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"And I'm proud to be an American,
where at least I know I'm free.
And I won't forget the men who died,
who gave that right to me." -Lee Greenwood

 

It's spring cleaning time - FHA Streamline refi explained
Kevin Hancock - The Hancock Mortgage Team (The Legacy Group; Capital/Mortgage/Escrow)
It's spring cleaning time. Time to root through the garage and reduce clutter The faithful faminly television that got you through the entire series of "Seinfeld"? See ya. The squeaky treadmill covered in cobwebs? Out the door. The old…
Lending professional goes beyond mortgages
Kevin Hancock - The Hancock Mortgage Team (The Legacy Group; Capital/Mortgage/Escrow)
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Zero-down INVESTMENT purchases for individuals who already own a primary residence?
Kevin Hancock - The Hancock Mortgage Team (The Legacy Group; Capital/Mortgage/Escrow)
I posted this blog on ActiveRain for the first time almost a year ago. As far as I know, only 4 people read the blog. Since then I have heard many other ideas for fixing the housing market, but obviously none of them have worked. So I decided to…
Step 10 in the 10-Step Homebuying Process
Kevin Hancock - The Hancock Mortgage Team (The Legacy Group; Capital/Mortgage/Escrow)
Step 10. Closing - Now that all of your documents have been signed, the Escrow Closer will send your original documents package to the office of the Lender's funding department. The Escrow Closer knows who this is because it is designated in the…
Putting the "Fun" in Funding Fee
Kevin Hancock - The Hancock Mortgage Team (The Legacy Group; Capital/Mortgage/Escrow)
PUTTING THE "FUN" IN FUNDING FEE If you have ever considered using your VA Home Loan Benefit, you may have heard about the "VA Funding Fee". There are a lot of rumors and misinformation about who pays the funding fee, and where it goes, but we…
Step 9 in the 10-Step Homebuying Process
Kevin Hancock - The Hancock Mortgage Team (The Legacy Group; Capital/Mortgage/Escrow)
Step 9. Signing - The buyer and seller will be contacted for signing appointments to sign and review the appropriate documents. In the State of Washington, the buyer and seller will sign separately. This is a different process than you may…
Step 8 in the 10-Step Homebuying Process
Kevin Hancock - The Hancock Mortgage Team (The Legacy Group; Capital/Mortgage/Escrow)
Step 8. Loan Documents to Escrow - Having the Mortgage Documents sent to escrow is a major step in the homebuying process. The loan is fully approved at this point, so there isn't much left to "stress" about. This is the point where it becomes…
Step 7 in the 10-Step Homebuying Process
Kevin Hancock - The Hancock Mortgage Team (The Legacy Group; Capital/Mortgage/Escrow)
Step 7. Underwriting and Approval - Once your lender's processor has received the necessary appraisal, title, and insurance documents, your file will be submitted for underwriting. Underwriting is usually handled outside of your loan officer's…
Step 6 in the 10-Step Homebuying Process
Kevin Hancock - The Hancock Mortgage Team (The Legacy Group; Capital/Mortgage/Escrow)
Your file has been ordered out, but your lender isn't sitting around waiting for the appraisal… Step 6. File Processing and Pre-Underwriting - Once the file has been ordered out, your loan officer and his/her processor will continue working…
 
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Kevin Hancock - The Hancock Mortgage Team

Poulsbo, WA

More about me…

The Legacy Group; Capital/Mortgage/Escrow

Address: 2021 NW Myhre Rd, Suite 112, Silverdale, WA, 98383

Office Phone: (360) 698-6478

Cell Phone: (206) 849-6326

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