Phoenix AZ Real Estate with Katie Halle

March Newsletter 2010

Katie Halle (Scottsdale & Paradise Valley, AZ - Keller Williams Realty) — Sun, 21 Mar 2010 23:01:16 -0700

Read my new blog re-post regarding Strategic Short Sales.

http://activerain.com/blogsview/1558502/the-art-of-the-strategic-short-sale

You might find this interesting if you owe more than your home is worth.

You may be eligible for streamlined short sale (approved in 15 days) if your mortgage is with World Savings or Wachovia.

Contact me for more details.

Market stats: It's still a buyer's market. February's numbers were better than January's and March is on track to exceed December 2009 numbers.

It's common to have multiple offers on properties that are priced at or below market.

     New Listings    Active Listings    Sold Listings    Months Inventory
Feb/2010    12,872    43,007    6,566    6.55
Jan/2010    13,219    41,685    5,735    7.27
Dec/2009    10,500    41,108    7,549    5.45

View this month’s FEATURED LISTING –

Celebrate the ultimate in luxury living:
http://www.4492kittyhawk.com/

View more featured listings, short sales, and foreclosures at:
http://www.katiehalle.com

View Katie’s “deal of the month” :   Gilbert - over 4,000 square feet and under $300k? What? WOW!
http://www.flexmls.com/link.html?rft6wwf2z7s,12,1

This month’s “Green” tip:
Time to get your A/C unit serviced to get ready for summer!
Don't forget to schedule your service soon. It'll keep your unit running efficiently and will save you any surprises down the road. The last thing we want here in the Phoenix area is to be without A/C in the summer! Some home warranty's require that you keep the unit serviced or they won't cover any claims. Call me if you need a referral of a good A/C Tech.

SHOPPERS always get the BEST DEALS! Keep an eye on the neighborhoods you love. Email me for a link to your very own instant notification home search site tailored specifically to your search criteria.

katie@katiehalle.com

TRIVIA QUESTION! Be the first to email me the answer to this question and a gift card will be on it’s way to you.

The first St. Patrick’s Day Parade was held in what city on March 17th, 1762?

Download my new Iphone app!

http://itunes.apple.com/WebObjects/MZStore.woa/wa/viewSoftware?id=337502874&mt=8

Katie Halle
Keller Williams Realty Sonoran Living

REALTOR®

The Halle Group
C: 480.250.0023
F: 602.513.7254

O: 602.476.1942

katie@katiehalle.com
www.katiehalle.com http://www.facebook.com/ScottsdaleANDParadiseValleyRealEstate

The Art Of The Strategic Short Sale

Katie Halle (Scottsdale & Paradise Valley, AZ - Keller Williams Realty) — Sun, 21 Mar 2010 21:43:27 -0700

I spoke with a client of mine this week and they asked me the definition of a strategic short sale. I happen to have run across this explanation of a Strategic Short Sale by a great broker from California, Daniel Dima Batsalkin, and thought it would be good to share!

Via Daniel Dima Batsalkin | Los Angeles Real Estate | 310.933.4281 (Boulevard Realty):

The Art Of The Strategic Short Sale

If you've been following the real estate market over the last few years, you probably already know what a short sale is. Just in case you don't, it's essentially a situation where the proceeds from the sale of real estate are insufficient to cover the existing loans encumbering the property and pay all selling expenses.

A typical short sale also involves some sort of owner hardship situation. For example, the owner lost his job, had a medical issue, his ARM loan adjusted and his payment skyrocketed, etc. You get the idea.

Starting around the middle of last year, I began seeing a new form of short sale ... the STRATEGIC SHORT SALE.

Just what is a strategic short sale, you ask?

A strategic short sale is a situation where the owner is able to continue making payments on the loan(s) and is often times current on the payments, but is upside-down on the property and wants or needs to unload it. There may be a slight or severe hardship, or no hardship at all.

In a strategic short sale, the homeowner is essentially making a business decision to sacrifice a derogatory remark on credit and some other possible negative outcomes to get an upside down property off his books and decrease his debt load.

Let me give you a real life example. I have a client who is a physician and makes a good, stable income. During the explosive market in the past decade, he purchased three single family homes as investments using 100% financing and initial teaser rates on the loans. Sounds pretty common, right?

He leased the properties out and had positive cash flow. His plan was to improve these properties and sell them at a large profit. Everyone knows what happened next. The market plummeted, his rates adjusted, the rental market is down and he is now cash flow negative on these properties. He is current on the payments, has great credit and plenty of money in savings.

This client can technically afford to continue making the payments and may be able to ride it out. However, he is upside down on all of these homes.

What should he do?

OPTION 1. Continue paying the shortage every month and slowly deplete his savings while waiting for a turnaround of the market.

OPTION 2. Sell the homes at a loss and cover the shortage out of his savings.

OPTION 3. Sell the homes as short sales.

If you selected OPTION 3, you've entered the world of the strategic short sale.

Now you may be wondering, what are the drawbacks and disadvantages of a strategic short sale?

There are three.

First, the lender may ask for an owner contribution to approve the short sale. Lenders are asking for this more frequently from borrowers who they (the lender) think can afford it.

Second, the homeowner will take a credit hit. The short sale will be reported as 'settled for less than full balance' or a similar remark and this will lower the homeowner's credit score. How much credit will be affected is a case-by-case scenario and depends upon a multitude of factors that I'm not going to cover here. Suffice it to say that credit will take a hit.

Third, there may be certain tax consequences to the forgiven debt. The general rule here is that debt forgiven on a principal residence will not be taxable, but I'm not a tax professional and I won't get into those issues here.

It also takes an experienced real estate agent who specializes in these types of transactions to get the short sale approved.

I am a Los Angeles short sale expert and specialize in listing short sale properties and negotiating the transaction with the lenders. I have a 100% short sale closing rate and an experienced, dedicated team to ensure a smooth and efficient transaction.

Our expert team of attorney short sale negotiators can negotiate your strategic or regular short sale transaction.

Behind on your mortgage?

Facing foreclosure?

Payments skyrocketed?

Can't afford your mortgage payments?

Upside down in your property and need to move?

Interested in a Strategic Short Sale?

CALL ME NOW AT 310.933.4281 FOR A COMPLIMENTARY, CONFIDENTIAL CONSULTATION!

Click here for more information on Boulevard Realty's short sale division. If you have any questions regarding a short sale property in the Greater Los Angeles area, or are looking for an expert short sale Realtor, please call me at 310-933-4281 or e-mail me.

-- Danny

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© Boulevard Realty 2010. All Rights Reserved.

About the Author: DANIEL DIMA BATSALKIN is the Principal Broker and CEO of Boulevard Realty, a full service real estate brokerage serving the discerning needs of clientele throughout Los Angeles, California. Mr. Batsalkin specializes in representing sellers and buyers of residential real estate in Los Angeles, Beverly Hills, Brentwood, Bel Air, Santa Monica, Sherman Oaks, Valley Village, Studio City, Encino, Tarzana, Calabasas, the South Bay and other Los Angeles communities. Capitalizing on a background practicing real estate law, Mr. Batsalkin provides clients with a strong level of comfort due to his extensive knowledge of real estate contracts, powerful negotiation skills and use of the latest technologies

Mr. Batsalkin may be reached directly at 310.933.4281 or via e-mail.

Visit Boulevard Realty on the web at www.blvdrealty.com for real estate information and to view all available Los Angeles homes for sale.

Visit the Boulevard Realty Los Angeles Real Estate Blog.

Katie Halle
Keller Williams Realty Sonoran Living

REALTOR®

The Halle Group
C: 480.250.0023
F: 602.513.7254

O: 602.476.1942

katie@katiehalle.com
www.katiehalle.com http://www.facebook.com/ScottsdaleANDParadiseValleyRealEstate

Foreclosures in Whitewing at Higley? Gilbert, AZ

Katie Halle (Scottsdale & Paradise Valley, AZ - Keller Williams Realty) — Fri, 29 Jan 2010 09:27:18 -0800

Yep...you read it right. One of the most beautiful neighborhoods in all of Gilbert, Whitewing at Higley, has a total of 8 homes in preforeclosure as of the time of this blog post (1.29.10 8:30am AZ time).

You might be thinking...how does this happen?

