Merry Christmas and Happy New Year to Everyone! - 12/22/10 10:56 AM
To all the Active Rain Community and anyone reading this - Merry Christmas!  Hopefully you are able to spend some quality time with your family and friends this year!  May God Bless you and the coming new year! 
 
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Dropbox - great file sharing tool! - 12/17/10 02:13 PM
As our industry continues to evolve technology, high tech gizmos, and borrower sophistication plays a bigger and bigger role in how we do business.  I have noticed that a great way to differienciate is to embrace the techno innovations and use them as a wow factor, efficiency enhancement, and/or just a way to keep things fresh.  I am by no means a techno person but there are a lot of tools out there that are simple to use and can really help you out. 
I blogged about Jing the other day and today I would like to share a tool I … (3 comments)

Do you JING? - 12/08/10 09:20 PM
Software that is fun, free, and give you a leg up! 
TechSmith | Jing, instant screenshots and screencasts,home www.techsmith.com
 Add visuals to your online conversations. Jing captures anything on you see on your computer screen, as an image or short video, and lets you share it instantly. Get your free account now!
 
If you have not utilized or heard of Jing - you may want to take a moment and read up on it.  This is an incredibly easy software to use that allows you to take screen captures of anything on your monitor and make it into an email … (2 comments)

Credit Refresh and Communication - 12/07/10 11:55 PM
 
  
You may or may not have heard but a recent change from Fannie and Freddie has put a requirement on lenders to "refresh" credit reports prior to closing loans.  This did not come as a surprise to me as one of the biggest buyback issues lenders were facing was a result of undisclosed debt.  This was usually a result of the borrower applying for credit after their mortgage was approved, i.e. opening credit accounts for furniture, appliances, or even just simply running up their credit cards fixing up their house to sell.  This was a topic I wrote about months ago.  
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Ken Land NMLS#108157

Weddington, NC

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Fairway Independent Mortgage

Address: 8430 Rea Road, Suite E, Charlotte, NC, 28277

Office Phone: (704) 200-2325

Cell Phone: (704) 641-8363

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