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St. Croix, Virgin Islands: an Island with a Rich and Interesting History, Part III

Kim Lucas (Coldwell Banker Land-de Wilde) — Fri, 05 Sep 2008 18:08:37 -0500

Alexander Hamilton began his career on St Croix in a shipping firm owned by a New Yorker. The wealth and social status achieved by the prominent families on the island appealed to colonial families in Philadelphia, NY and Charleston. During the American Revolution, the products of the islands and close family connections produced natural support for America, and the neutrality and free port status of the Danish Virgins were important financial assets to the colonies.

In the early 1800's, our economic picture began to dim, as the newly invented processing of the beet sugar crop began to cut into the market for cane sugar. In 1848, the slaves of St Croix marched in Frederiksted and demanded emancipation. Governor General Peter von Scholten made a proclamation from the walls of fort Frederik that freed all the slaves on July 3, 1848 (way ahead of the continental US!), but his actions were considered illegal by the Danish government. In 1848 labor was regulated by a colonial labor law that was deemed oppressive; thirty years later, it culminated in a violent riot that led to the burning and destruction of homes and plantations - which we refer to as "de Fire Burn."

Emancipation did not solve the island's underlying economic problems, and our population fell significantly. Then, in 1871, the US attempted to buy the islands, but were not successful until 1917, when the islands were purchased for $25 million from Denmark. The free port status of our islands was retained in the sale treaty and are still in effect today.

The islands were first administered by the US Navy, with the Dept. of the Interior assuming jurisdiction in 1931. The Organic Act provided local government in 1936, and a revision to that act in 1954 provided a three-branch territorial government. Our first elected governor was Melvin Evans, in 1970, and our only "highway" here on the island was named in his honor.

St. Croix is a fascinating and exciting place to live. Visit my web site for Things to Do in St. Croix, contact me for a free copy of my extensive Relocation Package, or general real estate information.

Kim Lucas, REALTOR
340-626-3758
www.kimlucasvi.com
www.retireinthevi.com
kim@coldwellbankervi.com

Christiansted, VI: 280 Degree View Lot

Kim Lucas (Coldwell Banker Land-de Wilde) — Fri, 05 Sep 2008 15:05:26 -0500

You can see Buck Island, coastline of Judith's Fancy, 280 degrees of water and even the lights of C-sted from this gorgeous gently sloping lot. This is water front, but up high enough to avoid the salt spray. Taxes are for all three parcels - adjacent parcel could be purchased as well, if interested. Some owner financing would be considered.

Directions: Enter Judith's Fancy and take first right. Road curves to left, take first right. There's a chain across road; lot starts on right just after chain to water. Cleared for easy viewing.

Contact me for details.

Kim Lucas, REALTOR
Coldwell Banker Land-de Wilde Realty
340-626-3758
kim@coldwellbankervi.com
www.kimlucasvi.com
www.retireinthevi.com

Christiansted, VI: Successful Vacation Rental with Fantastic Views

Kim Lucas (Coldwell Banker Land-de Wilde) — Thu, 04 Sep 2008 12:55:02 -0500

Links

Photo Gallery

Description

No better views than you'll find from EASTWINDS, a successful vacation rental with two bedrooms in the main house and an adorable bedroom suite below. This home is very open and spacious, perfect for entertaining and relaxing and enjoying the breezes and amazing views of Buck Island! Gated entry & top of line security system. Also comes with deeded rights of use of Plot #6, which is on the beach. Contact Kim Lucas 340-626-3758 about spending your next vacation here – try out the home & see if you like it!

Features

Bedrooms:	3
Bathrooms:	3
Year Built:	1971
Subdivision:	East End B
Lot Size:	1.16 ac
Square Footage:	2901
Agent Name:	Kim Lucas
Broker:	Coldwell Banker Land-de Wilde Realty
MLS #:	08-1367

Location

7 & 7C Teagues Bay EB Christiansted VI 00820

vFlyer Id: 1888857

St. Croix Web Sites

Kim Lucas (Coldwell Banker Land-de Wilde) — Mon, 01 Sep 2008 17:56:35 -0500

Interested in keeping up with what's happening in St Croix?

Well, in addition to subscribing to my newsletter (thanks if you're already subscribed), you can also get the feed to a couple of local papers: www.onepaper.com/stcroixvi and www.virginislandsdailynews.com

If you're thinking of relocating to St. Croix, you might want to subscribe to www.vimovingcenter.com.

Other good sites to keep up with what's going on throughout our beautiful island: www.gotostcroix.com and www.stcroixtourism.com. These sites are loaded with information to help you learn about the St. Croix and connect with folks here.

Not sure where St. Croix is? Visit the map page on my web site.

And, I'm just an email away to answer any questions you might have about St. Croix real estate!

Kim Lucas, REALTOR
kim@coldwellbankervi.com
www.kimlucasvi.com
www.retireinthevi.com
340-626-3758

St. Croix, Virgin Islands: an Island with a Rich and Interesting History, Part II

Kim Lucas (Coldwell Banker Land-de Wilde) — Wed, 27 Aug 2008 18:18:56 -0500

In our last installment, we left off with Chris Columbus meeting the Indians at Salt River Bay in 1493. Skipping forward a bit -

In the early 1640s, England and Holland were sparring over St Croix, and a bit later, the French and Spanish got into the mix. From 1655 - 1665, the French leased the islands to the French chapter of the Knights of Malta, and the island produced cotton, indigo, tobacco, sugar and tropical foods. In the late 17th century, the French were forced to abandon the island, and eventually English woodcutters from Tortola moved in and engaged in lumbering.

