buyer financing: Seller Tip: What Type of Financing Should You Offer to Buyers? - 02/02/16 05:45 AM
Seller Tip: What Type of Financing Should You Offer to Buyers?
 
When listing your home for sale, there are many different types of buyers out there and their financing requirements are very different.  Here are some of the common types of financing that we see in the Cedar Rapids/Marion/Iowa City area:
 
Conventional financing:  Typically this is for buyers that have at least 5% down payment and are not usually first time home buyers.  This is the most common and the terms are a fixed rate for 15, 20, or 30 years.  The inspections and appraisal with this type of financing are the easiest … (1 comments)

buyer financing: Buyer FAQ #1: Pre-Qualification vs. Pre-Approval - 10/07/15 12:08 AM
Buyer FAQ #1: Pre-Qualification vs. Pre-Approval 
 
In the market today, many things have changed when purchasing a home.  Especially since 2008.  There are much tighter requirements for lenders, appraisers, and underwriters when determining who is eligible for the best rates and loan products.  
 
This will be step one in a Buyer Series in Purchasing a Home in Today's Market in Cedar Rapids, Iowa.  You need to begin somewhere.  With the development of TRID, which went into effect on Saturday October 3rd, it is more important than ever to research your lender and their company and ask lots of questions.
 
As agents, we need … (3 comments)

 
Karen Feltman, Relocation Specialist in Cedar Rapids, Iowa (Cedar Rapids/Iowa City, IA KW Legacy Group)

Karen Feltman

Relocation Specialist in Cedar Rapids, Iowa

Cedar Rapids, IA

More about me…

Cedar Rapids/Iowa City, IA KW Legacy Group

Address: 4850 Armar Drive SE, Ste B, Cedar Rapids, IA, 52403

Mobile: 319-521-0701

Office: 319-423-4139

Whether you are relocating from another state or you are moving within the market area, there is always some adjustments to be made! My focus is on the well-being and safety of your family. A house is very important, but making the Cedar Rapids area your home takes a little more effort. My clients call me long after the closing for advice on a veternarian for their new puppy or the best daycares in the area. Meeting new people is always fun for me and I love my job! Call me if you would like to know what your home is worth in the current market or if you think that you might want to move up to another home somewhere else. We will miss you, but I will happy to get you on your way to your next adventure as quickly as possible!


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