first time home buyer: CALHFA Returns As Option For First Time Buyers - 09/19/10 03:30 PM
Post by Ken Grech, a top Simi Valley real estate agent. Search Simi Valley real estate listings. Here's some highlights from an interesting article that was in today's Sunday Ventura County Star paper written by Elizabeth Alvarez.
The California Housing Finance Agency recently announced updated programs to help first-time home-buyers. While this agency cannot offer a cure-all for the real estate market, this is a welcome bit of good news for consumers who are considering buying a home. First, to clear up a common confusion regarding mortgage lingo: First-time home-buyer is a technical term for ANY person who has not owned … (0 comments)
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first time home buyer: Has Your Credit Changed? - 07/09/09 09:30 AM
Post by Ken Grech, a top Simi Valley real estate agent. Search Simi Valley real estate listings. It's a combination car, pick-up truck and SUV. You really want it. The features are great, the style is the latest and it's affordable--after the down payment, the cost is only $300 a month.
"Would you buy this car today if I can include the genuine wood grain, rubberized side moldings?" asks the salesman.
Before emitting a strong "yes," stop and consider what's about to happen. You will be increasing your debt load and monthly payments, things which make mortgage lenders edgy. If you … (0 comments)
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first time home buyer: Top 10 Mistakes of first-time home buyers - 05/17/09 01:28 PM
Post by Ken Grech, a top Simi Valley real estate agent. Search Simi Valley real estate listings. Buying a home may seem a daunting task, but a little preparation will ease the way.
1. Not knowing how much house you can afford. Many new home buyers spend a lot of time researching home, comparing kitchen layouts and backyard square footage, but very little time researching their financing options. One of the first things buyers should do is talk to a qualified lender and get preapproved for a mortgage. Without first figuring out how much you can afford, you risk falling in … (0 comments)
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first time home buyer: It's a Renters Market, but there are pitfalls - 03/29/09 12:51 PM
Posted by Ken Grech, a top Simi Valley real estate agent: Currently, here in Simi Valley, there is a thriving market for renters due to various circumstances. I read a great article in the Los Angeles Times that outlined a very helpful guideline for renters - it really applied towards apartment dwellers, however; there are more home renters that are looking and the same tips can apply. Renters have more choices from traditional apartments to single family homes, and more bargaining power. But they should also be prepared to deal with first time landlords, who have decided to lease a property they can't sell … (1 comments)
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