Closing On Time? How About Closing Early? - 04/22/12 08:20 PM
Closing on time?  How about closing your San Diego County home purchase loan early?  Here are some real escrows that AmeriFirst Financial closed in less than 30 days: 
FHA purchase - initial application taken on 3/9/2012, escrow opened 3/14/2012, escrow closed 3/29/2012.
VA purchase - initial application taken on 3/1/2012, escrow opened 3/5/2012, escrow closed 3/27/2012.
FHA purchase - initial application taken on 4/5/2011, buyers purchased a short sale, seller's lender approved the short sale on 3/2/2012, but the short sale approval was only good until 3/16/2012.  We closed the loan on 3/15/2012.
CONV purchase - client was working with … (0 comments)

San Diego County CA - Home For Sale Near Old Poway Park - 04/22/12 07:54 PM
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Escondido CA - 4 Bedroom Home For Sale At Eureka Springs - 04/22/12 07:51 PM
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San Diego - Spacious 3 Bedroom Townhome in San Marcos - 04/21/12 04:52 PM
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San Diego Chic Urban Townhome For Sale - 04/21/12 04:47 PM
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Another North San Diego County Home SOLD! Wonderful 3 Bedroom Home In Flair Encinitas - 04/21/12 04:43 PM
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San Diego - Gorgeous Santaluz 4 Bedroom Executive Home - 04/21/12 04:39 PM
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VA Streamline Refinance In Oceanside CA - 04/08/12 09:00 PM
If you are shopping for a VA Streamline Refinance Loan for Oceanside, CA let over 19 years of experience work for you.
Experience AND new ideas count when helping you close your VA Streamline Refinance Home Loan in Oceanside CA. For a VA Streamline Refinance Consider Kevin Kueneke.
Kevin has closed over 2,500 closed loans in just over 19 years of experience, certified continuing education trainer teaching Realtors and Lenders about VA and HUD loans, and a proven track record of excellent customer service.
Your VA Streamline Refinance home loan mortgage professional needs to be backed by one of the … (1 comments)

California Property Tax Relief For 55 And Older - 04/08/12 08:55 PM
In California, we know that Prop 13 prohibits tax increase until property ownership has changed.  Your property taxes might increase a little per year, but not substantially.  But have you heard of Prop 60? 
Prop 60, otherwise known as the Reappraisal Exclusion Program, allows a one-time property tax relief for San Diego residents aged 55 and older by preventing a property valuation increase when they sell a current principal residence and purchase a new principal residence of equal or lesser market value. 
For example, let's say the homeowners purchased their current property 20 years ago for $75,000 and the current … (1 comments)

The HARP Deal 2.0 - Does Condo Owner Occupancy Ratio Matter? - 04/08/12 08:27 PM
The HARP Deal 2.0 - We often hear the term "owner occupancy ratio" which refers to the percentage of condominium owners that actually occupy their units in a condo project.  The idea is that the lower the owner occupancy ratio, the greater the chance of a condo project going under. 
Why?  Because when hit with a financial hardship, a homeowner is more likely to stop paying the mortgage on a property in which they do not live vs. good ol' Home Sweet Home.
As I have stated in a previous post, Less Than 51% Owner Occupancy? OK For Conventional Loans, … (0 comments)

Chic Urban Townhome In San Diego's Terracina Near Midtown - 04/08/12 07:53 PM
Prequalify today for this Chic Urban Townhome In San Diego's Terracina with Kevin Kueneke of AmeriFirst Financial by calling 760-500-1919 or apply online: www.kevink.amerifirst.us
Location Location Location! So close you can feel the Heartbeat of San Diego! Upgraded Mission Hills 2 Bedroom, 2.5 Bath tri-level town home with 1 Car Garage extra sized+ 1 space in San Diego's Terracina.
the kitchen of this Terracina 2 bedroom townhome features granite counters, stainless steel appliances new flooring, paint and recently remodeled.
Open and light living room with high ceilings, recessed lighting, hard wood floors tile and upgraded carpet in bedrooms & hallway. Ideally … (0 comments)