France sold St Croix to the Danish West India and Guinea Company in 1733. Denmark took over as a Crown Colony in 1755 and began to expand the sugar plantations and control the African slave trade. The Danes established the towns of Christiansted (named for King Christian VI of Denmark) in 1735, and Frederiksted (named for King Frederik V) in 1752. Friederich Moth, governor of the West India Company, designed the town layout for Christiansted and had the island surveyed into 150 acre estates, the names of which we still use today! Moth encouraged settlers by offering tax benefits and reasonable prices on the land (sound familiar? We're still doing it!!). The tolerance of the Danes regarding ethnicity and religion made our island a cultural melting pot, which it still is. English eventually became the common language, but most people spoke a Dutch Creole, a blend of Dutch and African languages, and later a dialect of English - which I believe still influences the native language here. Our locals speak their own brand of "English," which is charming and lovely, although a bit difficult for us "mainlanders" to understand, at least initially. "All ah we tink dis is ah good ting, to ah talk Crucian...."

The sugar-based prosperity of St Croix reached its peak in the mid 1700's with exports of sugar, molasses, rum, hardwoods, and cotton. At one point, our island was called the "garden of the West Indies," which I think even captures our culture, although our new "branding" is labeling St Croix as "the Port of Solace." Today, you can see the ruins of over 80 sugar mills here on our beautiful island. They stand as a reminder to embrace our diversity and cherish our freedom, for it was on the backs of the African slaves that these mills were built and the sugar was produced - and our island prospered.

Members of our community still sit on the steps of our government house in protest of our government's lack of attention to the issue of reparation. They seek more and better education of our youth about the savage history of slavery, and seek to engage those nations who benefitted from the institution in helping to mitigate its devastating consequences. ACRRA (the African Caribbean Reparations and Resettlement Alliance) seeks to bring to the table all avenues of the topic of slavery and its repercussions so that healing - on both sides of the issue - can happen. But I digress.....

Join me next week for the final installment of my series on the history of St. Croix. Better yet, sign up to receive my blog posts through the RSS feed shown on the right.

Kim Lucas, REALTOR
www.retireinthevi.com
www.kimlucasvi.com
kim@coldwellbankervi.com
340-626-3758

Can You Work in the Paradise of St. Croix? Yes!

Kim Lucas (Coldwell Banker Land-de Wilde) — Tue, 26 Aug 2008 12:58:18 -0500

If you are like me, and just can't wait till you're 65 to "retire" to the virgin islands, but are SO READY to quit your current job and start a new life, then this post is designed specifically for you! I started a new career here, and many other folks have done the same. Some have turned former "hobbies" into paying jobs. It's quite possible that you'll be served a fine meal by a former CEO of a large company!

Moving here or "retiring" here does not mean that you can't be productive or have a full or part time job to bring in some extra money and/or contribute in a meaningful way. There are numerous places to do volunteer work as well, and also plenty of job opportunities.

Your job research should start before your arrival on the island. Checking local job websites and newspapers will give you an idea of what the job market on St. Croix has to offer. It is also a good idea to check the job opening/career pages of local and federal agency web sites, especially if your experience and training are in the areas of social work, business administration or project management. It is not likely that you will secure more than the prospect of an interview before your arrival, unless your area of expertise is in a specific industry, such as many of the positions utilized in the island's resident oil refinery. Check the links below for more information on local employment opportunities.

www.vidol.gov/Units/JobService/Job_Seekers.html: Virgin Islands Department of Labor, Division of Job Services. Registration with the Department of Labor is recommended shortly after you arrive, especially if you plan to work full time. It must be done in person, and you must submit identification (birth certificate, driver's license or state ID for copying) and an up-to- date resume with your application. You are given a copy of most recent job listings to review while you wait to see a representative. St. Croix locations: Frederiksted - 302 King St., (340) 772-2312; Christiansted - Sunny Isle Store #7, (340) 773-1440.

http://www.dlca.gov.vi/boardcertifications.htm : Department of Licensing & Consumer Affairs. The Department of Licensing & Consumer Affairs is a necessary stop if you are interested in one of the fields that require passing an examination for board certification to be employed in the territory. Social worker, architect, and electrician are among the job titles for which this is a must.

http://www.dopusvi.org/careers.aspx : Division of Personnel.

http://www.viirb.com/: Virgin Islands Bureau of Internal Revenue.

http://www.vivote.gov/index.htm: Election Systems of the U.S. Virgin Islands. Poll workers are needed for primaries and general elections. Call (340) 773-1021 for information or applications are accepted in-person, Monday - Friday, 8:00 a.m. - 5:00 p.m., across from the K Mart annex at the Sunny Isle Annex #4, 93A.

http://www.ojp.usdoj.gov/about/jobs.htm: U.S. Department of Justice, Office of Justice Programs.

This agency lists job openings through USAJOBS, the official job site of the U.S. Federal Government, www.usajobs.gov .

http://www.vipd.gov.vi/work_with_us/work_with_us.aspx: U.S. Virgin Islands Police Department.

http://www.viport.com/employment.html: Virgin Islands Port Authority. To file an application for employment at the Port Authority, contact VIPA's Personnel Department at (340) 774-1629, ext. 677; please mail your applications to: Virgin Islands Port Authority Attention: Personnel Department P. O. Box 301707 St. Thomas, VI 00803-1707

www.dpnr.gov.vi: Department of Planning & Natural Resources. Job openings are listed on the Division of Personnel's site, http://www.dopusvi.org/careers.aspx.

www.vid.uscourts.gov/pages/Body_employment/htm: U.S District Court of the Virgin Islands.

http://www.viig.org/careers.html: The Office of the Virgin Islands Inspector General.

http://www.viwapa.vi/jobs_ext_list.asp: U.S. Virgin Islands Water & Power Authority.

http://hrweb.uvi.edu: University of the Virgin Islands, St. Croix Campus (jobs on St. Croix are denoted with STX.

http://stx.onepaper.com/: St. Croix Source, online newspaper. Check the Classifieds page for employment opportunities.

http://www.virginislandsdailynews.com/: Virgin Islands Daily News, online version. Check the Classifieds under the Employment link for job openings.

http://www.career.vi: website dedicated to job openings in St. Croix.

http://www.caribbeanmonster.com - Caribbean-focused version of the popular job website.