If you are a homeowner in this area and you are facing Trustee Sale, you need to talk with someone that can inform you of your options and can consult with you on the best route to take. Call me immediately. My office number is 602.476.1942. The best thing that you can do for yourself is to know what options you do have and to determine the best route to take that is most beneficial to your personal situation. This is not a "one size fits all" type situation. You have options and you should know about them. My job is to arm you with information.

Among the many options available to you, one option is to pursue a short sale. Call me immediately for more information (602.476.1942) or visit my website at: http://www.katiehalle.com/ and click on the "are you a short sale candidate" on the left hand side of the first page (in the black box). This is a good reference to determine if you are a good candidate. I am the short sale resource with the Bonnie Dillon Team (you may have seen our listing signs around your neighborhood). We are trusted experts in the area and have been helping homeowners buy and sell in Whitewing since it was built.

In a nut shell Banks prefer to approve a short sale rather than take your home into foreclosure...especially on the higher priced homes. They just don't want those on their books. Not only is it a non-performing asset but the government requires more reserves from the banks as their REO (real estate owned) inventory grows. This results in less money for the banks to lend which is what they are in business to do...lend, not stockpile REO inventory.

For the homeowner, short sales have much less negative impact on credit than foreclosure. Foreclosures stay on your credit history for 10 years, reducing scores by 200+ points, jeopardizes security clearance, increases insurance rates, and endangers current and future employment.

Call a Whitewing expert...The Bonnie Dillon Team!

Katie Halle
Keller Williams Realty Sonoran Living

REALTOR®

The Halle Group
C: 480.250.0023
F: 602.513.7254

O: 602.476.1942

katie@katiehalle.com
www.katiehalle.com http://www.facebook.com/ScottsdaleANDParadiseValleyRealEstate

News YOU can use January 2010

Katie Halle (Scottsdale & Paradise Valley, AZ - Keller Williams Realty) — Thu, 28 Jan 2010 11:01:18 -0800

Listen to my new January 2010 podcast on 2010 Predictions: http://myrealtalk.podbean.com

Market stats: We are still selling, selling, selling! With the extension and the changes made to the home buyer tax credit, we are still seeing bidding wars and prices are holding steady. Now is a great time to get off of the fence to purchase as we expect interest rates to rise after the first quarter (oh and there is new news if you're looking for a condo...call me on this one).
We are noticing more and more short sale listings popping up. We are short sale experts! Do not hesitate to contact me if you or a friend of yours is facing financial difficulty and need options. There ARE options!

New ListingsActive ListingsSold ListingsMonths Inventory

Dec/2009	10,493	40,992	7,631	5.37
Nov/2009	10,939	40,268	7,421	5.43
Oct/2009	13,160	39,176	8,009	4.89

View this month’s FEATURED LISTING – Entertainer's DELIGHT! Gorgeous Gilbert Home!

www.3888ebellerivedr.com

View more featured listings at:

http://www.katiehalle.com

View Katie’s “deal of the month” : Great Gilbert area - perfect for an investment property or first home. Over 1400 square feet for $100,000! WOW!
http://www.flexmls.com/link.html?rdwgy2fovtt,12,1

This month’s “Green” tip:

GO ELECTRONIC!

Electronic vs. paper

So many magazines, billing statements, and newspapers are now online. While it takes electricity to view them, the amount of energy involved is less than the paper based product, plus there's nothing to throw out once you're done reading. Make the Internet part of your paper reduction diet!

katie@katiehalle.com

TRIVIA QUESTION! Be the first to email me the answer to this question and a gift card will be on it’s way to you.

In 1995 the United Nations celebrated which birthday?

Download my new Iphone app!

http://itunes.apple.com/WebObjects/MZStore.woa/wa/viewSoftware?id=337502874&mt=8

Katie Halle
Keller Williams Realty Sonoran Living

REALTOR®

The Halle Group
C: 480.250.0023
F: 602.513.7254

O: 602.476.1942

katie@katiehalle.com
www.katiehalle.com http://www.facebook.com/ScottsdaleANDParadiseValleyRealEstate

Why Prequalify?

Katie Halle (Scottsdale & Paradise Valley, AZ - Keller Williams Realty) — Fri, 22 Jan 2010 08:54:34 -0800

I get this question on an almost daily basis.

"We are just looking right now and we really don't think we need to get prequalified."

So, when the Doctor tells you to fast before an operation you don't listen to him either, huh?

One popular misstep in the home buying process is looking at property before you are qualified with a lender to make that purchase.

"Why" you say?

The reasons are simple but very important.

- You will know the exact amount for which you can qualify. This allows you to view properties that you are certain fit within your budget. Wouldn't it be heart breaking to find your dream home only to find that it's several $1,000's or $10,000's out of your reach. And, no, depending on the situation you probably can't just "offer them less" and expect to get the house.

- Your approximate monthly payment will be set do you can figure into your budget. Yeah, we can qualify for a mortgage all day long but does it fit within your personal budget? There are some payments that lenders don't take into consideration when qualifying and it's up to the consumer to make sure that their personal budget will work with the new payment and added costs homeownership brings.

- You will receive closing cost and down payment figures. Again, how can you navigate a transaction without this stuff??

- You and your lender can select the best loan program for your particular situation. Are you a first time buyer, a teacher, or maybe a firefighter? There are different programs out there that certain people can qualify for that might allow you to get more home for your money. Wouldn't you like to know this stuff upfront?

- You may have some bumps and bruises on your credit or in other parts of your finances. A lender will compile all of the info and will advise you of any clean up that you need to do in order to make your situation better. In most cases this will save you money on your mortgage and may allow you to buy more home for your money.

- The property that you are able to purchase depends on your financing. For instance, if you are using FHA financing there are certain home conditions that will prevent the lender from mortgaging that home. Isn't it a good idea to know these things up front?

- Lastly, here in Arizona, seller and listing agents require proof of prequalification or an LSR to be submitted with the initial offer and will not look at an offer without it.

The goal here is to create the most efficient and effective plan while home shopping and while navigating the transaction. Doesn't it make sense to get prequalified before shopping for a home?

Katie Halle
Keller Williams Realty Sonoran Living

REALTOR®

The Halle Group
C: 480.250.0023
F: 602.513.7254

O: 602.476.1942

katie@katiehalle.com
www.katiehalle.com http://www.facebook.com/ScottsdaleANDParadiseValleyRealEstate

It's raining, it's pouring, the old man is......certainly NOT snoring!

Katie Halle (Scottsdale & Paradise Valley, AZ - Keller Williams Realty) — Thu, 21 Jan 2010 14:51:26 -0800

Take it from my lender friend David Rider. Check out this article:

David Rider Major changes coming to FHA which will make it more expensive to use FHA including, Upfront MIP and lower seller contributions. Will really affect lower end first time home buyers. Better to get under contract sooner than later!

agentgenius.com

In an effort to “strengthen the FHA’s capital reserves,” the Federal Housing Administration Commissioner David Stevens announced today big changes.

Katie Halle
Keller Williams Realty Sonoran Living

REALTOR®

The Halle Group
C: 480.250.0023
F: 602.513.7254

O: 602.476.1942

katie@katiehalle.com
www.katiehalle.com http://www.facebook.com/ScottsdaleANDParadiseValleyRealEstate

FHA Reverses Its 90 Day Flipping Rule...But

Katie Halle (Scottsdale & Paradise Valley, AZ - Keller Williams Realty) — Tue, 19 Jan 2010 11:24:51 -0800

On Friday, FHA reversed its 90 day flipping rule. FHA buyers will now be allowed to finance homes after an investor purchase within 90 days. But…… the following will apply:

1. THIS IS NOT JUST FOR FORECLOSED PROPERTIES PURCHASED BY INVESTORS. It is for any qualified property

2. If the resold price is over 20%, a second appraisal will be required

3. Proof of the improvements

4. If the home was not a rehab, a verifiable reason of the increase in price

5. Lender has the right to ask for the home inspection

6. The lender will require a copy of the home inspection if the property is purchased over 20% of the auction/bank price.

7. Arm-length transaction

8. Seller must have title to the property

This unprecedented change is to help revitalize neighborhoods. Elimination of the 90 day flipping rule will give eligible FHA buyers opportunities to purchase habilitated properties immediately, therefore paring down the number of foreclosures.

