financing: In case you missed it....Private Mortgage Insurance is tax deductable. - 01/27/08 11:31 AM
As of January 2007 private mortgage insurance or PMI became tax deductable. Recent legislation has now extended this out to 2014. In the past we would restructure your loan with the first mortgage at 80% of the sale price then adding a second covering all or most of your down payment.
Much has changed. … (3 comments)

financing: Stimulate OR Simulate Package....and Oscar is around the corner! - 01/26/08 09:22 PM
"Welcome my friends to the show that never ends, your welcome to attend, come inside come inside"
Emerson Lake & Palmer
Yes the political season is in full swing and the Oscars are just around the corner and here are a couple nominees:
FOR BEST ACTOR:
Barney Frank, Chairman of the House Financial Services Committee
For his … (2 comments)

financing: It was 20 years ago today.... So what are you waiting for? - 01/25/08 11:41 AM
The interest rate in January 1988 was 10.38% at a cost of 2 points.  http://www.freddiemac.com/pmms/pmms30.htm.
Top songs of 1988
Roll with It - Steve Winwood, One More Try - George Michael, Every Rose Has Its Thorn - Poison, Look Away - Chicago, Man In the Mirror - Michael Jackson, The Flame - Cheap … (5 comments)

financing: Credit Scoring - 01/24/08 11:15 AM
Just over a decade ago, the mortgage industry began using a credit qualifying tool to help them evaluate a borrower's credit worthiness when applying for a home loan. This tool is called credit scoring.
Credit scores are often referred to as FICO scores, after Fair Issac & Co., the primary developer of … (1 comments)

financing: Shop the Professional for better results. - 01/23/08 01:17 AM
If you call a bank, broker or access the Internet to obtain an interest rate quote and you are not asked a specific set of questions prior to obtaining the rate quote it is probably wrong and it may be the wrong program for you anyway. 
In order to obtain an accurate quote, … (0 comments)

 
Loan Officer: Kirk Williams, #LMA 510-LO-32537 (Independence Mortgage Services)
Kirk Williams, #LMA 510-LO-32537
Everett, WA
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Independence Mortgage Services

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