I'm a Realtor now, sold my business and moved here a few years ago and have no regrets! Our economy is very strong, and real estate prices are poised to do nothing but go up.

Contact me with any questions about relocation or retirement in St. Croix, and for real estate market information. I'm livin' my dream - are you?

Kim Lucas, REALTOR
www.kimlucasvi.com
www.retireinthevi.com
kim@coldwellbankervi.com
340-626-3758

St. Croix, Virgin Islands: an Island with a Rich and Interesting History, Part I

Kim Lucas (Coldwell Banker Land-de Wilde) — Wed, 20 Aug 2008 18:01:57 -0500

St. Croix has a rich and interesting history. I've provided a very encapsulated version here - taken mostly from a wonderful resource that those of you who are considering moving here MUST have - and that's the Settler's Handbook for the US Virgin Islands (you can order your copy from www.gotostcroix.com).

This book covers many topics of interest to anyone interested in St. Croix, and is also a great resource, guide, and source of valuable information about the island. I've excerpted some of the key historical events from the overview of this book to give you a thumbnail sketch of our history.

For a good map of St. Croix and points of interest, visit the map page on my web site, www.retireinthevi.com.

Evidence suggests that the lovely island of St Croix has been inhabited since around 2500 BC. There have been three known pottery-making tribes who inhabited the island, starting with the Igneri (or Ancient Ones) , the Taino or Arawak, and the Caribs, who were here until the late 16th century. Christopher Columbus and his crew were the first Europeans to visit us in 1493, and anchored near Salt RIver bay. They were met by some of these Indians and as a result, 'Ol Chris named the site "Cape of Arrows," which is a testimony to the less than warm welcome he received!

Check in next week for Part II of our history or sign up to subscribe to this blog.

Kim Lucas, REALTOR
kim@coldwellbankervi.com
www.kimlucasvi.com
www.retireinthevi.com
340-626-3758

Christiansted, VI: Affordable Buildable Lot Near Christiansted, $30,000

Kim Lucas (Coldwell Banker Land-de Wilde) — Wed, 20 Aug 2008 17:11:32 -0500

This flat, easy to build on, affordable lot is very convenient to Christiansted and the North Shore.

Links

Photo Gallery

Description

This flat, easy to build on, affordable lot is very convenient to Christiansted and the North Shore.

Features

Acreage:	0.25
Zoning:	R-1
Sewerage:	No
Water:	No
Subdivision:	Concordia
Agent Name:	Kim Lucas
Broker:	Coldwell Banker Land-de Wilde
MLS #:	08-1289
Views:	Pastoral
Topography:	Flat
Vegetation:	Overgrown
Building site potential:	Excellent
Surrounds:	Corner lot

Location

2PA-F Concordia QU Christiansted QU 00320

vFlyerId: 1853120

St. Croix Real Estate - How to Choose a Realtor

Kim Lucas (Coldwell Banker Land-de Wilde) — Sat, 16 Aug 2008 11:14:15 -0500

I'm living my dream here in St. Croix - sold my business a few years back, chose St. Croix from all the Caribbean islands for relocation, bought real estate, and couldn't be happier!

I'm very bullish about our economy and all the positive changes coming to our island.

But if you have to sell, or want to take advantage of our drop in prices and invest in property, carefully consider who you want as your guide and advisor to sell your property.

You'll want someone who will deliver the following:

Great internet marketing. According to the National Association of Realtors, over 84% of home buyers begin their search on the internet. Choose an agent who actively advertises on the internet. Google St Croix real estate and explore who is most actively marketing on line.
Up to date, local market knowledge and information. That doesn't necessarily mean they've lived here for 30+ years - but it does mean that they do their homework and make educating their customers a top priority. I do this through blogging and I keep in constant contact with people who have expressed interest in living in St. Croix.
Comprehensive and compelling advertising. Photos and creatively written ads DO make a difference. Look at how many photos your potential agents put on their listings- and what they say about their listings. If they are not interesting to you- they won't be to others, either. I use a TON of photos and try to write compelling text about my listings!
The truth. And sometimes, it hurts! You want an agent who will not just tell you what you what to hear. You want someone who will tell it like it is, and will give you honest advice about staging your home for sale.

All of the real estate gurus out there will tell you to interview at least three agents before making a choice. That's good advice. But you can also do quite a bit of homework on your own, to narrow down your selection of agents to interview.

Visit my web sites, request free market information or my monthly newsletter, and sign up for my Retire to the VI package. I'm here to answer your questions!

Kim Lucas REALTOR
kim@coldwellbankervi.com
www.kimlucasvi.com
www.retireinthevi.com
340-626-3758

(photo courtesy of John Ballard)

Summertime and the Livin' is Easy in St. Croix

Kim Lucas (Coldwell Banker Land-de Wilde) — Tue, 12 Aug 2008 18:37:10 -0500

As we enter the dog days of summer, I am falling even more in love with this beautiful island. The days are hot, but the water feels oh so good! Nothing better than slipping into the pool or ocean on a hot summer day! And the evenings are so pleasant! I couldn't sleep last night and just stood on my gallery feeling the warm tropical tradewinds blow and smelling the lovely jasmine that is just starting to bloom in my yard.

