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chelan: I Have My Localism Sponsorship, Now What? - Anyone Have Advice or Ideas? - 08/12/08 05:24 PM
Thank you for reading and replying to this post.
I am located in th 'Apple Capital of the World', Wenatchee, WA which is more or less in the middle of the state between Seattle and Spokane.  We have a good size growing community and seem to be lucky enough to be in an appreciating market.
I have been reading up on community sponsorship today and noticed ours was not taken, so I jumped on it.
Is there anyone with ideas on how they are going to use their sponsorship when they get it or has anyone been using it?  I have … (9 comments)

chelan: Wanted - Participants for the Relay for Life of Chelan and Douglas County 2008 - 11/14/07 01:44 AM
We are actively seeking captains and participants for the Relay for Life of 2008.  Information can be found at http://www.wenatcheerelay.com/.Relay for Life is an American Cancer Society fundraiser with over 3.5 million participants worldwide who help raise money for cancer research and are committed to eliminating cancer in our lifetime.  At events in 4,800 communities nationwide, teams of families, friends and coworkers join together to CELEBRATE the lives of those who have battled cancer, REMEMBER those lost and FIGHT BACK against a disease that takes too much.If you are interested in participating, I can be reached directly at 509-860-7197 or kevin@kevinnelsonbiz.  … (0 comments)

chelan: Relay for Life of Chelan and Douglas County Info - 10/10/07 04:58 PM
I am the Online / Technical Chairperson for the Relay for Life of Chelan and Douglas County, WA., set to take place in May of 2008.  This is an American Cancer Society sponsored event.
Our event is set to kickoff October 18th form 6:00 to 9:00 PM at the Red Lion Hotel in Wenatchee.  The kickoff is a great place to get together if you would like to learn about the Relay for Life and have any questions about participation.  We will also have a guest speaker and plenty of entertainment.
We are currently seeking corporate sponsorships and recruiting teams as well.  Sponsorships … (0 comments)

chelan: Overstated Home Values Not as 'localized' as You May Think - A Follow Up... - 03/06/07 12:06 PM
This information comes from the National Association of Realtors for Quarter 4 of 2006:
As part of its quarterly survey, the National Association of Realtors reported a 2.7 percent decline in prices in the fourth quarter compared to the fourth quarter of a year earlier. That's the biggest year-over-year drop on record.
In addition, 73 markets of 149 tracked reported a decline in prices. That decline was far more widespread than in the third quarter, when only 45 markets reported drops.
But I'm just a lender...
… (2 comments)

chelan: Another One Bites the Dust - Get Your Loans Funded NOW!!! (and a great link). - 03/05/07 05:34 PM
Here is the great link:  http://ml-implode.com/
31 Lender Under - How Many More Can We Lose?
Same story when I come in to work everyday.  One lender calls to tell me of three others shutting down for business or being bought out.  He wants my to pilfer my pipeline.  I usually give the same canned answer.  "all of my loans are conforming.  Thanks anyways".
The interesting thing to me is the effect this has on all of the advertising we hear about - as a lender I constantly get emails and calls regarding the current boom of adjustable rate mortgages setting to expire.  You've … (4 comments)

chelan: Before You Lose Track of Time... - 03/05/07 03:48 PM
Don't forget to update your computers for the change in Daylight Savings Time.
With this event occuring 4 weeks earlier than usual this year, it will throw off the clock on you computer.  Not a big deal until you are an hour early for your next appointment (it will put your calenders / Outlook out of sync as well).  Maybe this would be a blessing for some...
Here is the link for the updates:  http://support.microsoft.com/gp/cp_dst
And just in case someone in here uses a Mac:  http://docs.info.apple.com/article.html?artnum=305056
If you have any questions, please post or email.  Thanks everyone!
… (0 comments)

chelan: Finally...The Secret to Success in Real Estate in Wenatchee... - 02/28/07 11:55 PM
...and it takes a local mortgage originator to figure it out.
 If you read the Seattle PI on Sunday of this past week you learned this:
Chelan and Douglas County are in the top 5 areas of growth for Washington StateChelan and Douglas County populate approximately 105,000 peopleOur growth has been approximately 14% (mostly retirees)Our median home sale price is $239,000Almost all of the growth areas contributed new construction as a large growth factorSo I have to ask this...our valley's median income does not support a $239,000 loan.
Where do we get our down payments?
Retirees? (Most are not from here...good luck.  Heard of a … (2 comments)

chelan: Realtor Update on the Previous Blog (Very Common Loan Officer Frustrations) - 02/15/07 01:32 PM
Regarding #2 and not paying off charge off and collections;
 Many LO's will agree, this is a tough point to get across to your clients - do not pay off charge offs and collections.
As if our job wasn't detailed enough, why add more paper work to the mix?  Here is an example that I came up with on a refinance loan - a family member.
 At origination my client says "we would like these three credit cards paid off at closing."
 Sounds easy.  A couple of days before close, they inform me they decided to write a check and pay off two of the accounts … (0 comments)

chelan: Applying for a mortgage? Here are the do's and don'ts of the loan process... - 02/15/07 12:37 PM
•1.           DON'T APPLY FOR NEW CREDIT OF ANY KIND.  Including those "You have been pre-approved" credit card invitations that you receive in the mail.  Every time that you have your credit pulled by a potential creditor or lender, you lose points from your credit score immediately.  Depending on the elements in your current credit report, you could lose anywhere from 2-50 points for one hard inquiry.
•2.           DON'T PAY OFF COLLECTIONS OR CHARGE OFFS during the loan process.  Paying collections will decrease the credit score immediately due to the date of last activity becoming recent.  If you want to pay off old … (2 comments)

 
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Kevin Nelson MLO-121548

Wenatchee, WA

More about me…

Mortgage Advisory Group CL-36130

Address: 1250 North Wenatchee Avenue Suite G, Wenatchee, WA, 98801

Office Phone: (509) 860-7197

Cell Phone: (509) 860-7197

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