Kiran's Blog - Archives August, 2007

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Mortgage Tips - How to stay unh-ARM-ed; Refinancing - 08/30/07 10:19 PM

Authored by Kiran & Kiranhttp://www.homesandloansphx.com/ 602-550-4842
Maintain healthy credit: It is much harder to get mortgage today than a month ago. It is more important than ever to maintain a good credit rating if you intend to purchase OR re-finance. With the mortgage meltdown that is gaining momentum, it could be harder … (0 comments)

Cancelling a Real Estate Contract - Will I get my earnest deposit back? - 08/21/07 02:23 PM

Authored by Kiran & Kiranhttp://www.homesandloansphx.com/ 602-550-4842
I get asked this question a lot - "How late can I cancel the contract without losing my deposit"?
In general, you can't just terminate a contract. There must be some reason for the termination, and that justification must have some basis under the purchase contract … (0 comments)

Calex Homes: Feedback needed to get the contract signed! - 08/14/07 12:29 PM

I have a client who is ready to sign for a CALEX home, but wanted to get some feedback / testimonials. Can you please help?
Do you have an experience with CALEX Homes that you can share?
Here is a query from my client "How is the builder? Do you have any clients that can give … (8 comments)

Sun Groves (Lindsay and Riggs) - Rent DECREASED ($1150) or Sale ($ 310 K) - 08/09/07 12:12 AM

BEAUTIFUL HOME with OUTSTANDING VALUE in SUN GROVES (Lindsay and Riggs). Seller is motivated.
Check out more details here
RENT DECREASED QUICK MOVE-IN ($ 1,150) or SELL ($ 310 K)
Looks better than a MODEL - check the picturesOpen floor plan. Kitchen has Granite counter tops Under mounted sinkCherry-wood cabinets (with crown moldings)Home furnished with … (2 comments)

July 2007 Market Data for Phoenix Metro - 08/04/07 04:54 AM

What do these number mean?
Summary: An absorption rate of < 4 is considered a seller's market and obviously all the cities in the valley are not in a "seller's market". The higher the absorption value, the buyers are at an advantage
Read my article on the snapshot analysis of the data in … (0 comments)

Aug 2007 - City-by-city Phoenix Real Estate Market Analysis - Best and Worst Survivors of the downturn - 08/04/07 04:47 AM

Authored by Kiran & Kiranhttp://www.homesandloansphx.com/ 602-550-4842
I have talked about Absorption rate in my previous article. (representation of supply and demand). Now, I have attempted put the concept into use by pulling some data from the Phoenix metropolitan area and compiling it.
The metric is used to compare and see which area is most … (0 comments)

How is our Real Estate Market – track it with the Absorption rate. - 08/03/07 06:43 PM

Authored by Kiran & Kiran, Call Realtyhttp://www.homesandloansphx.com/ 602-550-4842
In today's article, I want to cover the meaning of ABSORPTION rate. This is one of the plethora of indicators available to gauge the health of the real estate market - especially the local market.
What is ABSORPTION RATE? Number of available homes available for … (0 comments)

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