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As we all know, banks have some inventory on hand. More specifically, many banks have new construction projects sitting in their laps from builders that went under. Many insurance companies require new construction homes to be covered by a warranty for them to provide coverage. Last I checked, banks aren't in the warranty management industry and I can only imagine the debacle the new homeowners would face trying to get a simple plumbing leak fixed when the bank is the warrantor.
;)
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