VA Streamline Refinance In San Diego County CA - 04/08/12 07:38 PM
If you are shopping for a VA Streamline Refinance Loan for San Diego County, CA let over 19 years of experience work for you.
Experience AND new ideas count when helping you close your VA Streamline Refinance Home Loan in San Diego County CA. For a VA Streamline Refinance Consider Kevin Kueneke.
Kevin has closed over 2,500 closed loans in just over 19 years of experience, certified continuing education trainer teaching Realtors and Lenders about VA and HUD loans, and a proven track record of excellent customer service.
Your VA Streamline Refinance home loan mortgage professional needs to be backed … (1 comments)

New Homes In Vista CA - Plan 1 In Phase 2 Of Vista's Tesoro - 04/08/12 07:11 PM
New Homes In Vista CAPlan 1 In Phase 2 Of Vista's Tesoro
Prequalify today with Tesoro's Preferred Lender, Kevin Kueneke of AmeriFirst Financial, by calling 760-500-1919 or apply online: www.kevink.amerifirst.us.  Tesoro welcomes Conventional, FHA, and VA financing.
Only one Plan 1 remains in Phase 2 at Vista's Tesoro. Plan 1 in Vista's Tesoro features 3 bedrooms and 3 baths. This 1,800 square foot home also has an enormous tandem garage with enough space for four cars. Or use the extra space to store your toys and tools.
These detached condominiums live like single famliy homes. Sunny skies and warm ocean breezes, … (0 comments)

The HARP Deal 2.0 - Maximum Loan Amounts For Various CA Counties - 04/08/12 05:36 PM
The HARP Deal 2.0 - One thing to keep in mind for the HARP Deal 2.0 is that the new loan amount may exceed the "regular" Conforming limit of $417,000 for many California properties.
These loans, known as High Balance Conforming for Fannie Mae and Super Conforming for Freddie Mac, must still meet the income, credit, occupancy guidelines of the HARP Deal 2.0 for regular Conforming loans.
Here are some of the 2012 loan limits for the HARP Deal 2.0 for loans originated in various California counties:
San Diego: $546,250  Contra Costa: $625,500Alameda: $625,500Alpine: $463,450El Dorado: $474,950Los Angeles: $625,500Marin: $625,500Mono: $529,000Monterey: $483,000Napa: … (0 comments)

SOLD! Wonderful 3 Bedroom Home In Flair Encinitas - 04/08/12 04:49 PM
Prequalify for San Diego County real estate with Kevin Kueneke of AmeriFirst Financial by calling 760-500-1919 or apply online: www.kevink.amerifirst.us
SOLD! Another North San Diego County home SOLD by Christine Kueneke with Windermere Real Estate SoCal.
This beautifully upgraded home in the community of Flair Encinitas is located 1776 Shadow Mountain Drive, Encinitas CA 92024, and is at the end of a private and gated street. There are no houses in front or behind this house. NO road noise and minimal traffic.
Pride of ownership shows in this 1,567 square foot home, every space has been optimized for maximum storage … (0 comments)

FHA Mortgage Loan In Pasadena CA, No Appraisal Refinance Available - 04/01/12 09:09 PM
If you are shopping for an FHA Loan for Pasadena, CA let over 19 years of experience work for you.
Experience AND new ideas count when helping you close your FHA Home Loan in Pasadena CA. For your next home purchase or refinance consider Kevin Kueneke.
Kevin has closed over 2,500 closed loans in just over 19 years of experience, certified continuing education trainer teaching Realtors and Lenders about FHA and VA loans, and a proven track record of excellent customer service.
Your FHA home loan mortgage professional needs to be backed by one of the nations most well respected … (0 comments)

Craftsman/Bungalow Mobile Home In Encinitas CA, Close To The Beach! - 04/01/12 08:59 PM
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Spacious 3 Bedroom Townhome in San Marcos California - 04/01/12 08:44 PM
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Brand New Homes At Vista's Tesoro, Plan 1 Selling Fast - 04/01/12 08:26 PM
Only two Plan 1's remain in Phase 2 at Vista's TesoroPlan 1 in Vista's Tesoro Selling Fast
Special financing incentives available through Tesoro's Preferred Lender, Kevin Kueneke with AmeriFirst Financial, including closing costs and first year payments of HOA.  Contact Kevin today by calling 760-500-1919 or access Kevin's secure online application: www.kevink.amerifirst.com
Plan 1 at Vista's Tesoro features 3 bedrooms and 3 baths. This 1,800 square foot home also has an enormous tandem garage with enough space for four cars. Or use the extra space to store your toys and tools.
These Vista 3 bedroom detached condominiums live like single famliy … (0 comments)