about mortgages: Long Beach, Ca. How will higher loan limits actually change California's Real Estate Market? - 02/03/08 11:53 AM
Long Beach, Ca.  The big debate in Congress right now is not whether to raise loan limits for fannie mae/freddie mac but how much to raise them.  You see if the new bill passes, the new loan limit will be for 125% of the median sales price in a community.  For example, … (0 comments)

about mortgages: Long Beach, Ca. The real reason Countrywide failed in the Mortgage Markets - 01/13/08 01:34 PM
Long Beach, Ca.  The market is like the wild.  Only the fittest survive to fight and live another day.  Not to take away from the efforts or history of any great company; the fact is, everyday we are vulnerable and responsible for every decision we make whether it is corporate or … (0 comments)

about mortgages: Current Market trends provide even greater opportunities for Renters pursuing Home Ownership - 12/10/07 11:22 AM
Long Beach, California  - Buying a home vs. renting is a big decision that takes careful consideration, as most mortgage consultants will agree. But the rewards of home ownership are great. For many years, purchasing real estate has been considered an extremely profitable investment. It is an achievement that offers a … (0 comments)

about mortgages: Find a Mortgage Planner who understands your family's long term plans - 12/09/07 01:10 PM
Long Beach, Ca. - Taking the step into home ownership is one of the most important financial decisions a person will make in their lifetime. There are many factors to consider when embarking on this venture. Literally hundreds of loan programs are available, and it is important to find the one … (0 comments)

about mortgages: Why would a borrower pay discount points to a Mortgage Broker? - 11/25/07 01:45 PM
In this day of high inflation and the dropping value of the dollar, one wonders why should a borrower ever consider paying points to buy down the interest rate on their loan.  Let's consider that  a "discount point" is supposed to discount the interest rate that a borrower gets on their … (2 comments)

about mortgages: Long Beach, CA: Seller carry back mortgages are preferable for some home buyersL - 11/22/07 11:06 AM
Sometimes the only way to buy a home and get a home loan  in our current real estate market is by getting the Seller to carry back a loan and essentially become the bank.  Now, we have to ask the question, why would the seller want to carry back financing?  The following … (0 comments)

 
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Kirk Mulhearn

Long Beach, CA

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Prudential California Realty/Gem Mortgage

Address: 3728 Atlantic Ave., Long Beach, Ca., 90807

Office Phone: (562) 989-4608 x 110

Cell Phone: (562) 965-0054

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