Recordation Tax on Refinances in Montgomery County, MD - 02/27/08 07:25 PM
One of my loan officer buddies passed along the following e-mail about the new rules about refinancing. His name and contact information is at the bottom of the post ---
This is updated information on how Montgomery County will treat refinances in light of the increase in recordation tax. The rate at … (0 comments)
|
Hot Decorating Tips for Your Home - 02/27/08 06:44 AM
Here is another in a series of great, quick tips on how to make you home more inviting. As you may have heard, the housing market is not is a good a shape as it could be. That's why it's more important than ever that your house look its best when … (0 comments)
|
Financing that Fixer Upper -- An Alternative for Owner/Occupant Home Buyers - 02/25/08 06:43 AM
A lender friend of mine - Rob Mercer of First Home Mortgage -- sent this interesting e-mail to me about a great alternative to being able to finance the renovations of a lot of the homes that are currently on the market.
I wanted to share some exciting news….
I have … (0 comments)
|
Watch out! THEY may be using your information. - 02/23/08 07:05 AM
Every so often an article or, in this instance, an OpEd piece in The Washington Post decries the aggregation of data that we, ourselves, put online. It doesn't matter if it's a profile on Amazon in order to be able to buy books or stuff you bank wants to know. It's … (4 comments)
|
Property Tax Relief for Low to Moderate Income Homeowners - 02/22/08 07:08 AM
A great friend of mine, Doyle Neimann, who also happens to be a State Delegate for Maryland's 47th District alerted me to this program designed to provide some relief for low to moderate income homeowners. The program was originally designed to benefit elderly homeowners on fixed incomes but applies to anyone … (0 comments)
|
Death Knell for Marketing Bling Providers? - 02/21/08 06:58 AM
I've always gotten calls from people in the marketing biz that promise me that, if I only use their system or product, I will be a millionaire by this time next year. Some are pretty reputable (but still won't really make me a millionaire by next year) and some are down … (5 comments)
|
The Realtor as a "Consumer" - 02/20/08 04:07 PM
Most of the time on Active Rain I see the word Consumer used to mean Home Buyer and/or Home Seller or, perhaps, Borrower. Sometimes we forget that the "consumer" of real estate services is unlike, say, a consumer of food at the grocery store, clothes at the department store or automobiles … (3 comments)
|
How the Economic Stimulus Package May Affect Your Ability To Buy A Home - 02/18/08 06:31 PM
A great loan officer friend of mine -- Rob Mercer of First Home Mortgage -- recently sent out a little bit of information about the new Economic Stimulus Package. Now, everyone knows they'll be getting a check in the mail but what does it have to do with mortgages?
Currently, the … (2 comments)
|
I Love to Blog but I hate to Type - 02/17/08 05:10 PM
I'm an opinionated SOB and I'm not afraid to admit it. I love to share. The big problem is that I hate to type. Ya see, I missed all those great typing classes back when I was in high school (and, yes, when I was in high school they still had … (52 comments)
|
Showing with Tenants in the House - 02/15/08 07:19 PM
I have a client that has a rental property and they would like to sell it, do a 1031 Exchange for a little townhouse in another part of town and eventually move into it a few years down the road pre-retirement.
Sounds fine by me. I can recommend a great Qualified … (7 comments)
|
Is God Testing Me? - 02/14/08 12:26 PM
There used to be a time when I went on a listing appointment that I felt I had an 80/20 chance of getting the listing by the time I walked out of the house. I prepared well, had a great presentation and I'm a nice guy, to boot.
Lately, though, I've been … (8 comments)
|
Did You Know You Could Buy This Home For ZERO Out-of-Pocket Expense? - 02/13/08 01:50 PM
That's right!
I work with a lender -- Monarch Mortgage -- that uses a combination of FHA financing (government backed mortgages) and a grant from the Nehemiah Foundation along with a generous credit from the Seller for the buyer's closing costs to cover all the expenses a buyer would have … (0 comments)
|
Zillow...The Feel Good Site - 02/12/08 09:33 PM
I'm in the process of refinancing my own home. Yes, I admit it. I took out a 5/1 ARM when I bought the place and, guess what? The ARM is set to readjust in September. Rather than wait until rates go back up, I'm doing it now. Besides, my wife is … (3 comments)
|
Long Lines but an Upbeat Mood for the "Chesapeake" Primary - 02/12/08 07:37 AM
It's 8:30 in the morning and I'm just getting back from voting with my wife in Maryland's Primary. We got to the polling place about 7:20. We thought we'd be early and my wife had a "regular" job with USDA so she needed to get to work.
By the time we … (2 comments)
|
Unrealistic Expectations - 02/06/08 02:15 PM
You know, you would think by now that I would be immune to the unrealistic expectations a lot of people have about the real estate market. But I'm always surprised when a buyer coming into the market tells me they want a 4 BR, 3 BA single family home with a … (12 comments)
|
Debt - the new Four Letter Word - 02/03/08 08:42 AM
Debt. It's the new four-letter word.
According to the most recent figures I've been able to find, US consumer debt topped $2.5 trillion in 2007.That number also indicates an increase in the rate of debt at 7.5%. Which means that, with each passing year, we are taking on more and … (1 comments)
|
;)
Links;)
Archives
