Taking a Play out of Sir John Templeton's Play Book

Some may know who Sir John Templeton was. Most will not who he is. But for the many that don't know who he was, he was one of the world's greatest financial investors. He was a man that in bleak times, he saw opportunity for growth. During the Great Depression, when the stock market crashed, he stepped up to the plate to buy every stock on the stock market that was a $1 or less at the time. He had great passion in financial gain and eventually he drew a profit. Sir John showed us that if you wanted to be successful in any endeavor, particularly investing, you needed to keep an open mind and be willing to learn. His greatest lesson was humility by not only practicing it himself but also by showing us that only through humility can you achieve great understanding.

As Real Estate professionals and financial advisors, we need to take a play out of Sir John Templeton's play book.

We always should see the Ying, as well as the Yang. Our world is all balanced. Never good without bad, never an up without a down, a pro without a con. Eventually the universe balances out.   

When a consumer says the market it soft, agree with them and tell them what goes down, will eventually go up. No matter if you buy a home while prices are still dropping, the buyer will eventually draw a profit if they wait it out long enough. Will it be next year? Next 5 years? next decade? Well, if we knew that, we would all be in a better financial situation.

When there is a mortgage meltdown, we may have a harder time to qualify buyers for loans, but with stricter guidelines, will we see this type of meltdown again. I don't think so.

The Stock market has tanked. Wouldn't this be a great time for an investor to capitalize on the situation. Whats the term, "Buy low, Sell High" Doesn't every investor place a call for a low price in their minds and put price for when to sell?

Gas prices are driving cost of living through the roof! Gas prices are high, but now companies are bring jobs back into the US because the cost to ship products from other countries is quickly becoming non-profitable. US goods are becoming cheaper than foreign goods. Farmers are producing more, products are being produced more here. The workforce is evolving to longer workdays not work weeks. Woo-Hoo, less traffic on Fridays, I noticed that here in California.  Furthermore, with high oil prices, look at the sudden urgency to find alternative fuels now! Never have we spent more attention on finding an alternate source of energy to fuel out vehicles.

Back to Sir John Templeton, Sir John, he was never afraid to invest because he had faith that what he spent today, would pay off in the future. We can all learn this play of believing in the system and having faith that our business world will look brighter tomorrow.

Everyone, Have a good business week give the consumers the message of the ray of light at the end of this tunnel of life.

12041 Nelson St, Garden Grove, CA "3BED 2 BATH REO Bank Owned Property"

Kevin Hottmann | Century 21 Jervis & Associates | 714-988-1725 12041 Nelson St, Garden Grove, CA "3BED 2 BATH REO Bank Owned Property" 3BR/2BA Single Family House offered at $379,900 Year Built 1955 Sq Footage 1,373 Bedrooms 3 Bathrooms 2 full, 0 partial Floors 1 Parking Unspecified Lot Size 7,200 sqft HOA/Maint $0 per month DESCRIPTION Pool Home. Great Garden Grove neighborhood, one story with large front porch, three bedrooms and two baths, light oak flooring almost throughout, tile in entry and kitchen, pool and large covered back patio. Fruit trees. see additional photos below PROPERTY FEATURES Central heat Fireplace Hardwood floor Living room Stove/Oven Swimming pool ADDITIONAL PHOTOS Seller contact info: Kevin Hottmann Century 21 Jervis & Associates 714-988-1725 For sale by agent/broker Equal Opportunity Housing Posted: Jul 17, 2008, 1:01pm PDT

