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refinance: KeyBank's Key Community Mortgage - 12/17/10 11:53 AM
Update on KeyBank's 100% Financing Program: In my last post about this topic, I referred to this as a "new" program. After meeting with Kristin Shields and Will Mullin, KeyBank Mortgage Advisor and Relationship Manager respectively, I know now that Key has had this program in place for +/- four years. Disclaimer: The information that I am sharing here is NOT to promote KeyBank. As a professional REALTOR®, representing both buyers and sellers, it is my responsiblity to have a broad knowledge of available financing to achieve my client's home ownership (or home sale) goals. Lender guidelines vary, the most significant … (6 comments)
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refinance: Refi and Rent Out to Buy New? What Not to Do ... - 11/20/10 03:11 PM
Buying a new home and renting out the old one Realty Q&A - MarketWatch. Written By: Lew Sichelman. The author and nationally syndicated columnist is also a contributor to RealtyTimes® and HouseLogic ... the latter being a subsidiary of the National Association of Realtors®. Did Mr Sichelman really write and recommend the following strategy? "... But the only way you can pull $50,000 out of your present abode is to refinance. And to do that, you’ll have to certify that you will occupy the place. So don’t let anyone in on your plan, especially your loan officer. And don’t buy your … (5 comments)
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refinance: Get a Realtor "Free Market Valuation" Before Investing $450 in a Refinance Appraisal - 11/17/10 03:46 PM
I am in the process of refinancing my personal home, so, being the consummate Realtor® that I am, I prudently prepared a market valuation for myself. I have to admit, I was scared. Yes, very scared. Intuitively I knew what the value should be (since I help my clients buy and sell homes in the same area every day), but I bought in May 2007, at the peak of the peak. I also knew that my neighborhood had suffered a recessionary decline in home values, along with everyone else. So, you can imagine the weight that was lifted when my CMA … (6 comments)
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Kim Novak, REALTOR®
Layton,
UT
More about me…
RE/MAX Masters
Address: 3636 N 2900 E, Layton, UT, 84040
Office Phone: (800) 977-7835
Cell Phone: (801) 726-1443
Email Me
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