HOT NEWS: PAY OFF YOUR MORTGAGE - This is quite possibly the most exciting program I have seen in years. Money Merge Account Flash Video it will take about 45 minutes.

Once you have watched the video go to this link: Free Money Merge Account Analysis and complete the free analysis to see how well this will work for you.

I strive to create "Raving Fans" out of every client

 
Posted by Kevin Phillipson - NMLS: 167468 on 01/17/2008 07:16 AM   Comments (0)   equity  
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Write-offs to Remember - Deductions in the Loan Process
05/31/2007
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Write-offs are the government's way of rewarding taxpayers when they've done something the government likes. And to judge by the write-offs, the government likes it when people borrow money to buy a house. There are write-offs aplenty, many… more
Avoiding private mortgage insurance
05/25/2007
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As most home buyers may have already figured out for themselves, the easiest way to avoid mortgage insurance is to make a down payment of 20% or more on a home. However many potential home buyers often overlook other potential sources of additional… more
How to cancel private mortgage insurance
05/25/2007
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The issue of being able to cancel mortgage insurance comes down to one issue: when was the loan originated? As mentioned in previous sections, loans written on July 29, 1999 or later are covered by the Homeowner's Protection Act of 1997. Loans… more
Interest Rates - When is the Best Time to Lock?
05/25/2007
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I always advise my clients to lock in their interest rate at the earliest opportunity. Gambling with a client's interest rate is never advisable. In my business, I have a standardized system in place that we adhere to for all of our clientele. A… more
How to calculate private mortgage insurance
05/24/2007
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As mentioned in other sections, there are two factors that determine how much mortgage insurance a home buyer will pay: 1) the type of loan and 2) the amount of down payment. Using the chart below, you will see what percentage the home owner will… more
The Key to Creating Intimacy - Use a Concierge Form
05/19/2007
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Superstar REALTOR®* Terry Moerler has clients fill out a concierge form at home, prior to meeting with them. This helps her better understand those prospects and target their hot buttons. It affords her an opportunity to probe their minds, know… more
Understanding Taxes - Great Explanation
05/17/2007
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Let's put tax cuts in terms everyone can understand Suppose that every day, ten men go out for beer and the bill for all ten comes to $100. If they paid their bill the way we pay our taxes, it would go something like this: The first four men.. more
Are you doing everything you can to generate future business?
05/17/2007
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Are you doing everything you can to generate future business? Past clients make up over 50% of our loan applicants. 11 Simple Ways to Stay in Touch with your Closed Clients Don't wait until the customer has forgotten your name to establish… more
Law of 29
05/17/2007
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What is drip marketing? Drip marketing is a direct marketing strategy that involves sending out several promotional pieces over a period of time to a subset of sales leads. Is this process effective and how can you begin planning your drip marketing… more
 
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Kevin Phillipson - NMLS: 167468

Dover, DE

More about me…

Emery Federal Credit Union

Address: Dover, DE, 19904

Office Phone: (302) 883-2032

Cell Phone: (302) 399-4829

Email Me

My blog is intended to educate and assist other professionals as well as potential clients with understanding some of the lending industries terms, processes and key aspects in order to enable all to make more informed and better suited decisions.


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