Kim Swagert's Blog

Wow, who would have thought it would be so hard to jot down a few thoughts?  I guess that's where Facebook is a good fit for me - something to fit in easily into my schedule. The summer started off slowly, but has gotten busier as it's gotten later into the season.  September looks to be a busy m...

It's been an interesting summer, as the market continues to try and find it's balance. I've had a pretty good year so far, considering the challenges we face. As of the end of June, we have 1,013 homes on the market, giving us an inventory ratio of about 20 months. This is an unbalanced ratio, me...

Recent Housing Stimulus NewsFebruary 19, 2009President Obama's housing initiatives have just been released.  This page will provide helpful information on the recently enacted New Homebuyer Tax Credit and the Homeowner Affordability and Stability Plan that is to be enacted March 4, 2009.Here are ...

Interesting...I saw this article in the L.A. Times today about credit card companies that were bailed out.  Goes to show that the companies that are 'too big to fail' will get their cake and eat it too! I made an online payment to the credit card I've had for 12 years -- it posted the next day (o...

I was speaking with a co-worker today and we both had this epiphany about the whole stimulus and bailout garbage. We are bailing out the very companies that are holding our feet to the fire -- raising credit card interest rates to 29.99% when you paid a day late, refusing to work with you on a sh...

I have been writing to everyone from my governor to the President about aid to housing as a major component of any stimulus plan.  While I opposed the first stimulus plan, and am disgusted at all the ridiculous things that seem to get tucked away in them, I feel like we are at a point in the econ...

Well, for some possibly.  "Fed Moves to Help Distressed Homeowners" - read here about how you may be able to take steps to keep your home if you are struggling making your payments.  Also, if you would like more information on short-sales, foreclosures and loan modifications, see my webpage here....

So, the first thing I've noticed is it's very hard to stay current on all the demands of the Internet if you are a Realtor.  Facebook, LinkedIn, ActiveRain......plus personal websites, property websites, etc.  I don't like doing something if I'm not going to do it regularly, and I'm finding it to...

Somehow that opening line reminds me of a movie -- "It's night-time, do you know where your kids are?" or something like that.  LOL! It's been an interesting month already.  I attended a half-day David Knox seminar in Portland last week on our current market.  As always, he was quick, witty, and ...

So, I held two open houses today while my husband, son and nieces went sailing.  Who got the better end of this deal???  It's in the 80's and the wind is blowing just right.  (For those who don't know, Klamath Falls has one of the best sailing lakes in the west!  You can check out my website at w...