If that's not enough, more announcements about new developments coming that were in today's paper got me all excited and made me want to rush out and buy buy buy more real estate here!

Contact me for a copy of my monthly newsletter - the August issue has info about the return of cruise ships to Frederiksted, more Delta flights scheduled to our island, and a new initiative to bury the power lines in Christiansted, which will make our town even more lovely and facilitate the restoration of power should we have a hurricane. You can also read the continuing saga of our water and power authority woes, and learn about our amazing athletes currently competing in the Olympics.

St. Croix is a busy place, bustling with economic vitality, growth, and a real sense that we are going somewhere! Let me help you invest in St. Croix, and live your dream in our paradise - I'm living mine!

Kim Lucas, REALTOR
340-626-3758
www.kimlucasvi.com
www.retireinthevi.com
kim@coldwellbankervi.com

Is the Housing Crisis really a "Crisis"

Kim Lucas (Coldwell Banker Land-de Wilde) — Fri, 08 Aug 2008 13:23:35 -0500

Here's a good short video by Dennis Kneale on CNBC, recorded June 27, 2008, with a fresh and positive approach to the mortgage challenges faced by the real estate industry.

Watch the Housing Video

In St. Croix, we have not had the rate of foreclosures seen in some of the states Dennis mentions, like California, Florida, and Nevada. But our market has softened, as a result of the "mainland" problems.

This means buyers have more choices and better negotiating power. Our economy is very strong, and growng.

Contact me to receive my monthly newsletter about the real estate market in St. Croix, or for a free copy of my report, Retiring in the Virgin Islands.

Ready to Help You Live Your Dream in St. Croix,

Kim Lucas, REALTOR
www.retireinthevi.com
www.kimlucasvi.com
kim@coldwellbankervi.com
340-626-3758

Christiansted, St. Croix Moving Power Lines Underground

Kim Lucas (Coldwell Banker Land-de Wilde) — Thu, 31 Jul 2008 18:01:54 -0500

Friday, August 1, will see the commencement of a multi-year project to move the power lines in Christiansted underground. The Virgin Islands Territorial Emergency Management Agency will break ground Friday on the lawn of Fort Christian.

The project, funded by the Federal Emergency Management Agency (FEMA) through its pre-disaster mitigation grant program, will speed the return of power to St. Croix in the event of a major hurricane. The work will be completed in 3 phases, running concurrently, and could take up to five years.

Following the devastating hurricane Hugo in 1989, it took about six months to fully restore power to the island. When this work is complete, FEMA expects a three-month timeframe for total revitalization after a major disaster.

A side benefit of the work, for our St. Croix economy and real estate values, will be the visual effects of underground cables. Poles and transformers will be buried, Christiansted will look more aesthetically pleasing, the tourists will snap photos without power lines, and real estate values should increase as a result. (Note power lines in the photo above of a building in Christiansted.)

Contact me to receive my monthly newsletter about the real estate market in St. Croix, or for a free copy of my report, Retiring in the Virgin Islands.

Livin' the Dream in St. Croix,

Kim Lucas, REALTOR
www.retireinthevi.com
www.kimlucasvi.com
kim@coldwellbankervi.com
340-626-3758

Christiansted, VI: Beautifully Remodeled Home with Guest House, $725,000

Kim Lucas (Coldwell Banker Land-de Wilde) — Thu, 31 Jul 2008 14:00:50 -0500

You won't believe this tropical gem! COMPLETELY remodeled from top to bottom with custom high-end cabinetry and finishes everywhere! This home is a delight! Has such a great 'island' feel to it. Main house has 2 large bedrooms and baths; large guest apt. has 1/1 with tons of storage and very large kitchen/living area. Across the street from 'honeymoon cove' and in a gated, secure neighborhood.

Links

Photo Gallery

Description

Features

Bedrooms:	3
Bathrooms:	3
Parking:	Garage
Year Built:	1969
Subdivision:	Judith's Fancy
Lot Size:	1.01 AC
Garage Size:	2-car
Square Footage:	2500
Agent Name:	Kim Lucas
Broker:	Coldwell Banker Land-de Wilde Realty
MLS #:	08-1201
Guest House:	Kitchen, bedroom, bath, living/dining, laundry

Location

53 Judith's Fancy QU Christiansted VI 00820

vFlyerId: 1790231

Want to Purchase a Home in St. Croix? Important Questions to Ask

Kim Lucas (Coldwell Banker Land-de Wilde) — Mon, 28 Jul 2008 12:34:30 -0500

One of the big decisions you will need to make if you are considering relocation to St. Croix is whether to build a new home, buy an existing home, purchase a condo, or rent. There are pros and cons associated with each choice. Here are basic questions to consider that will help you in this decision process:

1. How soon do you want to be "in" your own space in St. Croix?

2. Would you be able to personally oversee a construction project in this tropical climate? Have you ever done this before? If you won't be here, do you feel comfortable hiring a "general contractor" to be responsible?

3. How much "square footage" do you want/need, beds/baths?

4. What about stairs? Any limitations now or expected in the future?

5. Do you want / need a view?

6. How important is a pool?

7. How close do you want to be to the water? Do you want to be able to see it from afar, have it lapping at your feet, or does it really matter? Remember, in St. Croix, you are never more than a 10 - 20 minute drive away from the Caribbean.

8. What is the maximum amount of money you want to spend on the purchase?

9. What is the maximum amount of money you want to spend each month on fees and services for your home or condo?

10.What is the maximum amount of money you can spend on a mortgage or rent payment?

11.Will you live in your home full time, or will you rent it out part time?