Katie Halle
Keller Williams Realty Sonoran Living

REALTOR®

The Halle Group
C: 480.250.0023
F: 602.513.7254

O: 602.476.1942

katie@katiehalle.com
www.katiehalle.com http://www.facebook.com/ScottsdaleANDParadiseValleyRealEstate

Twitter and Me!

Katie Halle (Scottsdale & Paradise Valley, AZ - Keller Williams Realty) — Mon, 18 Jan 2010 23:31:53 -0800

Playing with Twitter. Test blog.

Katie Halle
Keller Williams Realty Sonoran Living

REALTOR®

The Halle Group
C: 480.250.0023
F: 602.513.7254

O: 602.476.1942

katie@katiehalle.com
www.katiehalle.com http://www.facebook.com/ScottsdaleANDParadiseValleyRealEstate

Incoming??? Foreclosures...can you hear me now?

Katie Halle (Scottsdale & Paradise Valley, AZ - Keller Williams Realty) — Mon, 18 Jan 2010 09:02:27 -0800

I get about 50 emails per day from other sales folks and afilliate businesses trying to sell their product or service.

I am sure I am not alone!

One subject line definately stood out from the bunch today and even caused me to *gasp* open it. It said..."banks ready to release inventory". Really? I thought as I frantically tapped the screen of my Iphone to get a closer look. Low and behold it was an advertisement to buy bank owned open house signs.

Clever sign sales person. I opened it, right?

We've been threatened since just about this time last year that we are going to get more foreclosures than we've ever seen dumped on our market before. I haven't seen it yet. I am sure there is some sort of ghost inventory out there...I see the preforeclosures stacking up and I know the 5 year ARMs are ready to adjust but where oh where has the inventory gone? Oh where oh where could it be?

Banks don't like to hold inventory. It costs them money to maintain and costs them reserves. They'd rather be out lending.

Let's help keep the economy standing on the last leg we have and start using the short sale process to help our market.

With a short sale: the bank will make more money on the sale, the bank will spend less money in maintenance and reserves, the seller will maintain a better credit situation, and the buyer will obtain a home that hasn't been abandoned at a great price (at or below market value). This will help our situation. Trust me.

If you find yourself or a friend in a situation and it looks like foreclosure is the only option...you need to email me now (time is ticking and you don't have much of it when you're in this situation). katie@katiehalle.com

Your SFR (short sale and foreclosure resource) certified short sale gal.

~Katie

The Bonnie Dillon Team

Katie Halle
Keller Williams Realty Sonoran Living

REALTOR®

The Halle Group
C: 480.250.0023
F: 602.513.7254

O: 602.476.1942

katie@katiehalle.com
www.katiehalle.com http://www.facebook.com/ScottsdaleANDParadiseValleyRealEstate

AZ Cardinals have nothin' on Ahwatukee Custom Estates!

Katie Halle (Scottsdale & Paradise Valley, AZ - Keller Williams Realty) — Sun, 10 Jan 2010 17:18:01 -0800

I can't believe it!

I held an open house this afternoon at one of our amazing listings in Ahwatukee Custom Estates. I thought I'd have a leisurely afternoon so I brought some work along. I half expected a visitor or two because i knew that the Arizona Cardinal vs Green Bay Packers playoff game was scheduled to begin around 2pm AZ time and I was just getting started around 1pm.

BOY was I wrong!

I had a total of 14 visitors in 2 hours!!

Here's the link to the property that I held open. Check out the virtual tour: http://www.12239warpaint.com/

Don't believe the Debbie Downers out there that say this housing market isn't moving. There are buyers ready and looking to get a great home in this area! I have 5 new buyers to work with that are looking in Ahwatukee Custom Estates and that's just from today.

If you are looking to sell or are thinking of performing a short sale are are looking for info. CALL ME! I have buyers lined up for this area.

602.476.1942

Katie Halle with The Bonnie Dillon Team

Your Ahwatukee Custom Estates Specialists

Katie Halle
Keller Williams Realty Sonoran Living

REALTOR®

The Halle Group
C: 480.250.0023
F: 602.513.7254

O: 602.476.1942

katie@katiehalle.com
www.katiehalle.com http://www.facebook.com/ScottsdaleANDParadiseValleyRealEstate

Calling All Pilots! Stellar Airpark in Chandler, AZ is "oh so Stellar!"

Katie Halle (Scottsdale & Paradise Valley, AZ - Keller Williams Realty) — Fri, 08 Jan 2010 13:55:41 -0800

Stellar Airpark in Chandler, AZ, a gated aviation community, is not only a place to "hang" your small plane...it's a great place to live.

Located in the heart of the East Valley of Phoenix, AZ, Stellar Airpark is the place to be. Imagine a community where you could not only store your personal aircraft but live in the lap of luxury with all of the amenities the city has to offer. It's here folks...It's all here!

These custom luxury homes are something to see! Some offer basements, observation decks (how cool is it to watch planes land and take off right from your back yard), and all of the bells and whistles that come with owning a luxury home.

There are only a handful of homes available for sale in this small community. There isn't any more land available for building...sorry you land lovers. And, no foreclosures or preforeclosures like we are seeing in other luxury home communities.

I had the wonderful opportunity to tour two of the homes available for sale this morning. Check out:

4351 W. Earhart Way, Chandler & also 4491 W. Folley Place, Chandler. Folley place really knocked my socks off! I'd love to visit that one again. Call me if you're interested. I'm happy to take you for a tour!

Call The Bonnie Dillon Team for all of your luxury home real estate needs! 602.476.1942

file:///Users/katie/Desktop/pic03sm.jpg

Katie Halle
Keller Williams Realty Sonoran Living

REALTOR®

The Halle Group
C: 480.250.0023
F: 602.513.7254

O: 602.476.1942

katie@katiehalle.com
www.katiehalle.com http://www.facebook.com/ScottsdaleANDParadiseValleyRealEstate

Are all short sales created equal? (Luxury housing market VS the first timer or move up market)

Katie Halle (Scottsdale & Paradise Valley, AZ - Keller Williams Realty) — Tue, 05 Jan 2010 08:31:59 -0800

Are all short sales created equal?

Let's think about this....

If I am an experienced short sale agent successfully performing a short sale on a property that's worth $1.5mil and a property that's worth $100k am I performing the same duties?

The short answer: no

The long answer: call me. It's too long to type here. 602.476.1942.

Luxury homeowners are starting to feel the economic pinch....long after the first time home buyer and the move up market started to feel it. Because your favorite luxury home agents, The Bonnie Dillon Team, are always keeping up with the times, we are an experienced resource that can not only educate you on your options if you are facing foreclosure but has the experience and the know how to successfully complete a short sale complete with appropriate marketing for your high-end home. Of course, enter disclaimer here, not ALL banks cooperate ALL of the time but we are in the 90% range for successfully completed short sales.

Make sure you are asking the following questions or some version of the following questions when interviewing the agent that you choose to educate you about your options:

1. Has the agent priced your home correctly with a thorough market evaluation?
Correct pricing of your home is the key to getting the best results and is a direct indication of the agent's knowledge of the area, current market conditions and your property.

2. What will the agent do to market your home? Some agents figure the price will just sell the house (once they make it low enough) and they'll just try to negotiate when the bank tells them it's too low.

3. What is their level of experience (in years and volume)? How do they handle offers and multiple offers?

4. Can they show you client testimonials or referral contacts?

5. Who will you be speaking with during your transaction - the agent or their assistants and how and when will they be providing feedback and communication regarding your sale?

6. How will they help you in preparing your home for sale and if necessary staging your home for sale?

7. Who do they recommend for your termite, roof and property inspections and why? How do they handle all the disclosures, have they ever been sued or taken to arbitration in a real estate transaction?

8. What is their commission rate and what is the rate broken down between the listing agent and the buyer's agent? Verify that the rate being offered on the MLS is competitive with the competition on the market and of course get it in writing when you sign a listing agreement. This is part of the "marketing" that they will do for the home.

9. How long do they think it will take to sell your home and close escrow? What is their opinion of how long it will take with the bank once an offer comes in. Have they completely prepared an appropriate short sale packet? Do they know what a short sale packet is?