Great Anaheim area bank owned home

Kevin Hottmann | Century 21 Jervis & Assoicates | 714-988-1725 1817 E Verde Pl, Anaheim, CA REO Bank Owned Property 3BR/2BA Single Family House offered at $309,900 Year Built 1955 Sq Footage 1,324 Bedrooms 3 Bathrooms 2 full, 0 partial Floors 1 Parking 2 Car garage Lot Size 6,090 sqft HOA/Maint $0 per month DESCRIPTION Great Anaheim area bank owned home, quiet cul-de-sac, 3 bedrooms and 1.75 bath, A/C, there is also an additional room not included on the sq footage. Close to school, Park, Shopping center and Disneyland. see additional photos below PROPERTY FEATURES Central A/C Fireplace Living room Stove/Oven ADDITIONAL PHOTOS Seller contact info: Kevin Hottmann Century 21 Jervis & Assoicates 714-988-1725 For sale by agent/broker Equal Opportunity Housing Posted: Jul 11, 2008, 3:08pm PDT

Choosing a Broker to sell your home

Placentia's Market Trends Up To June 08

The City of Placentia's Real Estate Sales remained steady at 25 sales. In the year 2008, Placentia averages 25 sales per month.

A few interesting trends :

• Inventory of homes actively For Sale in Placentia is dropping (287 active homes vs. the avg 315 in the past year)
• Short Sales, REO Properties, have dropped in Placentia. This is showing a sign of stability for the time being.

All reports presented are based on data supplied by the MRMLS, Orange County, Orange Coast, Pacific West, Downey, Rancho SE AOR, Laguna BOR, and Desert AOR or their MLSs. Neither the Associations nor their MLSs guarantee or are in anyway responsible for their accuracy. Data maintained by the Associations or their MLSs may not reflect all real estate activities in the market. Information deemed reliable but not guaranteed.

July 1st Will Be The First Day of California's Cell Phone Law

As you may have heard, on July 1, 2008, California will be implementing 2 new
laws regarding the use of cell phones while driving. Since you're a valued
Golden State policyholder, we wanted to let you know and explain how the new
laws could affect you:

     1. Prohibits all drivers from using handheld cellular phones while driving.
         Drivers over the age of 18 may use hands-free devices.
     2. Prohibits drivers under the age of 18 from using handheld or hands-free
         wireless phones or devices while driving.

California drivers violating either law can be pulled over and ticketed. The base fines
will be $20 for the first offense, and $50 for all subsequent offenses. Keep in mind, however, that additional penalty assessments (making an unsafe lane change while talking on the phone, for example) could be more than triple the amount of the
base fine.

Stay safe and avoid an expensive ticket. Use a hands-free device or pull over to the side of the road if your call just can't wait.

4 Unit Income Property Dream ~2449 S Nadine St West Covina Ca 91792~

Kevin Hottmann | Century 21 Jervis & Associates | 714-988-1725 2449 Nadine, West Covina, CA Updated 4 Unit Property 9BR/7BA Multi-Family, 4 units offered at $799,000 Year Built 1976 Sq Footage 4,097 Bedrooms 6+ Bathrooms 7 full, 0 partial Floors 2 Parking 4+ Lot Size 10,395 sqft HOA/Maint $0 per month DESCRIPTION 4 townhome style units in good condition, most desirable rental area, each unit has extra large park-like yard with lush green grass and mature trees, each unit has its garage, units been updated recently, central air and heat, rent are low for the area, room to increase see additional photos below PROPERTY FEATURES Tile floor Living room Laundry area - garage Balcony, Deck, or Patio Yard COMMUNITY FEATURES Garage parking Covered parking Guest parking ADDITIONAL PHOTOS Seller contact info: Kevin Hottmann Century 21 Jervis & Associates 714-988-1725 For sale by agent/broker Equal Opportunity Housing Posted: Jun 29, 2008, 8:50pm PDT