12.Do you want additional income from your property (i.e., a home with a guest house can provide additional income as well as security when you are away)?

13.How close do you want to be to shopping or other community amenities?

Thinking through your answers to these questions about buying property in St. Croix, even if you want to invest in property and hold until retirement, will help you narrow your choices and prioritize the available properties. Contact me with any questions, and to receive my monthly newsletter on the real estate market in St. Croix.

Livin' the dream in St. Croix,

Kim Lucas, REALTOR
kim@coldwellbankervi.com
www.retireinthevi.com
340-626-3758

(photo courtesy of John Ballard)

Great Snorkeling Spots in St. Croix

Kim Lucas (Coldwell Banker Land-de Wilde) — Tue, 15 Jul 2008 16:11:02 -0500

Snorkeling is one of my favorite hobbies. I addition to watching the sea life, I love to look for shells and chaney (small pieces of broken Danish pottery) in the shallows. There are good snorkeling spots ALL OVER this lovely island. Visit the maps page on my web site, to become familiar with the island of St. Croix.

I guess I enjoy the snorkeling on the west end best of all. Right in front of our condo at Harbour Beach Village (just south of Sandcastles on the Beach) are perfect coral formations and overhangs - great spots for fish and lobsters to hang out! If you go in either direction away from the condos, the snorkeling is still wonderful, but the bottom changes. There are some grassy areas to the south,ideal for spotting turtles! Last week we saw an ENORMOUS ray. Wing span of probably 5 - 6 feet!

There's actually an underwater snorkeling trail on the west end just off of the beach in front of N2 the Blue (best dive shop in St Croix) and Coconuts (best beach bar in St Croix!!!). And snorkeling off the Frederiksted pier, you may get lucky and see seahorses! That's a definite "seahorse hangout!"

Going north, other good snorkeling spots include the beach off of Butler Bay (you'll see a sign and some old stone gates - just after that is a nice beach- park there to snorkel - but don't leave valuables in your car!). Further north along the west end beach road, stay to the left and you'll be rewarded with great snorkeling at Ham's bay. You'll see several spots to pull off and park - just make sure to mind your valuables. Take along one of those waterproof containers for your keys and wallet - if you don't have one - you can pick one up at N2 the Blue. Nothing worse than having a perfect beach and snorkeling day ruined by a few punks who get their jollies by breaking into vehicles and stealing your stuff.

Along the North Shore, of course the famous Cane Bay is a great spot for snorkeling and diving. Continue on to La Valle and I understand the snorkeling is pretty good in that stretch just after you go left at the Corner Store. Haven't checked it out yet - but it's supposed to be nice. And so is the snorkeling right in front of Lobster Reef (restaurant across from Corner Store). I hear that's a lobster hangout - and the restaurant is a hangout for those of us who like to eat them! Salt River park (the beach side) has some interesting coral formations and is supposed to have wonderful snorkeling. I haven't tried that yet, either. To get there, continue down north shore road and turn left at the marina. That road dead-ends at the beach - take security precautions here as well.

On the east end of the island there's also some great snorkeling. Tamarind Reef is really nice. Past the Buccaneer, turn left into Green Cay. Follow signs for the Deep End Bar and go to the beach to the right of the bar. They have an attendant and you can rent chairs, umbrellas, the whole works. Fewer worries about thievery here, and truly world class snorkeling. It's a bit difficult to get into the water here - but worth it.

Out east, the water in front of Duggan's Reef restaurant is supposedly good for snorkeling. Or, keep heading east and follow signs for the Divi, then turn left on one of the roads and find your way to the beach at Grapetree bay. There are several spots where you'll see trails to the beach and some parking. Great snorkeling here, too. The Divi hotel beach is also nice - with all the amenitie of a fine hotel (chairs, bar, etc.).

Jack & Issac's Bay is supposed to be fabulous for snorkeling (also off of Grapetree Bay- but you have to hike to it). I'm going to test that one out this week. I understand it requires a significant hike - but it's supposed to be well worth it. I'll report back!

And of COURSE - there's Buck Island! But for that - you need a boat!

Please feel free to post your comments about other snorkel spots YOU'VE found here on St. Croix!

Sound too good to be true? Visit my web site on retiring in the Virgin Islands, contact me for a Relocation Package or Answers to Your Questions on Retirement. We live our dream here in St. Croix - come down and visit!

Kim Lucas, REALTOR
www.kimlucasvi.com
www.retireinthevi.com
kim@coldwellbankervi.com
340-626-3758

Christiansted, VI: Oceanfront Condo Priced to Sell!

Kim Lucas (Coldwell Banker Land-de Wilde) — Fri, 11 Jul 2008 22:14:48 -0500

Links

Photo Gallery

Pool	Restaurant	Lagoon
Mill Harbour		Closet space
Living area	toward bedrooms	Kitchen
King in MB

Description

Unit priced for quick sale. This condo is in good shape, ready to rent or to make your home, or 'home away from home.' With some personality - it could be really adorable. Just needs your personal touch! Rents for $1600/mo.! On site restaurant, beach, pool! Close to Christiansted. Secure, gated entrance.

Leaving Christiansted, turn right at 5 Corners. Mill Harbour is first condo complex on the left. Enter security gates and park near the office. Unit 117 is two units to the right of the office.

Features

Bedrooms:	2
Bathrooms:	2
Subdivision:	Mill Harbour
Floors in Bldg:	2
Square Footage:	1100
Agent Name:	Kim Lucas
Broker:	Coldwell Banker Land-de Wilde Realty
MLS #:	08-1011
Location:	Oceanfront
Floor:	Ground floor
Restaurant:	On premises

Location

117 Golden Rock CO Christiansted VI 00820

vFlyerId: 1758208

Unusual Landmark in St. Croix: Sugar Mill House

Kim Lucas (Coldwell Banker Land-de Wilde) — Tue, 08 Jul 2008 11:58:04 -0500

St Croix, in the US VIrgin Islands, has a rich heritage and is the proud home to the remains of over 80 sugar mills, which were used in the production of sugar and rum here.