10. Have you made them aware of any additional concerns you might have such as pet concerns, attached items that you want to remove or take with you, or timing of your move in relation to selling your home?

Katie Halle
Keller Williams Realty Sonoran Living

REALTOR®

The Halle Group
C: 480.250.0023
F: 602.513.7254

O: 602.476.1942

katie@katiehalle.com
www.katiehalle.com http://www.facebook.com/ScottsdaleANDParadiseValleyRealEstate

Foreclosures in Las Sendas - Mesa, AZ??

Katie Halle (Scottsdale & Paradise Valley, AZ - Keller Williams Realty) — Wed, 30 Dec 2009 10:07:03 -0800

Yep...you read it right. One of the most prestigious neighborhoods in all of Mesa, Las Sendas, has a total of 115 homes in preforeclosure as of the time of this blog post (12.30.09 9:05am AZ time).

You might be thinking...how does this happen?

If you are a homeowner in Las Sendas and you are facing Trustee Sale, you need to talk with someone that can inform you of your options and can consult with you on the best route to take. Call me immediately. My office number is 602.476.1942. The best thing that you can do for yourself is to know what options you do have and to determine the best route to take that is most beneficial to your personal situation. This is not a "one size fits all" type situation. You have options and you should know about them. My job is to arm you with information.

In a nut shell Banks prefer to approve a short sale rather than take your home into foreclosure...especially on the higher priced homes. They just don't want those on their books. Not only is it a non-performing asset but the government requires more reserves from the banks as their REO (real estate owned) inventory grows. This leaves less money for the banks to lend which is what they are in business to do...lend, not stockpile REO inventory.

Call a Las Sendas expert...The Bonnie Dillon Team!

Katie Halle
Keller Williams Realty Sonoran Living

REALTOR®

The Halle Group
C: 480.250.0023
F: 602.513.7254

O: 602.476.1942

katie@katiehalle.com
www.katiehalle.com http://www.facebook.com/ScottsdaleANDParadiseValleyRealEstate

In the Holiday Spirit!

Katie Halle (Scottsdale & Paradise Valley, AZ - Keller Williams Realty) — Wed, 23 Dec 2009 08:53:23 -0800

I'm in the holiday spirit.

No, really I am. The house doesn't have one light up but you don't need lights to be in the caring and sharing mood.

Speaking of sharing and NOT so much caring, I am getting frustrated with these agents throughout the country that have nothing better to blog on than why Realtors are viewed much like used car salesmen. Come on people! That's not true so stop trying be a "cool poster" because you are contributing to the delinquency of those who think that a professional real estate agent isn't worth their salt.

If you still think that the information that you gather online is accurate and always relevant to your situation then go ahead and work like that. If you do end up buying or selling a home on your own...let's face it even a blind squirrel will sometimes find a nut...I promise you it won't be the best experience you've ever had.

The internet is FULL of "posters" and isn't regulated. You are basically "trusting" someone else's posts and assuming the 2 year old listing that they still have showing as active on Zillow is still available. Get a clue people....the internet is full of lies and misleading information.

We've been around for centuries so there must be something to it. Get seller or buyer representation. Get your OWN agent. Benefit from their knowledge (make sure you interview a little before choosing), benefit from their efficiency in the home search or research, benefit from their network & connections, and MOSTLY benefit from their ability to offer factual, accurate, and relevant information.

You NEED an agent. I don't care what your Mom says! I can twist two wires together with the best of them but, if I were to build a house, I'd call a professional electrician and let them do what they've been trained to do!

Thanks for letting me get that off of my chest. Happy Holidays all!

~Katie

Katie Halle
Keller Williams Realty Sonoran Living

REALTOR®

The Halle Group
C: 480.250.0023
F: 602.513.7254

O: 602.476.1942

katie@katiehalle.com
www.katiehalle.com http://www.facebook.com/ScottsdaleANDParadiseValleyRealEstate

December 2009 Phoenix, AZ Real Estate News

Katie Halle (Scottsdale & Paradise Valley, AZ - Keller Williams Realty) — Tue, 22 Dec 2009 16:23:00 -0800

HAPPY HOLIDAYS!!

Market stats: If you are not sure what this means to the housing market or how this affects you as a buyer or a seller call me! New Listings Active Listings Sold Listings Months Inventory

Nov/2009	10,919	40,207	7,481	5.37
Oct/2009	13,160	39,147	8,031	4.87
Sep/2009	12,506	38,501	7,784	4.95

View this month’s DEAL of the month – HUGE home in North Mesa neighborhood!

http://www.flexmls.com/link.html?oy7klhw8o8c,12,1

View more listings or sign up for my monthly foreclosure list:

http://www.katiehalle.com

View December's Featured Listing:

http://tours.tourfactory.com/tours/tour.asp?t=428391

NEW THIS WEEK - a link to all of the new foreclosure listings:
http://www.flexmls.com/link.html?oy7kq67rh9b,12,1

This month’s “Green” tip: Get a Solar hot water system!

Solar hot water benefits

One of the most energy intensive (and therefore costly) processes in any house is the heating of water. Heating water accounts for more than 20% of residential energy use in the USA.

This represents not only a massive chunk of your power bill, but also a substantial proportion of carbon dioxide emissions. A solar hot water system, over a period of time, will save you money and lessen your environmental impact.

How much does solar hot water cost? It depends on the type of system, but for a family of 4, expect to pay anywhere from $3,500 for an evacuated tube system to $4,000 for an evacuated tube system with electricity assist. In addition, you're looking at between $1200 - $1600 to have it professionally installed. It's a lot to outlay, but there's ways to cut costs substantially.

You can buy retrofit kits that can decrease the price by around a thousand dollars. The cost can also be dramatically decreased by taking advantage of renewable energy rebates that many governments offer. In some cases, rebates can be so generous they'll reduce the price of a solar hot water system to make it comparable with traditional hot water services.

Check local resources for prices in your area.

TRIVIA QUESTION! Be the first to email me the answer to this question and a gift card will be on it’s way to you.

When is Boxing Day?

Katie Halle

Keller Williams Realty East Valley

REALTOR® for The Dillon Team

C: 480.250.0023

F: 602.513.7254

O: 602.476.1942

http://www.katiehalle.com

http://www.bonniedillon.com

Katie Halle
Keller Williams Realty Sonoran Living

REALTOR®

The Halle Group
C: 480.250.0023
F: 602.513.7254

O: 602.476.1942

katie@katiehalle.com
www.katiehalle.com http://www.facebook.com/ScottsdaleANDParadiseValleyRealEstate

Ahwatukee Custom Estates in Phoenix, AZ has preforeclosures?

Katie Halle (Scottsdale & Paradise Valley, AZ - Keller Williams Realty) — Tue, 22 Dec 2009 10:33:03 -0800

Yep...you read it right. One of the most prestigious neighborhoods in all of Ahwautkee, Ahwatukee Custom Estates, has a total of 17 homes in preforeclosure as of the time of this blog post (12.22.09 9:30am AZ time).

You might be thinking...how does this happen?

There are many reasons why a homeowner defaults on their mortgage. They may be headed to a divorce, had a job loss, had a reduction in pay, lost a spouse or loved one, had expensive medical issues, etc. Just because a homeowner is more affluent does not mean that they are exempt from the plight that any homeowner may be facing in this current economy.

If you are a homeowner in Ahwatukee Custom Estates and you are facing Trustee Sale, you need to talk with someone that can inform you of your options and can consult with you on the best route to take. Call me immediately. My office number is 602.476.1942.

One option is to list your home as a short sale. Again, call me immediately for more information (602.476.1942) or visit my website at: http://www.katiehalle.com/ and click on the "are you a short sale candidate" on the left hand side of the first page (in the black box). This is a good reference to determine if you are a good candidate. I am the short sale specialist with the Bonnie Dillon Team (you may have seen our listing signs around your neighborhood). We are trusted experts in the area and have been helping homeowners buy and sell in Ahwatukee Custom Estates for many years.

In a nut shell Banks prefer to approve a short sale rather than take your home into foreclosure...especially on the higher priced homes. They just don't want those on their books. For the homeowner, short sales have much less negative impact on credit than foreclosure. Foreclosures stay on your credit history for 10 years, reducing scores by 300+ points, jeopardizes security clearance, increases insurance rates, and endangers current and future employment.

