUS UNUM" appear at the top of the shield within the Great Seal; and the word "USA" is repeated in between the columns of the shield. On the back of the bill the words "USA FIVE" appear along one edge of the large purple "5" low-vision feature. According to the U.S. Bureau and Engraving Website.

It is estimated that 770 BILLION dollars circulate worldwide. So when you see the new $5 bill don't be alarmed. Your old $5 bills will still be valid infact bills that go back to 1861 are still accepted!

Look for a REDESIGNED $100 to be coming out next!

WOW,

I am loving active rain right now! I've met so many people  and am working on some potential business brought to me by someone I met here!

I also just got off the phone with the incredible Tara Colquitt, and let me tell you her credit restoration program seems awesome I look forward to working with her!

So now I'd love to hear of other networking success stories going on thru active rain. Is anyone else getting business from other professionals they've met thru A/R?

If so, Share your success in a comment below!!!

WOW,

I am loving active rain right now! I've met so many people  and am working on some potential business brought to me by someone I met here!

I also just got off the phone with the incredible Tara Colquitt, and let me tell you her credit restoration program seems awesome I look forward to working with her!

So now I'd love to hear of other networking success stories going on thru active rain. Is anyone else getting business from other professionals they've met thru A/R?

If so, Share your success in a comment below!!!

WOW,

I am loving active rain right now! I've met so many people  and am working on some potential business brought to me by someone I met here!

I also just got off the phone with the incredible Tara Colquitt, and let me tell you her credit restoration program seems awesome I look forward to working with her!

So now I'd love to hear of other networking success stories going on thru active rain. Is anyone else getting business from other professionals they've met thru A/R?

If so, Share your success in a comment below!!!