About 50 years ago, one enterprising man built a replica of a sugar mill as his guest house. Then about five years ago, another ambitious couple turned this guest house into part of a larger home that is a wildly successful vacation rental (www.stcroixvilla.com).

Learn more about the property by visiting Kim Lucas' web site, or reading her blog Unusual Landmarks in St. Croix.

Kim Lucas, Realtor
340-626-3758
www.retireinthevi.com
kim@coldwellbankervi.com

Will a Condo "Pay for Itself" in St. Croix?

Kim Lucas (Coldwell Banker Land-de Wilde) — Mon, 07 Jul 2008 17:52:59 -0500

"Can you buy a condo here that will pay for itself?" is a question I am frequently asked. Here are the questions you need to answer for ME so that I can answer that question for YOU and your unique circumstances:

1. Do you want a beach front condo?
2. How much are you willing to spend (initial capital outlay)?
3.  What monthly outgo can you live with for a property here?
4. Will you procure the renters (i.e., thru VRBO or other advertising you do on your own) or will you need a rental manager?
5. How often, and WHEN do you plan to use the condo for yourselves or your family?
6. Are you willing to do any "fix up" or do you want a "turn-key" condo?

A LONG-TERM RENTAL

The long-term market here is fairly good, with rates running around $800 / month for a one bedroom; $1500 - $2000 for a two bedroom; and $2000 - $2800 for a three bedroom.

Of course, if you rent out long term, your personal use here is going to be limited to times between renters - which may or may not be when you want to come.  Renting out to long-term tenants is much less headache and hassle - and can be a good way to go if your purpose in investing is to get a place that YOU want to live in several years from now - but want to secure it at TODAY's prices. Visit my Retire in the Virgin Islands web site for information on retirement.

A SHORT-TERM RENTAL

Condos without a sea view and/or pool generally do NOT rent well on the short-term market. The short-term market is pretty seasonal. With good marketing, you can generally rent out your place for 12 - 18 weeks a year - and most of the rentals will occur in the winter months (Dec. - April). So if YOU are planning to "winter" here - then you are going to have limited rentals.

Rates for short-term rentals range from $600 - $1200 a week for a one bedroom; $800 - $2500 a week for a two bedroom; $1500 - $3000 for a three bedroom. Of course, the range in the rates takes into consideration the location and desirability of the condo.

EXPENSES

Condo fees here are very high, ranging from $450 - $1200 A MONTH.

When people ask me if a condo will "pay for itself" - it really does depend on WHICH condo! If your fees are $1200 a month - then you'll be very lucky to break even - and that's NOT considering debt service - just "expenses."

WILL YOU WANT A PROPERTY MANAGER?

There are a number of condos here that have on-site property management and rental agents. These are the most "hassle free" condos to own if you plan to rent your unit out most of the time. I didn't say they were the "cheapest" or "most desirable" - but certainly the easiest.

These include Club St. Croix, Sugar Beach, Mill Harbour, and Colony Cove. Most of these complexes have websites - so google them to see the rates. Their occupancy calendars are typically not up to date - but they do well in season.

Most people who own these units at least break even (not including debt service). Note that some of these condos are self-insured, which means that if you must get a mortgage, the bank will REQUIRE you to have windstorm insurance. That will add another $350 - $500 per month to your monthly fees. Better to pay cash, if you can.

I have wonderful tools at my disposal to help you figure your return on investment. Once I know more about you and what you want, I can run the numbers and give you a really good picture of whether or not owning a condo here would be a good investment decision for you. First, you can Search the St. Croix MLS from my web site.

Then, in order for me to help you, YOU really need to get clear about your plans. Thinking through the questions above will help both of us! See you at the beach?

Kim Lucas, Realtor
340-626-3758
www.retireinthevi.com
www.kimlucasvi.com
kim@coldwellbankervi.com

Swimming with Dolphins in St. Croix

Kim Lucas (Coldwell Banker Land-de Wilde) — Mon, 30 Jun 2008 15:46:22 -0500

As a little girl I used to dream about Caribbean Islands (interesting, I was born in Ky. and didn't see the ocean till I was grown), pirates, and dolphins. Those dreams never died for me(well, maybe the ones about pirating....), and when I came to St. Croix I knew I'd found "home" and my dreams had come true.

Last SunDay was such a confirmation of this. It was Father's Day, and it was already hot by 10 a.m. The sea was like glass in Frederiksted and was that AMAZING color of blue. Larry and I had been snorkeling for about an hour, and were getting out of the water, when I turned and saw 4 fins breaking the surface of the water about 100 yards out. "Gotta go" I yelled back to Larry, and I took off after the dolphins.

I swam hard and when I popped up to check my bearings, Larry was motioning me toward the right. I caught another glimpse of a fin and I took off toward them again. I could hear them under water and my heart was beating fast at the thought of catching up with them. I slowed down a bit to catch my breath and looked up to see a beautiful dolphin swimming my way. We made eye contact and she swam up beside me - turned around and was about three feet beside and beneath me now swimming with me. She was so beautiful!

Two of her friends joined her, and the three of us swam together for a bit. Then a fourth friend joined in and I was in complete heaven swimming along with these gorgeous creatures! They swam slowly so we could stay together, and breached the surface to breathe maybe 4 times while we were swimming. They were so close! Not close enough to touch - but as close as was comfortable! I was talking to them (like an idiot!!) and telling them how beautiful they were, how thankful I was that they gave me the honor of swimming with them, and how much I loved them.