Call an Ahwatukee Custom Estates expert...The Bonnie Dillon Team!

Katie Halle
Keller Williams Realty Sonoran Living

REALTOR®

The Halle Group
C: 480.250.0023
F: 602.513.7254

O: 602.476.1942

katie@katiehalle.com
www.katiehalle.com http://www.facebook.com/ScottsdaleANDParadiseValleyRealEstate

Zillow Announces Rental Listings!

Katie Halle (Scottsdale & Paradise Valley, AZ - Keller Williams Realty) — Wed, 16 Dec 2009 08:48:12 -0800

Look at Zillow go!

Via Sara Bonert {Real Estate Internet Marketing} (Zillow):

I have an investment property in Florida. In the last three years, twice I’ve listed it for sale. Twice I’ve ended up renting it. Twice I’ve relied on my agentto help me with the decision making that took me down this path to simply get the home occupied. It is a big reality that today’s real estate market is forcing many people, like myself, to wear the landlord hat because of market conditions.

Today I am excited to announce that Zillow is expanding its marketing services to not only include homes FOR SALE, but now also include the ability to market homes as being FOR RENT.

Zillowhas always been a little different than other real estate sites because our foundation is a data base of ALL homes, not just homes that are currently on the market. Today we have about 93M property records on the site, with about 3.6M of them having been flagged as being for sale. Because of this, we get people in all stages of home ownership, from renting to buying to owning.

According to the U.S. Census American Housing Survey 2005, there are 34M rental households in the US, with 53% of rentals being 4 units or less and 30% being single family homes. And when we look at the 8M+ people that visit Zillow each month, nearly 1M of them are exclusively renters with untold others “on the fence” on whether to buy or rent.

So what is Zillow’s new product?

Zillow offers a Featured Rental Listing for just $9.95 for 180 days. Featured Listings are sorted to the top of search resultsand receive six times more views than non-featured listings.

Rich rental listings can be created with unlimited photos and detailed property information, and you only have to post this information once for up to 180 days.

How will people find my Rental Listing on Zillow?

Of course we’ll have the standard search, but we couldn’t just stop there.

Zillow has built the industry’s first search by monthly payment– allowing users to simultaneously search for homes for sale and for rent based on a monthly payment they can afford. (monthly payment on homes for sale will be calculated using that day’s mortgage rate for a 30-year fixed mortgage rate, assuming 20% down)

Zillow’s goal is to help people make intelligent and informed choices in all stages of life – whether they are renting, deciding whether to rent or buy, shopping for a home today, refinancing, remodeling or just dreaming. With the addition of rental listings and search, we are giving our users another tool to help them throughout their decision making process.

Click here to experience the For Rent search on Zillow.

Announcement on the Zillow Blog.

Post a home for rent.

Like what you're reading? Then subscribe to my blog and be notified when I post something new.

Connect with me on:

Katie Halle
Keller Williams Realty Sonoran Living

REALTOR®

The Halle Group
C: 480.250.0023
F: 602.513.7254

O: 602.476.1942

katie@katiehalle.com
www.katiehalle.com http://www.facebook.com/ScottsdaleANDParadiseValleyRealEstate

ActiveRain Contest | SHIFT Your Business into Gear

Katie Halle (Scottsdale & Paradise Valley, AZ - Keller Williams Realty) — Wed, 16 Dec 2009 08:45:48 -0800

Does this count for me to join the contest??

Via Bob Stewart - ActiveRain (ActiveRain):

SHIFT: How Top Real Estate Agents Tackle Tough Times

Have you read SHIFT yet? SHIFT explores 12 proven strategies for achieving success in any real estate market including:

• Master The Market Of The Moment: Short Sales, Foreclosures, and REOs
• Create Urgency: Overcoming Buyer Reluctance
• Re-margin Your Business: Expense Management
• Find The Motivated: Effective Lead Generation
• Expand The Options: Creative Financing

Gary Keller, founder of Keller Williams is releasing a limited edition Hardcover copy of SHIFT and we are helping him promote it. So, we are bribing encouraging the ActiveRain community to spread the word.......and, we are encouraging you to pick up a copy yourself.

The Bribe Contest:

Anyone between now and December 28th that writes a post about SHIFT, will be entered in a drawing to win one of these cool prizes: (Winners will be announced in the comment section of this post on December 29th.)

1. Netbook Computer (compliments of the authors of SHIFT)
2. Platinum RainCamp Access Pass (which includes entry to any RainCamp in 2010)
3. Free Hardcover Version of SHIFT, signed by Gary Keller including Soci@l, and the audio versions of Millionaire Real Estate Agent and Investor
4. Free Year of Outside Blog (or RainMaker upgrade if not currently a RainMaker)
5. Custom header for your Blog designed by ActiveRain CEO Jonathan Washburn (he's a perfectionist so it will look GOOD)
6. Crappy header for your blog designed by me (this one is really more of a punishment and will go to the person who puts in the least effort on their post)

All people writing a post about SHIFT will be given 500 ActiveRain points. Posts can be about anything SHIFT. Have you read it? (many of you have) Give us a review of the book. Break down one of the 12 strategies Gary uses in the book. Write about how you are a procrastinator and were given the book 2 months ago and have yet to get started, but make a commitment to get started soon. We don't care what you write about, just write something that helps spread the word about SHIFT.

(People that go above and beyond will be given two entries in the drawing and be awarded double the points. Going above and beyond is something that I, and I alone, will subjectively evaluate)

The Rules:

There are a few things we need you to do in the post to qualify for the drawing and the points:

Use either image on this post in your post. (if you need help taking the image from my blog and using it, let me know)

Link the image to http://giftofshift.com/activerain

Include a link back to http://giftofshift.com/activerain in the body of your post somewhere. Have that link indicate that someone can purchase the book by going to http://giftofshift.com/activerain

Include the word SHIFT in the title of the blog post

Write as many entries as you would like. Each entry will get credit.

Put your blog post in the 'ActiveRain' Channel and the assign 'SHIFT' to it as a topic

Leave a link to the post in the comment section here

The Book:

You can order the book by going to GiftofShift.com/activerain
You will get:

*Limited Edition Hardcover of SHIFT, including an ALL-NEW foreword by the authors

*Soci@l: Attract Friends, Followers and Connections to Your Business, a new e-book written by top tech agent (and RainCamp headline speaker) Ben Kinney in conjunction with ActiveRain and Jay Papasan, delivered electronically in early January.

(also check out the new Soci@l book fan page on Facebook and become a fan. We promise to bring you a bunch of great stuff as you navigate the waters of social media)

(Yep, you read that right....or is it write? Jon and I put on our best shakespeare robes and put pencil to paper. Jon uses the most ridiculous Ben Franklinesque feather quill....you should see this thing)

*Unabridged audio version of SHIFT

*Unabridged audio versions of the national best-sellers The Millionaire Real Estate Agent and The Millionaire Real Estate Investor.

You get four books for the price of one, $19.99.

(DISCLOSURE: I don't want the FTC levying any ridiculous fines on me so this is where I am required to tell you that I have received consideration for doing this. It wasn't an envelope full of $20's like I was hoping for, but there was some consideration given for writing this post......closer to the 'player to be named later' that you see in a baseball trade)

Sometimes I am hard to catch. If you try all of the following places you will have a much better chance of finding me!

Friends, followers, and connections are the way of the future.

Make sure you check out some of our Facebook Fan Pages Too!

Katie Halle
Keller Williams Realty Sonoran Living

REALTOR®

The Halle Group
C: 480.250.0023
F: 602.513.7254

O: 602.476.1942

katie@katiehalle.com
www.katiehalle.com http://www.facebook.com/ScottsdaleANDParadiseValleyRealEstate

TRADE UP! 5 Reasons why this is the BEST market to upgrade!

Katie Halle (Scottsdale & Paradise Valley, AZ - Keller Williams Realty) — Tue, 15 Dec 2009 08:45:26 -0800

Friends!

Read this great post by an agent in CA. This is what I have been talking about all year!

Best of luck in 2010,

~Katie

Via Daniel Dima Batsalkin (Boulevard Realty):

Have you thought about getting that bigger, better house in a better neighborhood?

