Real estate blog entries tagged with fha mortgage insurance by Ken Stampe iBrandPlan (iBrandPlan.com

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Home : Blogs : Ken Stampe iBrandPlan : What does the internet say about you? : Tag "fha mortgage insurance"

fha mortgage insurance: FHA Credit Score Requirements Now a Reality - 06/13/08 11:37 AM

Hud released mortgagee letter 08-16 on June 11th, 2008. In this letter, Hud is changing the FHA requirements for calculating both the Up Front Mortgage Insurance Policy (UFMIP) and the Annual / Monthly Insurance Premium (MIP).
This impact brings both an improvement in these costs for higher FICO score borrowers and/or higher down-payment transactions AND an increased cost to lower FICO score borrowers and/or lower down-payment transactions. This brings 2 definite impacts to FHA borrowers:
1) Some borrowers with FICO scores 499 and below who are not putting at least 10% down-payment will be unable to get FHA insuring and thus no … (10 comments)

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