We probably swam like that for maybe 5 minutes - hard to tell time - but it was just amazing. Then the original friend turned slightly on her side so she could make eye contact with me again, and they took off for deeper water, which I could see was just a few feet away. I was WAY far away from the shore by this time - but folks there had been watching and when I got out, were eager to talk with me about my experience. And what an experience it was! I LOVE this place!

Dreaming of relocating to St. Croix or retiring here? Ask for my Relocation Package, and contact me with any of your questions. Our economy is booming and it's a great time to buy real estate!

Kim Lucas, REALTOR
340-626-3758
www.retireinthevi.com
www.kimlucasvi.com
kim@coldwellbankervi.com

Value of a Survey for a St. Croix Real Estate Investment

Kim Lucas (Coldwell Banker Land-de Wilde) — Mon, 30 Jun 2008 15:15:03 -0500

If you are purchasing a piece of property here in St. Croix, AND you are getting title insurance (which will be required if you are getting a loan), then you must have an "as built" survey. Many customers are confused by what this really means, and how it differs from other types of surveys. Recently, a local surveyor (Gary Bourdon of Survey Services Co. in St. Croix) provided us with a brief explanation of the three most common types of surveys:

The AS BUILT survey is the standard survey required by lending institutions and title companies before properties can be conveyed or refinanced. The survey will be based on the recorded drawing of the property on file at the Cadastral Office. The survey will show any improvements to the property to determine that there are no structures that encroach on adjoining properties, or visa versa, and insure the position of the structures is generally within Zoning and Covenant and Restriction setbacks. The survey will also show all easement, rights of way, and servitudes that may impact the property IF THE CLIENT FURNISHES THE PERTINENT TITLE INFORMATION TO THE SURVEYOR. Horizontal control for an As Built survey is established by finding existing monuments which express the intent of the map on file at the Cadastral Office.

Read the rest of the post on http://www.kimlucasvi.com/index.php?action=addon_blog_article&id=8

Purchasing or selling real estate in the Virgin Islands can get technical. Contact me for current information and referrals to the appropriate professionals to protect your property.

Kim Lucas
340-626-3758 cell

Got Rum?

Kim Lucas (Coldwell Banker Land-de Wilde) — Thu, 26 Jun 2008 19:08:12 -0500

Big news for St. Croix today! Governor DeJongh announced a wonderful landmark public-private initiative with Diageo (the world’s leading spirits, wine and beer company) for the construction and operation of a high capacity distillery on the island of St. Croix.

This new facility will be very high tech and environmentally sound - and is slated to be completed in 2011. Beginning in 2012, this distillery, which will have the capacity to distill up to 20 million proof gallons per year, will supply all bulk rum used to make Captain Morgan branded products for the US.

Needless to say, this will provide a major economic stimulus for the entire Territory of the U.S. Virgin Islands. Not only will it bring jobs, but Dejongh says it will also bring "a tremendous future stream of revenue and long-term source of funds that will go far towards solving many of the challenges we face as a Territory.”

The development of the new Diageo rum distillery will diversify the Virgin Islands rum industry, which enjoys an existing relationship with primary rum producer, Cruzan VIRIL. Governor deJongh described the public private partnership with Diageo as “a real success story, one that we can all be proud of as Virgin Islanders.” He continued, “That we have attracted such a vast and successful multi-national corporation to our shores can only serve as a signal that we are beginning to work together to build the Virgin Islands of prosperity and opportunity.”

I am SO proud of this administration and have nothing but praise, respect and admiration for Governor Dejongh and delegate Donna Christensen. They have worked tirelessly to help these amazing Virgin Islands and this is a major accomplishment!

GET YOUR VI REAL ESTATE NOW because we are on the road to greatness! What an even more wonderful place this is going to be five years from now!

Visit my web site for resources on retiring in St. Croix: www.retireinthevi.com and contact me for information on real estate opportunities. I'm sold on the investment potential of St. Croix!

Kim Lucas, Realtor
kim@coldwellbankervi.com
www.kimlucasvi.com
340-626-3758

original post: http://kimlucasvi.com/index.php?action=addon_blog_article&id=7

St. Croix Aerial Photos

Kim Lucas (Coldwell Banker Land-de Wilde) — Tue, 24 Jun 2008 19:41:47 -0500

For those of you who have always wondered what St. Croix looks like, these photos will give you a good idea. They were taken recently from a helicopter.

Pretty spectacular!
Photos courtesy of John Ballard.
Contact me for information about real estate in St. Croix, US Virgin Islands.
Kim Lucas, REALTOR
kim@coldwellbankervi.com
www.retireinthevi.com
340-626-3758

St. Croix: Why You Need Title Insurance

Kim Lucas (Coldwell Banker Land-de Wilde) — Mon, 23 Jun 2008 12:16:00 -0500

Many folks do not understand why they need a title search or title insurance. The following information addresses what a title search does and what the insurance protects, and was provided by the folks at Island Title Services Corp. here in St. Croix. I hope you will find it helpful.

"A title search is the process of determining from the public record just what the rights of a property are and who owns them. It is a means of determining that the person who is selling the property really has the right to sell it, and that the buyer is getting all the rights to the property that he/she is paying for. In most real estate transactions, a title insurance policy is purchased to assure the buyer that he/ she has purchased a valid title. in those transactions where title insurance is involved, the title company must determine insurability of the title as a part of the search process. If a title insurance policy is issued, the title company will, at its own expense, defend the title and pay losses within the coverage of the policy if they occur.

