HOT NEWS: PAY OFF YOUR MORTGAGE - This is quite possibly the most exciting program I have seen in years. Money Merge Account Flash Video it will take about 45 minutes.Once you have watched the video go to this link: Free Money Merge Account Analysis and complete the free analysis to see how well ...
Write-offs are the government's way of rewarding taxpayers when they've done something the government likes. And to judge by the write-offs, the government likes it when people borrow money to buy a house. There are write-offs aplenty, many of which people often forget.Make sure your clients take...
As most home buyers may have already figured out for themselves, the easiest way to avoid mortgage insurance is to make a down payment of 20% or more on a home.  However many potential home buyers often overlook other potential sources of additional cash than a checking or savings account.  These...
The issue of being able to cancel mortgage insurance comes down to one issue:  when was the loan originated?  As mentioned in previous sections, loans written on July 29, 1999 or later are covered by the Homeowner's Protection Act of 1997.  Loans originated prior to that date are dependent upon t...
I always advise my clients to lock in their interest rate at the earliest opportunity. Gambling with a client's interest rate is never advisable. In my business, I have a standardized system in place that we adhere to for all of our clientele.A mortgage loan cannot be closed without locking in a ...
As mentioned in other sections, there are two factors that determine how much mortgage insurance a home buyer will pay:  1) the type of loan and 2) the amount of down payment.  Using the chart below, you will see what percentage the home owner will have to pay for the outlined home loan programs....
Superstar REALTOR®* Terry Moerler has clients fill out a concierge form at home, prior to meeting with them. This helps her better understand those prospects and target their hot buttons. It affords her an opportunity to probe their minds, know their likes and dislikes, and then meet their needs ...
Let's put tax cuts in terms everyone can understand.  Suppose that every day, ten men go out for beer and the bill for all ten comes to $100.  If they paid their bill the way we pay our taxes, it would go something like this:   The first four men (the poorest) would pay nothing.  The fifth would ...
Are you doing everything you can to generate future business? Past clients make up over 50% of our loan applicants.     11 Simple Ways to Stay in Touch with your Closed ClientsDon't wait until the customer has forgotten your name to establish contact. Begin your client-base-building soon after th...
What  is drip marketing? Drip marketing is a direct marketing strategy that involves sending out several promotional pieces over a period of time to a subset of sales leads. Is this process effective and how can you begin planning your drip marketing campaign? The phrase drip marketing comes from...

Kevin Phillipson

NMLS: 167468
Ask me a question
Spam prevention

Additional Information