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sonoma county home loans: 95% Conventional Financing Available for Sonoma County Home Loans - 11/09/09 11:14 AM
   For up-to-the-minute-rates  www.SonomaCountyHomeLoans.com 

95% LTV Available Again for Sonoma County Home Loans
Genworth mortgage insurance company is now insuring and has made available financing up to 95% LTV home purchase loans in California and Sonoma County for specific conventional loan programs including Fannie Mae's My Community Mortgage and Freddie Mac's Home Possible financing.  This is an improvement over the previous 10% down requirement for all conventional lending in any declining market.  And all of California and Sonoma County had been deemed a declining market.  There are some restrictions but the pricing is good (5.125% - 5.25%).  An advantage of the … (0 comments)

sonoma county home loans: Fannie Mae Upcoming Changes to DTI - 10/29/09 11:20 AM

 
Monday Morning Mortgages ~ Sonoma County Home Loans Newsletter for Real Estate Professionals
Monday Morning Mortgages is a brief week-opening report on mortgages in our area.  This is a tool to assist my realty partners on loan trends, rates, program changes, and problem solutions.
Current rates available at https://www.sonomacountyhomeloans.com
Fannie Mae Upcoming Changes to DTI
Fannie Mae manages the automated underwriting system called DU (Desktop Underwriter).  This is the system that loan officers use to run a potential borrower's financial data to achieve a pre-approval.  In the past, total expense ratios (debt compared to income or DTI) could … (0 comments)

sonoma county home loans: 3% Down No Appraisal HomePath Home Loans in Sonoma County - 10/21/09 05:14 PM

 For Today's Rates - www.SonomaCountyHomeLoans.com
 No Appraisal Home Loans in Sonoma County
Fannie Mae HOMEPATH
Homepath is a program organized by Fannie Mae to sell Fannie owned REOs.  The incredible features of this program are;
Homepath special financing is available for these REOs There is actually Homepath inventory in Santa Rosa and Sonoma county Go to http://www.homepath.com/ to search current listings for our area.  This am there are 42 listings for Santa Rosa, 30 of which are listed at $300k or less.
Homepath financing features are incredible.
No appraisal required no matter what the offer price is.  If the offer is … (0 comments)

sonoma county home loans: Will FHA Trouble Effect Sonoma County? - 10/12/09 11:42 AM

Sonoma County Home Loans
For Today's Rates go to www.sonomacountyhomeloans.com.
Will FHA Trouble Effect Lending in Somona County?
In 2008 in Somona County when mortgage lending came to a screeching halt, FHA was the only insurer on the market who kept taking applications and did not reel in guidelines excessively.  While Fannie Mae and Freddie Mac did abrupt about faces on their lending, FHA kept originating loans, having already made its lending procedure less onerous years before.  FHA did raise its minimum down payment to 3.5% from 3% and it's up front mortgage insurance premium to bolster the insurance funds … (1 comments)

sonoma county home loans: 100% USDA Rural Home Loans in Sonoma County - 10/06/09 10:35 AM

100% USDA Rural Home Loans in Sonoma County
100% financing, with no MI?  Yes!  In Sonoma County, "rural areas" are eligible for USDA Rural Development home loans.  This is a gov't insured loan for owner occupied single family homes for moderate income household incomes in Sonoma County.  Rates are great (www.sonomacountyhomeloans.com) and there are no limits on loan amount or price limits.  The home loan consists of one 30 year fixed loan at a rate that runs about .25% over the day's FHA rate.
Income and Asset Limits
This special 100% Sonoma County home loan insured by USDA has income … (1 comments)

 
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Kathy Hoare

Santa Rosa, CA

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First Priority Financial

Address: Santa Rosa, CA, 95401

Office Phone: (707) 546-6675

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