NOW IS THE TIME!

Whether you need more space, want to upgrade your location, or for any other reason, the current real estate market presents a unique opportunity to capitalize by trading up!

5 reasons why this is the best market to trade up!

1. You will make money NOW on the trade!

Here's how this works. You currently own a condo that was worth $1,000,000 three years ago, and now it's worth $700,000 (that's right, it's gone down 30%!). You may be thinking, I've lost $300,000, right? Wrong!

What you do is go out and sell your condo and purchase the home of your dreams for $1,400,000. That house, three years ago, was worth $2,000,000 and you probably couldn't have afforded it. By buying it now, what you've just done is bought your new home at a $600,000 discount! Just like that, on the trade, you've made $300,000! This doesn't even take into account the money you'll save on property taxes because you're paying taxes on a $1.4M house, and not on a $2M house.

2. ... AND you will make money LATER when you sell your new home!

OK you've listened to my advice, bought that new home of your dreams and traded up. YES! Fast forward five years and the real estate market has gone up 20%. Let's take a look at what has happened. Your old condo is now worth $840,000, for a $140K gain over today's value. Your new home is worth $1,680,000, or $280,000 more than when you bought it today. Just like that, you've made an extra $140,000 on the trade!

3. You can likely buy a house you otherwise could not have afforded, and may not be able to afford again!

Going back to my example above, you probably couldn't have afforded that $2M house three years ago when you bought your condo. You also may not be able to afford it again in 3 - 5 years when the market rebounds. If you've been dreaming about a bigger home or one in a nicer area, now is really the time to capitalize.

4. It's much easier to trade up in a down market than in an escalating market!

I've had clients say that they will trade up when the market "goes back up." Let's take a close look at that. Let's say that 5 years from now, the market is back up 20% from today's values. You then sell your condo for $840,000 and your dream home is now worth $1,680,000. You've gained $140K on your condo (from today's values) BUT your dream home is now worth $280,000 more! That means that, by waiting, you've now spent an extra $140K to buy that house!

5. You'll probably get a better house by trading up in a down market!

The current market presents some very unique opportunities. In most areas, inventory is pretty high and buyers have a lot of great choices. By shopping in this market, you can really get the home of your dreams and take your pick of all the inventory available. In most cases, you can get a good deal on a great property in a terrific area.

The bottom line is that if you can afford it, now is a terrific time to upgrade! Interest rates remain at historic lows and there is plenty of financing available.

---------------------------------------------------

Specializing in Los Angeles area residential real estate, including Los Angeles, Beverly Hills, Brentwood, Bel Air, Santa Monica, Sherman Oaks, Valley Village, Studio City, Encino, Tarzana and more!

Hire me or send me a referral because I have a defined and proven plan of action that I follow every day to help my clients achieve their real estate goals!

---------------------------------------------------

DANIEL DIMA BATSALKIN

Principal Broker | C.E.O. | Boulevard Realty

310.933.4281 | dima@blvdrealty.com

www.blvdrealty.com

Katie Halle
Keller Williams Realty Sonoran Living

REALTOR®

The Halle Group
C: 480.250.0023
F: 602.513.7254

O: 602.476.1942

katie@katiehalle.com
www.katiehalle.com http://www.facebook.com/ScottsdaleANDParadiseValleyRealEstate

Katie's November News you Can Use - Local Real Estate information

Katie Halle (Scottsdale & Paradise Valley, AZ - Keller Williams Realty) — Mon, 30 Nov 2009 08:59:46 -0800

Local Real Estate Information Katie Halle

Market stats: WOW!! Great News for SELLERS! We’re averaging a 4.86 month inventory in the last three months vs a 9.91 month inventory this time last year. If you are not sure what this means to the housing market or how this affects you as a buyer or a seller call me!

New Active Sold Months Inventory

Oct/09 13,157 39,244 8,073 4.86

Sep/09 12,506 38,563 7,805 4.94

Aug/09 12,477 37,974 7,919 4.80

2008

Oct/08 14,678 56,657 5,335 10.62

Sep/08 14,295 55,396 6,068 9.13

Aug/08 13,588 55,464 5,552 9.99

View this month’s FEATURED LISTING – Previously approved short sale, GREAT Ironwood / Ocotillo location, NO neighbors behind!

http://www.flexmls.com/link.html?ox9ju1xdjun,12,1

View more featured listings at:

http://www.katiehalle.com

Sign up for free monthly foreclosure list:

http://thehallegroup.yourkwagent.com/atj/user/ContactUsGetAction.do

View Katie’s “deal of the month” One of the most “talked about”homes in all of Gilbert…6 bedroom 6.5 bath, wine cellar, backyard that resembles a famous Scottsdale resort, and large detached guest house / game room:

http://tours.tourfactory.com/tours/tour.asp?t=492062

Article of Interest:

Activities to Keep Your Dog Busy

By : Alex Valentino

Submitted 2009-11-01 21:31:15

Dogs are social, active creatures that like people need attention, activity, structure and in many cases a job! Without daily interaction with your dog trouble will ensue! Bored and neglected dogs get frustrated which can manifest itself in a variety of ways to include acting out with behavior problems by being destructive in the home, not to mention health issues such as being over weight and depressed.

A while ago I adopted a nine-year-old Queensland Heeler who was clearly down in the dumps. She had spent the last few years left to her own devices in the back yard, excluded from family life in the house, she was only walked occasionally. She was overweight, her coat was dull and she seemed older than her years. My heart went out to this girl, especially when I found out in addition to being in bad condition she suffered from acute separation anxiety.

This was a very intelligent dog that needed some life and a sense of purpose breathed back into her, so it became my mission to cheer her up. Hiking became a part of our daily routine, the exercise did us both good. After she relentlessly shoved tennis balls in my lap I discovered she was a ballaholic, so then came regular trips to the dog park where I stood endlessly throwing the ball for an exuberant dog! As a herding breed her true calling was to herd cattle, so off we went to herding classes where she got to round up sheep. Now we had a hobby together that we both looked forward to. Within a matter of months this down trodden dog was transformed and I had developed a great bond with her. The years and the weight seemed to melt off her, there was sheen to her coat and a glint in her eyes, her energy was back and so was her confidence!

When we make that commitment to bring a dog into our lives it is vital that we provide daily activity and stimulation for this member of the family. There are all kinds of activities that can be incorporated into your lifestyle and daily exercise routine, the level and type of activity best suited to the dog will be determined by the breed of dog. For example a Border Collie has a lot of energy and requires a great deal of physical and mental activity, they excel in both agility and herding as it challenges them mentally and physically. On the other hand a Basset Hound has a low energy level and would be satisfied with a mild day walk. In return for providing daily activity to your dog’s life you will be greatly rewarded by the bond that you develop with your dog, you will also benefit from living with a happy, healthy, confident and well mannered dog. Who knows, you may even discover a new hobby together!

Here are a few activity suggestions for you and your canine companion:

Dog Park – A daily trip to the local dog park is a great way to socialize your dog, particularly beneficial for dogs that are left alone all day, they can run around off leash, play ball, tug of war, hang out with their buddies!

Hiking – Whether it’s a stroll in the neighborhood or a hike in the hills every dog needs to get out and about in new surroundings, exercise, take in the new smells, mark its territory and greet dogs along its path.

Running – Need a running partner, interested in cross-country running? Certain dogs can fulfill this role and will provide great camaraderie.

The Beach – I have yet to meet a dog that does not enjoy a good invigorating run on the sand, play with the tide, chase the birds, what Retriever doesn’t like to swim and fetch a stick from the water? Don’t forget to bring some Dry Dog Instant Clean to wipe your dog down and get rid of the sand afterward. Click here for more info about taking your dog to the beach.

Rollerblading - Leash up and rollerblade with your dog, off road of course! Great for high-energy dogs that benefit from a daily run. Only recommended for people that are adept skaters!

Sheep Herding – A fantastic sport for the herding breeds who were bred to herd livestock and without fulfilling this instinct and the need to be mentally stimulated can become a challenging companion.

Agility – A fast moving sport where dogs are directed off leash by their handlers through a obstacle course to include the A-frame, dog-walk, weave poles, seesaw, pause table, collapsed tunnel, pipe tunnel, different types of jumps and hurdles to include a tire, triple and double jumps. This sport does wonders for building confidence, obedience and teamwork skills.

