ca: Want to Sell Your Home? - 01/12/08 01:38 PM
Find a terrific Publicist (Real Estate Agent) who knows how to create some pizzaz, a unique attraction around your home. You may not realize how special your property is, only your agent appreciates what a jewel you have. This is what goes through his mind as he takes steps to present … (5 comments)
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ca: A Good Time to Buy - 11/30/07 08:16 AM
The 2007 National Housing Pulse Survey from October 2007, indicates that 59 percent of Americans think .And yet, these are the figures that are completely out of sinc with logic : = Existing Homes Sales dipped to 4.97 million in October, the lowest since 1999 = New Homes Sales counted 728,000, … (0 comments)
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ca: So, Is It A Buyers Market? - 11/06/07 09:23 AM
Can it be described as "A market condition characterized by an abundance of goods available for sale”...a reasonable description of a buyer’s market? Is a decline in pricing reflecting a buyer’s market?Well its a buyer’s market, or was, in terms of availability. This condition has been changing. Rather than reducing the … (6 comments)
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ca: Could The Miserable Housing Starts Be An Indicator Of The Housing Market's Recovery? - 10/19/07 10:00 AM
Not if you believe everything you read in the press. These writers present only what appears on the surface. Yes, Housing Starts plunged last month. Does this mean the Housing Market is in the toilet?The government has just released September 2007's Housing Starts data for the country. A "Housing Start" is … (6 comments)
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ca: Ah, la fin de fumer! - 10/15/07 11:29 AM
Yes, come January, smoking will be banned in all restaurants and bars in France. In theory, the ban has been in effect since 1991...a ban except for specified “smoking” areas. Of course the majority of space in each establishment became the smoking area. It looks like one of the last poignant characteristics … (1 comments)
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ca: Things Looking Up? - 10/14/07 06:03 PM
Things are starting to look up in real estate from what recent reports and the NAR indicate. It may be a temporary positive glich, but with widening credit availability and low interest rates holding steady it sure does look like a recovery is slowly under way. I’m sure this is no … (5 comments)
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ca: Who Needs A Partner? - 10/03/07 12:19 PM
It seems that partnerships are the way of the future. Why? I’m a loaner myself. I sure don’t want to check-in with a partner every time I make a decision. So what’s the advantage? Businesses—successful business— are run like a business even if there are no partners. There’s a structure to … (6 comments)
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ca: Mortgage Loan Rules Tighten - 09/24/07 05:40 PM
Not that long ago, outbidding on properties was common practice with “jumbo” loans—over $417,000. Homes on the market now have became abundant, the sub-prime meltdown has led to tightened lending even for credit-worthy borrowers, including shoppers in their price range who needed so-called jumbo loans.Lenders recently started to shun these larger … (4 comments)
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ca: Housing Inflation? - 06/04/07 04:32 PM
Ah yes, I can remember when our home in Westwood Village cost somewhere in the neighborhood of $5,000. Just south of Wilshire Blvd, it was a beauty with a bamboo walled den and porch from this romantic feeling room overlooking a sizeable backyard. The large garage was on the back of … (4 comments)
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ca: "BELOW 500 FICO SCORE?" - 05/20/07 07:00 PM
"CALL, WE CAN HELP!""LET US BEAT YOUR BEST QUOTE!" RESIDENTIAL | APARTMENTS | LAND LOANS | MIXED USED PROPERTIES | RESIDENTIAL PROPERTY GUIDELINES • 70% LTV MAX; RATES FROM 9.50%! • PRIVATE LENDER FUNDS! • FORECLOSURE, BANKRUPTCY, JUDGEMENTS, TAX LIENS OK! • NO FICO SCORES REQURIED! • 1ST, 2ND OR 3RD … (1 comments)
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ca: Some Nice Selections - 05/17/07 05:44 PM
I’ve been sending out some of the nice selections locally to a picky market. Hard to figure. People seem to be very selective with no particular reason. Even 4-unit listings are beginning to make an appearance after it seems like a lifetime of sitting in the weeds. Buyers are simply finding … (0 comments)
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ca: The South Bay Real Estate Market? - 05/08/07 06:47 PM
How’s the South Bay Real Estate Market? Stable would probably be the best word to describe it. In Manhattan Beach, there are 6 fewer properties for sale compared to last month. The median price is $738,250 higher for Single Family Residences, and $200,000 lower for Townhome/Condos. The other So. Bay communities … (4 comments)
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ca: Senior Thoughts - 05/04/07 07:57 AM
Every once in a while one just needs to take it easy and examine ‘things of consequence’. Nothing too heavy, but worth the trip. So you think there’s nothing to do today? Amazing how many seniors get this into their heads and it becomes as permanent as any landfill. I had … (2 comments)
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ca: Subprime Reality - 04/28/07 06:22 PM
Let’s face it, a lot of people screwed up. It’s become a tremendous mess and no one wants to take the blame. There are some who can’t avoid the blame. There are others who are looking for a plate full of pitty. And of course, there’s the Govt. Watch Dogs who … (13 comments)
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ca: Subprime, a Result of Predatory Lending - 04/24/07 04:43 PM
The ad said, “Easy Financing. Low FICO scores no problem. Stated Income only.” What a deal. It doesn’t take much imagination to picture the chain of events leading to the ultimate conclusion...Foreclosure, based on Predatory Lending. There has been a landslide of financing in a spectacular unprecedented market. Everyone was willing … (3 comments)
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ca: A 2nd Home in Wine Country? - 04/22/07 01:18 PM
Yes, that wine country...Burgundy. What a wonderful idea.A client in the process of investing in the neighborhood of 2 million euros ($2,724,202, the euro/dollar exchange being the only negative) for a 2nd home in Burgundy, made the observation, “I can remember a couple of years ago in Paris, it was common … (3 comments)
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ca: Foreclosure! A Dreaded Term - 04/20/07 10:14 AM
...‘All those years ago, that torture victim kept moving his lips, trying to articulate an explanation, muttering the same words over and over. "It was a mistake," he repeated, and in the next few days I pieced together his sad and foolish tale.’ (From article c.c. “The Torture Debate” by Ariel Dorfman, … (10 comments)
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ca: Hermosa Beach Living - 04/17/07 06:53 PM
Why do I feel so close to Hermosa Beach? After all, I come from the other end of the bay — Santa Monica. There was a time when they were considered as one, at opposite ends of the same bay; before zip codes designated subtie area differences. But living in Hermosa … (2 comments)
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ca: Negative Amortization Loan Disclosure. - 04/14/07 02:56 PM
Borderline consumers with low FICOs, No Doc Stated Income Loans etc, who are in need of a loan to make a mortgage loan work, are likely to be approached with a negative amortization loan. Why? It’s simple: the lender is about to make a huge profit from higher interest rates, … (5 comments)
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ca: The Hermosa Beach Fire Dept—Since 1907 - 04/10/07 12:01 PM
What is more symbolic of a community and the courageous men who look after its citizens, than the fire department? The Hermosa Beach Fire Department comprised of volunteers, was incorporated in 1907. The small community grew, along with it its fire department which became better equipped and were referred to … (1 comments)
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