278 N Wilshire Ave B28 Bank Owned Property priced at $135,900

Kevin Hottmann | Century 21 Jervis & Associates | 714-988-1725 278 N Wilshire Ave B28 , Anaheim, CA Bank Owned REO Property 1BR/1BA Condo offered at $135,900 Year Built 1973 Sq Footage 682 Bedrooms 1 Bathrooms 1 full, 0 partial Floors 1 Parking 1 Covered spaces Lot Size Unspecified HOA/Maint $144 per month DESCRIPTION Well Cared Complex And Grounds. Gated Parking. Lots Of Amenities Including: Pool, Spa, Gym, Rec Room, and Sauna. Large Master. Balcony Off Living Room. see additional photos below PROPERTY FEATURES Central heat Living room Dishwasher Balcony, Deck, or Patio COMMUNITY FEATURES Guest parking Clubhouse Laundry on-site Fitness center Swimming pool(s) Sauna/Spa ADDITIONAL PHOTOS Seller contact info: Kevin Hottmann Century 21 Jervis & Associates 714-988-1725 For sale by agent/broker Equal Opportunity Housing Posted: Jun 19, 2008, 1:35pm PDT

1600 Hill Ave Fullerton Ca ~Cheap Bank Owned Home $354,900

Kevin Hottmann | Century 21 Jervis & Associates | 714-988-1725 1600 W Hill Ave, Fullerton, CA REO Bank Owned, Hot Buy In Fullerton 3BR/2BA Single Family House offered at $354,900 Year Built 1954 Sq Footage 1,523 Bedrooms 3 Bathrooms 2 full, 0 partial Floors 1 Parking 2 Car garage Lot Size 6,481 sqft HOA/Maint $0 per month DESCRIPTION THIS IS A GREAT BANK-OWNED HOME. LOTS OF ROOM, AT A GREAT PRICE! NEWER KITCHEN, W/CORIAN COUNTER TOPS & SINK, NEWER APPLIANCES, WINDOWS & DOORS. HARDWOOD FLOORS THROUGHOUT, BEDROOMS CARPETED WITH HARDWOOD UNDERNEATH. TWO FIREPLACES LOCATED IN LIVING RM & FAMILY ROOM. DON'T HESITATE!!! see additional photos below PROPERTY FEATURES Central heat Hardwood floor Tile floor Family room Living room Bonus/Rec room Office/Den Dining room Dishwasher Stove/Oven Yard ADDITIONAL PHOTOS Seller contact info: Kevin Hottmann Century 21 Jervis & Associates 714-988-1725 For sale by agent/broker Equal Opportunity Housing Posted: Jun 11, 2008, 10:30am PDT

Realtor Advice on Going Green!!!

Considering that we are always in some crisis, let's consider making small lifestyle changes that we, as consumers, can make to conserve energy this summer. Most utility companies maintain that if Mr. And Mrs. Consumer cut back only 10% -15% of their daily energy consumption, we can completely eliminate the need for blackouts.

Here are a few suggestions to get us there:

•·     Replace and recycle your old refrigerator and purchase an energy efficient model. I have seen some killer deals on appliances from some of America's bigger chain stores such as Sears and Fry's.

•·     Put an insulting blanket around your water heater. This will not only keep your water hot longer, it will cut your energy cost as well. While you are at it, you can also turn your water heater setting down from hot to warm. After a hot day, why jump into a super hot shower?

•·     Close windows when heating or cooling. Close off doors and vents in unused areas.

•·     When on vacation, shut off or turn down automatic appliances. Refrigerators unopened will stay cool enough to refrigerate your food that you leave by mistake. Turning the dial down by just a few clicks while you are away, can save you money.

•·     Turn off computers, peripherals, laser printers, and fax machines when they are not in use.

•·     Fix defective plumbing or dripping faucets.

•·     Use your microwave or outdoor Barbecue for summer meals. Hey men, it's an excuse to show off you skills on the grill!!!

•·     Do only full loads of laundry when using a washer or dryer. Be sure to clean you dryer's lint trap after each use. It might be wise to get under the dryer and do a vacuum. Lint may have gotten under the dryer where the working parts are and are slowing your dryer down from working efficiently.

•·     To cut water usage down, buy yourself water aerators for each of your faucets.

•·     Fluorescent bulbs are 4 time more energy efficient than incandescent bulbs and provide the same light levels.

•·     Visit your utility company's website to find out more about energy saving tips rebates time of use rate reductions and special programs for your area.