Obedience Classes – Weekly classes are very beneficial for teaching your dog good manners, every dog should learn basic commands for both practical and safety reasons. Hyper dogs may have a hard time focusing, we suggest trying Sleepytime Tonic so that your dog gets the most out of his class.

Massage – What better way to bond with your dog by showing your love for him by giving him a massage. This can be enhanced by the soothing smells of lavender by spraying your dog with Calming Aromatherapy Spritzer.

Article From Article Directory

This month’s “Green” tip:

The benefits of a solar clothes dryer, aka a clothes line are many; here's just a few:

- Initial outlay is cheaper than a clothes dryer

- No ongoing energy costs

- No greenhouse gas emissions from usage

- The sun helps to kill bacteria

- A fresh smell for your clothes without the use of chemicals

Vendor of the Month:

Liz Dul at www.shopwithliz.biz

Shop from your seat and not from your feet this year. Thousands of popular stores giving deep, deep discounts! Check it out:

http://www.marketamerica.com/elizabethdul/

SHOPPERS always get the BEST DEALS! Keep and eye on the neighborhoods you love. Email me for a link to your very own instant notification home search site tailored specifically to your search criteria.

katie@katiehalle.com

Katie Halle

Keller Williams Realty East Valley - The Dillon Group

602.476.1942

Katie Halle
Keller Williams Realty Sonoran Living

REALTOR®

The Halle Group
C: 480.250.0023
F: 602.513.7254

O: 602.476.1942

katie@katiehalle.com
www.katiehalle.com http://www.facebook.com/ScottsdaleANDParadiseValleyRealEstate

State of the Phoenix Real Estate Market - Enewsletter September 2009

Katie Halle (Scottsdale & Paradise Valley, AZ - Keller Williams Realty) — Tue, 22 Sep 2009 11:59:48 -0700

SHOPPERS always get the BEST DEALS! Keep and eye on the neighborhoods you love. Email me for a link to your very own instant notification home search site tailored specifically to your search criteria.
Katie@katiehalle.com
View Katie’s “deal of the month”! Great TEMPE location:
http://www.flexmls.com/link.html?ov8tlwtxdvs,12,1
View this month’s FEATURED LISTINGS:
http://www.flexmls.com/link.html?ov8tlupeugt,12,1
View more listings at http://www.katiehalle.com
Search foreclosures anywhere in the US on our new website:
http://www.getmyhomesvaluenow.com/ForeclosureListings
Market stats:
Sales dipped a bit in August. Still fantastic buyer activity but 2,000 fewer listings sold compared to the past few months. GREATER inventory means LESS demand and MORE savings for YOU!
Real estate millionaires make their money in a down market. Buy when property is CHEAP sell when it’s expensive! NOW is the time!
New Listings Active Listings Sold Listings Months Inventory
Aug/09 12,449 38,056 7,996 4.76
Jul/09 12,800 38,358 9,030 4.25
Jun/09 12,625 39,551 9,265 4.27
Article of interest:
Benefits and Advantage of Home Security System
Benefits and Advantage of Home Security System By: Dinesh Patel
Home security is an issue which must be of a significant concern to everyone. Whether a person buys a cheap home security system or an expensive one he or she should see to that they are able to install as many security features as possible as they are now so affordable. Most people get a security system because it makes them feel safe and secured at their home.
(1) 4 out of every 10 people have experienced a break-in at some point in their lives
(2) 1 out of every 20 people does not take any security measure to protect their home
(3) Did you know burglary takes place once every 15.4 seconds
Have you really considered the effects and cost of burglary?
Consider this:
1.Dealing with the police
2.Dealing with insurance company
3.Locksmith
4.Glass repairers
5.Inventory of stolen goods
6.Irreplaceable sentimental items
7.Violation of privacy
8.Risk to home and loved ones
If you implement a home security system it will definitely be helpful. You can choose a wireless home security system, or pick one from the several home security surveillance systems or home security entry systems. If you successfully get any suitable package you can be assured of being protected from a burglary in a better manner when compared with a person who does not have such security features. Therefore, this greatly reduces your chances of being victimized in your own home, an issue which no one would want to face. Protecting yourself and your family is crucial, and with economical home security systems you can put great efforts to fight for your family's safety and well-being.
Vendor of the MONTH:
Elvire Smith
I enjoy working with individuals and companies to help them create the blueprint for the RESULTS they want in their life and/or business - results they always dreamed of, the ones they desire and deserve!
www.elviresmith.com
Don’t forget to tell Elvire that Katie Halle with Keller Williams Realty sent you!
Want to be a featured vendor on my newsletter? Email me! It's free!
TRIVIA QUESTION! Be the first to email me the answer to this question and a gift card will be on it’s way to you.
How many Arizona cities begin with the letter “s”?
Katie Halle
The Arias Group
Keller Williams Integrity First Realty
REALTOR®
EcoBroker® Certified
C: 480.250.0023
O: 602.476.1942
F: 480.889.3695
http://www.katiehalle.com
Listen to our podcast: http://myrealtalk.podbean.com
Ask about my FREE foreclosure list or my “green” homes!
Having trouble making house payments? We can HELP! Just ask!

Katie Halle
Keller Williams Realty Sonoran Living

REALTOR®

The Halle Group
C: 480.250.0023
F: 602.513.7254

O: 602.476.1942

katie@katiehalle.com
www.katiehalle.com http://www.facebook.com/ScottsdaleANDParadiseValleyRealEstate

News you can use! March 2009 - Local Real Estate information

Katie Halle (Scottsdale & Paradise Valley, AZ - Keller Williams Realty) — Mon, 09 Mar 2009 23:24:46 -0700

Listen to our monthly podcast:

March podcast on “Will Obama’s plan help me”

http://myrealtalk.podbean.com/

View this month’s FEATURED LISTING:

http://www.thatgilberthome.com/

View more listings at http://www.katiehalle.com

Search foreclosures anywhere in the US on our new website:

http://www.getmyhomesvaluenow.com/ForeclosureListings

View Katie’s “deal of the month” (In Gilbert, under $100k, built after 2000):

http://www.flexmls.com/link.html?op7y84wdxs8,12,1

Market stats: WOW!! LOOK AT THE MONTH’S INVENTORY FOR FEB! INVENTORY HAS NOT BEEN THIS LOW IN MONTHS! If you are not sure what this means to the housing market or how this affects you call us!

	New Listings	Active Listings	Sold Listings	Months Inventory
Feb/09	12,574	53,050	5,497	9.65
Jan/09	13,813	55,146	4,716	11.69
Dec/08	11,954	57,301	5,472	10.47

Articles of interest:

Tips for writing a contract in today’s “buyer’s market”

Visit http://www.katiehalle.com - click on additional in the black box to the left

Here’s this month’s e-newsletter: INFO about the new $8,000 TAX CREDIT this month!

http://images.kw.com/docs/1/1/5/115375/1236642615710_Marchnewsletter09.pdf

This month’s “Green” tip:

Washing clothes in cold water eliminates 2 lbs of CO2 per load. Also, wash clothes less frequently – only when they really need it.

Vendor of the MONTH:

Pre-Paid Legal Services, Inc.

We give members access to professional legal counsel not only for traditional legal problems, but for everyday events where legal review should be routine, but rarely is. For our members, access to legal counsel is only a toll-free phone call away.

In our society today, it is better to be guilty and rich than to be innocent and poor. That comment was made to the world during a feature on the ABC program, Nightline. It is a statement that is as true as it is disappointing. The fact is “Equal Justice Under Law” is just not true. In actuality, such equality has been available only to those who could afford it. We know the wealthiest 10 percent of the population keep their own legal teams on retainer. Conversely, the bottom 10 percent are provided access to the public defender system. It is our goal to make sure the 80 percent in between have a legal voice, and that “Equal Justice Under Law” is a reality for them also!

Please contact Amari Soltero at (520)668-0804 for additional information. www.PrePaidLegal.com/hub/AmariSoltero

Katie Halle

REALTOR®
EcoBroker® Certified
The Halle Group

Mobile: 480.250.0023
Office: 602.476.1942

Ask about my FREE foreclosure list or my “green” homes!

