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REVEALED! How Your Next New Car Lease Payment is Figured... - 08/13/08 04:02 PM
Coming from an automotive finanacing background, I am a big leasing advocate - especially in our chosen professions.  I realize this may be too much information for some and perhaps a bit boring, but I do get asked this question fairly often.
So, how do they come up with the lease payment?  It is composed of three factors:
Depreciation Lease Charge (could be considered interest) Sales Tax For an example, I will use a car that is currently running a lease special.  For a lease, an interest rate is not actually used - the term is referred to as a Money Factor.  There … (3 comments)

I Have My Localism Sponsorship, Now What? - Anyone Have Advice or Ideas? - 08/12/08 05:24 PM
Thank you for reading and replying to this post.
I am located in th 'Apple Capital of the World', Wenatchee, WA which is more or less in the middle of the state between Seattle and Spokane.  We have a good size growing community and seem to be lucky enough to be in an appreciating market.
I have been reading up on community sponsorship today and noticed ours was not taken, so I jumped on it.
Is there anyone with ideas on how they are going to use their sponsorship when they get it or has anyone been using it?  I have … (9 comments)

So You Make More Money Now - Why Doesn't Your Credit Score Go Up? - 08/12/08 04:09 PM
Simply put, your income does not affect your credit score.  Whether you make 30k per year or 200K - you may share the same scores.
So that opens up the question - "What are the factors that affect my score?"
Here they are:
35% is based on your payment history for both old and new accounts. 30% is based on the amount you owe.  High balances are a negative in the eyes of a credit bureau.  As a rule of thumb, add up all of your 'limits' for your credit cards and compare the total to the total of your balances.  … (1 comments)

 
Kevin_nelson_3x5_b

Kevin Nelson MLO-121548

Wenatchee, WA

More about me…

Mortgage Advisory Group CL-36130

Address: 1250 North Wenatchee Avenue Suite G, Wenatchee, WA, 98801

Office Phone: (509) 860-7197

Cell Phone: (509) 860-7197

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