"There are several things involved in a title search for St. Croix property. First, the chain of title is determined - that is a history of ownership of the property, telling who bought it and sold it, and when.

"Next is a tax search, which is done to determine the present status of general real estate taxes against the property. This search will reveal if taxes are current or whether any taxes are past due and unpaid from previous years. In addition, the tax search will indicate the existence of any special assessments against the land, and if so, whether or not these assessments are current or past due. Title insurance protects the buyer against loss from unpaid and past due taxes and assessments.

"One of the most important parts of the title search is to determine if there are any unsatisfied judgments against the seller or previous owners which were in existence while they owned the title. It is very important to be sure that a title is not subject to judgments against the seller or previous owners. Title insurance provides this protection. If a judgement is discovered that constitutes a defect in the title, it is pointed out, and the seller must then eliminate it before the title of the new buyer can be insured free and clear of that judgment.

"When all these searches have been completed , the title company issues a commitment to insure, stating the conditions under which it will insure the title. The buyer, seller and lender can proceed with the closing of the transaction after clearing up any defects in the title which may have been uncovered.

"The lender is as concerned as the buyer about the quality of the title, because the property will secure the loan. The lender requires assurance that it has a valid first mortgage lien on the property. The lender's title insurance, however, DOES NOT PROTECT THE NEW BUYER OF THE PROPERTY. Although the land is the same, the interest of the buyer and the interest of the lender are very different, as are the provisions of the policies of title insurance. The buyer should obtain his/her own policy, often issued simultaneously with the lender's policy."

Contact me if you have additional questions about the reason for title insurance in St. Croix, and how to protect your interests when you purchase St. Croix real estate.

Kim Lucas, REALTOR
340-626-3758
www.retireinthevi.com
kim@coldwellbankervi.com
Original post: http://kimlucasvi.com/index.php?action=addon_blog_article&id=6

Living in St. Croix - What a Life!

Kim Lucas (Coldwell Banker Land-de Wilde) — Sat, 14 Jun 2008 18:08:23 -0500

While enjoying one of our beautiful beaches the other day, I made a list of the 10 things I love most about living here, in St. Croix, US Virgin Islands. When you dream of retiring on a Caribbean island, or "getting away from it all" think of the St. Croix lifestyle:

1. The amazing weather - 82 degrees year 'round, 20% chance of rain on most days.
2. The friendly people - smiles are abundant and locals as well as continentals are generally happy and friendly. It's easy to make friends here!
3. The laid back pace - no need to get in a rush - and there's always time for a friendly greeting and chat. If you're 15 minutes late here, you're 30 minutes early!
4. 1000 colors of blue! Well, maybe not that many, but there are so many colors of blue in our amazing crystal clear water!
5. No sox, no shoes, no problem. If I have on LEATHER flip flops, I'm dressed up. Love it.
6. Sunsets and sunrises. No two are alike, and they are all amazing.
7. Friendly drivers and no traffic. The drivers here are so courteous and nice - it's customary here to let others in and out of traffic (and I use the term "traffic" loosely!!)
8. Great restaurants. Unlike many Caribbean islands I've been to, where every restaurant has the same food, there are so many good and unique restaurants here! Not good for my waistline or budget, but yummy and fun!
9. Wonderful music. I absolutely love live music (GOOD live music, mind you) and there are some great musicians here. I'm a "regular" at every Kurt Schindler performance - and am a "self-proclaimed Schin-head!"
10. It's HOME! It's the good 'ol USA with all the benefits and protections that offers - and yet the culture of a Caribbean island. What can be better than that?
11. Beaches on the west end - GREAT snorkling, crystal clear water, wonderful shelling, virtually deserted beaches (especially on weekdays....love to slip away!) oohh - I said 10 didn't I!

It's hard to stop! There are SO MANY wonderful things about living here on St. Croix!

Visit my web site for resources on retiring in St. Croix:
www.retireinthevi.com

and contact me for information on real estate opportunities. I'm sold on the investment potential of St. Croix!

Kim Lucas, Realtor
kim@coldwellbankervi.com
www.kimlucasvi.com
340-626-3758

My Answer to "Frustrated with Real Estate on St. Croix"

Kim Lucas (Coldwell Banker Land-de Wilde) — Tue, 10 Jun 2008 15:02:26 -0500

I recently read a blog post by a 3-year resident on the island, who said she was frustrated with real estate prices on St. Croix. She shared some photos from a house she looked at that was listed near $300,000 - that truly needed quite a bit of work.

However, this home has amazing views of the north shore and is located in a desirable part of the island. She lamented about what $300,000 would buy here, as compared to what it would buy in, say, Texas. Well, last time I checked, there were no awesome Caribbean views to be had in Texas. If there were, I imagine you'd find prices there just as high, if not higher.

We get spoiled here after a while. It is easy to forget just how incredibly gorgeous this place is, and how desirable it is to live here. If you compare our real estate prices with other Caribbean Islands, Hawaii, or other equally beautiful places, you will come RUNNING back to St. Croix and start gobbling up real estate as fast as you can!

Yes, purchasing a home with a sea view is going to set you back a bit....but that's the price you pay to live in paradise! You can find reasonable homes and condos here - comparable in price to what you'd find on the mainland that are, say 15 minutes from gorgeous beaches....(again, let's not forget where we live!!!)....but you're not going to get that amazing view without paying for it!

Prices here are VERY dependent on location (as they are EVERYWHERE) and VIEW. A home with an amazing view for under $300,000? Come on - that's a STEAL of a deal! Fix it up and you've got a half million dollar property! Someone obviously figured that out - that home is now under contract.....

Kim Lucas, REALTOR
www.kimlucasvi.com
340-626-3758