Having trouble making house payments? We can HELP! Just ask!

Keller Williams Integrity First Realty
2500 South Power Road #121
Mesa, AZ 85209

Katie Halle
Keller Williams Realty Sonoran Living

REALTOR®

The Halle Group
C: 480.250.0023
F: 602.513.7254

O: 602.476.1942

katie@katiehalle.com
www.katiehalle.com http://www.facebook.com/ScottsdaleANDParadiseValleyRealEstate

Last week's economic new and stats

Katie Halle (Scottsdale & Paradise Valley, AZ - Keller Williams Realty) — Tue, 24 Feb 2009 09:26:06 -0800

Last Week in the News

------------------------------------------------------------------------

On Tuesday, February 17, it was announced that the National Association of Home Builders/Wells Fargo housing market index rose one point to nine in February, after falling to an all-time low of eight in January. An index reading higher than 50 indicates positive sentiment about the housing market.

On Tuesday, President Barack Obama signed into law a $787 billion economic stimulus plan designed to spur consumer spending and create millions of jobs. The American Recovery and Reinvestment Act contains numerous provisions: roughly $300 billion in tax breaks for individuals and businesses, more than $250 billion in aid to distressed states, and almost $200 billion to upgrade the nation’s infrastructure. The package also includes an $8,000 tax credit for first-time homebuyers, which does not have to be repaid unless you sell your home within three years.

The Commerce Department reported Wednesday that construction of new homes and apartments fell 16.8% in January to a seasonally adjusted annual rate of 466,000 units, the lowest on record. Economists had anticipated a decline to 530,000 units. Meanwhile, building permits fell 4.8% to a rate of 521,000 units.

The Federal Reserve reported Wednesday that industrial production at the nation’s factories, mines and utilities fell 1.8% in January. Economists had expected a 1.5% decline. Manufacturing, which accounts for about four-fifths of industrial production, decreased 2.5%, utilities posted a 2.7% gain and mining output dipped 1.3%.

On Wednesday, Obama unveiled the $75 billion Homeowner Stability Initiative. The multi-step plan would help struggling homeowners by providing incentives to lenders, servicers, mortgage holders and borrowers to help modify mortgage loans. The goal is to prevent as many as nine million Americans from losing their homes to foreclosure.

The Labor Department reported the producer price index, which tracks wholesale prices, rose by 0.8% in January. It was the largest increase since July 2008. Economists had expected a 0.2% increase.

Upcoming on the economic calendar are reports on consumer confidence on February 24, and durable goods orders and new home sales on February 26.

Katie Halle
Keller Williams Realty Sonoran Living

REALTOR®

The Halle Group
C: 480.250.0023
F: 602.513.7254

O: 602.476.1942

katie@katiehalle.com
www.katiehalle.com http://www.facebook.com/ScottsdaleANDParadiseValleyRealEstate

February Real Estate newsletter from The Halle Group

Katie Halle (Scottsdale & Paradise Valley, AZ - Keller Williams Realty) — Tue, 10 Feb 2009 12:11:11 -0800

Happy Valentines Day! Listen to our monthly podcast: February podcast on “Solar Power” http://myrealtalk.podbean.com/ View this month’s FEATURED LISTING: http://www.thatgilberthome.com/ View more listings at http://www.katiehalle.com Search foreclosures anywhere in the US at our new website: http://www.getmyhomesvaluenow.com/ View Katie’s “deal of the month” (under $40,000!!): http://www.flexmls.com/link.html?oo8u51rapwn,12,1 Market stats: New Listings Active Listings Sold Listings Months Inventory Jan-09 13,664 54,957 4,753 11.56 Dec-08 11,954 57,219 5,496 10.41 Nov-08 12,456 57,164 4,342 13.17 Articles of interest: First time home buyer tax credit ($7,500!!): http://www.irs.gov/newsroom/article/0,,id=187935,00.html Here’s this month’s e-newsletter: http://images.kw.com/docs/1/1/5/115375/1234287379838_Feb_Newsletter.pdf This month’s “Green” tip: When you are in the market for a new computer, consider a laptop. It saves space, goes anywhere and uses five times less energy than desktop models. Vendor of the MONTH: Find a new “Halle Group tested and approved” vendor each month: Angela Sticca Snyder has over 20 years in the Accounting and Taxation field. Most notably she was the Corporate Controller for a Fortune 500 company for 10 years, a Tax Manager in Public Accounting, and an Audit Consultant Specialist working with several Government agencies to successfully resolve audit requests. Angela’s passion for learning began at a very young age. Excited to begin her career as an Accountant, she was the youngest individual to ever graduate her High School in Sarasota, Florida at the age of 16. She then moved on to graduate with her Bachelor’s in Accounting at only 19 years of age and her Master’s degree in Taxation at 21 years of age. At A & T’s Accounting and Taxation office, we offer year-end tax preparation and tax planning for individuals and small to medium sized businesses. In addition, we offer the following services – • Financial Reporting on a monthly, quarterly or annual basis so that you know where your efforts are best spent • Cashflow planning, management and forecasting • Tax minimization planning Visit Angela at: http://www.WeDoTaxes4U.com TRIVIA QUESTION! Be the first to email me the answer to this question and a gift card will be on it’s way to you. What famous Hollywood couple married on Valentines day 1991? No winner for January – answer: Elvis Presley! Katie Halle REALTOR® EcoBroker® Certified The Halle Group Mobile: 480.250.0023 Office: 602.476.1942 Fax: 480.889.3695 http://www.katiehalle.com Listen to our podcast: http://myrealtalk.podbean.com/ Ask about my FREE foreclosure list or my “green” homes! Having trouble making house payments? We can HELP! Just ask! Keller Williams Integrity First Realty 2500 South Power Road #121 Mesa, AZ 85209

Katie Halle
Keller Williams Realty Sonoran Living

REALTOR®

The Halle Group
C: 480.250.0023
F: 602.513.7254

O: 602.476.1942

katie@katiehalle.com
www.katiehalle.com http://www.facebook.com/ScottsdaleANDParadiseValleyRealEstate

Immaculate, updated home with FULL salon!!!

Katie Halle (Scottsdale & Paradise Valley, AZ - Keller Williams Realty) — Mon, 02 Feb 2009 22:04:42 -0800

Katie Halle
Keller Williams Realty Sonoran Living

REALTOR®

The Halle Group
C: 480.250.0023
F: 602.513.7254

O: 602.476.1942

katie@katiehalle.com
www.katiehalle.com http://www.facebook.com/ScottsdaleANDParadiseValleyRealEstate

Phoenix AZ Real Estate with Katie Halle

March Newsletter 2010

The Art Of The Strategic Short Sale

Foreclosures in Whitewing at Higley? Gilbert, AZ

News YOU can use January 2010

Why Prequalify?

It's raining, it's pouring, the old man is......certainly NOT snoring!

David Rider Major changes coming to FHA which will make it more expensive to use FHA including, Upfront MIP and lower seller contributions. Will really affect lower end first time home buyers. Better to get under contract sooner than later!

FHA Reverses Its 90 Day Flipping Rule...But

Twitter and Me!

Incoming??? Foreclosures...can you hear me now?

AZ Cardinals have nothin' on Ahwatukee Custom Estates!

Calling All Pilots! Stellar Airpark in Chandler, AZ is "oh so Stellar!"

Are all short sales created equal? (Luxury housing market VS the first timer or move up market)

Foreclosures in Las Sendas - Mesa, AZ??

In the Holiday Spirit!

I'm in the holiday spirit.

December 2009 Phoenix, AZ Real Estate News

Ahwatukee Custom Estates in Phoenix, AZ has preforeclosures?

Zillow Announces Rental Listings!

ActiveRain Contest | SHIFT Your Business into Gear

SHIFT: How Top Real Estate Agents Tackle Tough Times

The Bribe Contest:

The Rules:

The Book:

TRADE UP! 5 Reasons why this is the BEST market to upgrade!

Katie's November News you Can Use - Local Real Estate information

State of the Phoenix Real Estate Market - Enewsletter September 2009

News you can use! March 2009 - Local Real Estate information

Last week's economic new and stats

February Real Estate newsletter from The Halle Group

Immaculate, updated home with FULL salon!!!